List of cards that don't work with CRED app

[spatone]

With the number of cards for most enthusiasts breaching the double digit mark, the CRED app helps a lot of us in managing the payment. The CRED coins and cashbacks maybe useless, but the utility of a clean interface app for card management can't be denied.

Thought of sourcing the list of credit cards where the statement isn't auto-fetched by CRED. If the community has any workarounds, will update that in the original post here.

Will start with the cards that don't show up in my CRED app with their statement details:

1. OneCard - neither OneCard nor the banking partner Federal Bank seems to send a statement to the mail for CRED to read
2. Bank of Baroda - I receive the statement for my ETERNA card on email, but it doesnt show up in the CRED app. Payments (after checking the statement due amount) get credited fine. Also, one has to manually change the bank to BOB, as CRED identifies the card (at least ETERNA as SBI Card)
3. AU Zenith - as per @vvarunggupta

 

[AllSeeker]

With the number of cards for most enthusiasts breaching the double digit mark, the CRED app helps a lot of us in managing the payment. The CRED coins and cashbacks maybe useless, but the utility of a clean interface app for card management can't be denied.

Thought of sourcing the list of credit cards where the statement isn't auto-fetched by CRED. If the community has any workarounds, will update that in the original post here.

Will start with the cards that don't show up in my CRED app with their statement details:

1. OneCard - neither OneCard nor the banking partner Federal Bank seems to send a statement to the mail for CRED to read
2. Bank of Baroda - I receive the statement for my ETERNA card on email, but it doesnt show up in the CRED app

My BOB card bill notification did show up in cred. Not sure if I did anything differently.

 

[sameerdes]

OneCard doesnt show up (as they dont generate email statements), but Eterna does. Essentially the ones that generate a mail statement should definitely show up I feel. Atleast I havent come across an issue otherwise.

I did however face an initial issue with Eterna on Cred where it was auto detecting as SBI while adding. I changed it to BOB with the small drop down they have on that page. My first few payments / CBs via Cred were still failing though. For this, I raised a ticket & used Eterna for a payment / txn via Cred post which it even the repayment & CBs seem to have started off successfully.

 

[Cryptopsycho]

Also AU Zenith. It doesn't seem to be captured by Cred...

 

[007]

OneCard doesnt show up (as they dont generate email statements), but Eterna does. Essentially the ones that generate a mail statement should definitely show up I feel. Atleast I havent come across an issue otherwise.

I did however face an initial issue with Eterna on Cred where it was auto detecting as SBI while adding. I changed it to BOB with the small drop down they have on that page. My first few payments / CBs via Cred were still failing though. For this, I raised a ticket & used Eterna for a payment / txn via Cred post which it even the repayment & CBs seem to have started off successfully.

You need to do the first bill payment of BOB CCs using their own website payment gateway (Razorpay). After this next payments won't fail on other apps (like Cred, Paytm etc.).

 

[sameerdes]

You need to do the first bill payment of BOB CCs using their own website payment gateway (Razorpay). After this next payments won't fail on other apps (like Cred, Paytm etc.).

Not entirely sure on this. My actual first "payment" if it can be called so was the reward points of the 1st statement which I redemeed right after statement generation. Post this, the next payments were ones done/received via Cred (minimal ones required for Cred's small CBs/offers) & finally I paid the major chunk via their own PG which was the last one.

 

[007]

Not entirely sure on this. My actual first "payment" if it can be called so was the reward points of the 1st statement which I redemeed right after statement generation. Post this, the next payments were ones done/received via Cred (minimal ones required for Cred's small CBs/offers) & finally I paid the major chunk via their own PG which was the last one.

View attachment 1611

Nope I am taking about the actual bill payment (not reward points, payment refund, etc). This was told by their customer care to do first payment using Razorpay PG after that others won't fail.

 

[AllSeeker]

Nope I am taking about the actual bill payment (not reward points, payment refund, etc). This was told by their customer care to do first payment using Razorpay PG after that others won't fail.

I think he is trying to say his cred payments didn't fail even though his first payment was just rewards redemption and not razorpay.

 

[007]

OneCard doesnt show up (as they dont generate email statements), but Eterna does. Essentially the ones that generate a mail statement should definitely show up I feel. Atleast I havent come across an issue otherwise.

I did however face an initial issue with Eterna on Cred where it was auto detecting as SBI while adding. I changed it to BOB with the small drop down they have on that page. My first few payments / CBs via Cred were still failing though. For this, I raised a ticket & used Eterna for a payment / txn via Cred post which it even the repayment & CBs seem to have started off successfully.

@AllSeeker Here is he mentioned they were failing. 👀

 

[spatone]

I am

My BOB card bill notification did show up in cred. Not sure if I did anything differently.

I am able to pay via CRED for Eterna and payment goes through perfectly and reflects on BOB Portal. But CRED is never able to fetch how much is due and what is the due date...

 

[AllSeeker]

I am

I am able to pay via CRED for Eterna and payment goes through perfectly and reflects on BOB Portal. But CRED is never able to fetch how much is due and what is the due date...

In my case its fetching just fine. I think you should probably drop a message to cred. This might be some technical glitch.

 

[spatone]

View attachment 1614

In my case its fetching just fine. I think you should probably drop a message to cred. This might be some technical glitch.

Thanks, will do that.

 

[sameerdes]

Nope I am taking about the actual bill payment (not reward points, payment refund, etc). This was told by their customer care to do first payment using Razorpay PG after that others won't fail.

Ok then the customer care themselves are not really fully aware 🙂 as I posted my image.. all those initial few payments are either RP CBs or CRED (NEFTs) so don't think that's a necessity

 

[007]

View attachment 1614

In my case its fetching just fine. I think you should probably drop a message to cred. This might be some technical glitch.

This is fetched through SMS you receive from BOB. I haven't given Email permission to Cred, so all my CC bills are fetched from SMS (BOB included).

 

[Bob78900]

This is fetched through SMS you receive from BOB. I haven't given Email permission to Cred, so all my CC bills are fetched from SMS (BOB included).

Brother in my case it does not fetch statements from sms any sepcial setting to apply?

 

[007]

Brother in my case it does not fetch statements from sms any sepcial setting to apply?

Check if you have given the "SMS" permission from app settings. I have given the following permissions to Cred, you can try allowing these:

 

[Bob78900]

Check if you have given the "SMS" permission from app settings. I have given the following permissions to Cred, you can try allowing these:
View attachment 1619

Already allowed still it doesn't fetch statements for me🥲

 

[007]

Already allowed still it doesn't fetch statements for me🥲

Maybe try setting it up again (by clearing app data). I haven't enabled Cred Protect (email ID link or WhatsApp alerts). And I haven't done any additional setting in app to fetch from SMS.

 

[rana_kirti]

so which app in jan 24 control/pay manage all credit cards
?

 

[MangoRush]

this is feb 24