List of spends to be done at the start of every month

[ltf4ever]

hi all

compiling a list of all the spends that we can do every month on cc and dc (pehli tareekh!) to complete spends for milestone to get fee waivers, monthly spend benefits, etc

1. rent, maintenance, utility bills
2. smartbuy vouchers for hdfc
3. paytm side loads (this method blocked for some)
4. Amazon pay load using pencilton and other rupay dc
5. hdfc millenia dc - 40k per month to get 400 cb
6. airtel mini kyc wallet for cc and payments bank for dc (@thementalist)

can others also contribute to compile this list?

thanks!

 

[rishav05]

No need to direct load on Airtel wallet (mini kyc)

open Amazon >> cc bill pay >> enter amount (Rs9000 or if you have few paise in your airtel wallet then try Rs8999) >> Net banking >> Airtel netbanking >> login airtel wallet (mini kyc) >> Mpin >> enter your Visa/master/RuPay credit card or RuPay prepaid card details >> Pay.

Note - Airtel wallet monthly limit is Rs9000.

@thementalist

What do you get from doing this? Does airtel provide any benefit?

 

[TheMentalist]

What do you get from doing this? Does airtel provide any benefit?

CC reward points / cashback or using balance of Prepaid cards like Pencilton etc.

 

[logu]

I added money using credit card

How is that done?

 

[ChurningNoob]

How is that done?

Add Paytm wallet in Samsung Pay, within this open paytm wallet and money. By default Samsung UPI will pop up there click on complete on paytm site and then enter credit card details

 

[Infiniti]

Add Paytm wallet in Samsung Pay, within this open paytm wallet and money. By default Samsung UPI will pop up there click on complete on paytm site and then enter credit card details

this would have 4k limit right?

 

[logu]

Add Paytm wallet in Samsung Pay, within this open paytm wallet and money. By default Samsung UPI will pop up there click on complete on paytm site and then enter credit card details

👍

 

[pratikjain4]

Add Paytm wallet in Samsung Pay, within this open paytm wallet and money. By default Samsung UPI will pop up there click on complete on paytm site and then enter credit card details

So using this, we can add to paytm wallet using Samsung Pay application, like we do with zomato/uber , right ? And without additional CC charges ?

 

[ChurningNoob]

this would have 4k limit right?

Have not tried more than 4k

So using this, we can add to paytm wallet using Samsung Pay application, like we do with zomato/uber , right ? And without additional CC charges ?

Yes. No chargers.

 

[kunal_07]

Have not tried more than 4k

Yes. No chargers.

These are not counted as wallet loads na?
Is there a way we can see what they’re listed as? cant see it on the app.

So as of now there are 3 such methods:

Zomato
Uber
Samsung pay

Any others?
And max is 4k per month or per transaction?

 

[ltf4ever]

These are not counted as wallet loads na?
Is there a way we can see what they’re listed as? cant see it on the app.

So as of now there are 3 such methods:

Zomato
Uber
Samsung pay

Any others?
And max is 4k per month or per transaction?

rapido
dunzo
driveu
swiggy
ola

4k per month.

you can load 4k simultaneously on all these apps to get around 30k, but will get your account blocked for future side loads. so i suggest go steady and earn rp/cashback on 4k oy per month.

 

[kunal_07]

Thanks will keep that in mind.

Sorry what do you mean by 4k oy per month?

rapido
dunzo
driveu
swiggy
ola

4k per month.

you can load 4k simultaneously on all these apps to get around 30k, but will get your account blocked for future side loads. so i suggest go steady and earn rp/cashback on 4k oy per month.

 

[ltf4ever]

Thanks will keep that in mind.

Sorry what do you mean by 4k oy per month?

*only

 

[kunal_07]

where in the statement/transactions can we see what axis lists the transaction as? e.g. if we add money directly from paytm, it should show "wallet load" , if we add from zomato , maybe some other type.

 

[zealot]

Paytm and Airtel Fast tag. Personally used Paytm. Max 10k

 

[abhishekkanasar]

No need to direct load on Airtel wallet (mini kyc)

open Amazon >> cc bill pay >> enter amount (Rs9000 or if you have few paise in your airtel wallet then try Rs8999) >> Net banking >> Airtel netbanking >> login airtel wallet (mini kyc) >> Mpin >> enter your Visa/master/RuPay credit card or RuPay prepaid card details >> Pay.

Note - Airtel wallet monthly limit is Rs9000.

@thementalist

When i am trying this
Not able to pay, bcoz "hello since you are an airtel money customer please use online prepaid card Or wallet flow to complete your transaction"

 

[jack333]

When i am trying this
Not able to pay, bcoz "hello since you are an airtel money customer please use online prepaid card Or wallet flow to complete your transaction"

Maybe you have full kyc account. It works only for mini kyc wallet

 

[ChurningNoob]

Maybe you have full kyc account. It works only for mini kyc wallet

How to make sure its only mini kyc and not full kyc? I have not yet started using airtel