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Looking for good Travel Credit cards rewarding hotel & flight vouchers & points

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financetherapy

financetherapy

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Hi everyone,

I've been looking around credit cards for a few weeks now.

Here are the credit cards that I have
1. DCB LTF (Alumni scheme) 7.3 L limit
2. ICICI sapphire (Alumni scheme) - just got this
3. HSBC Visa platinum - 5.3 L limit
4. Flipkart Axis
5. RBL BMS play - Using only for free movie tickets
6. HDFC Bank Swiggy cobranded - for all swiggy spends (monthly ~7 k)
7. HDFC Tata New Rupay - for all eligible UPI spends (monthly ~10 k)
8. IndusInd Bank Easy diner credit card - for dining spends (just got this)
Recently closed
1. SBI prime - 50k limit

Want to get credit cards for the following purposes
1. Domestic flights (take 4-5 round trip flights every year to major airports with all airlines)
2. Domestic hotel booking (for multi-way vacations with family)
3. International Trip - Planning a Middle East trip with family (4 pax) next year. Want to get good savings on hotel and flight bookings.

What I have considered till now -
1. I have tried SBI Vistara prime (as I have rent payments of ~40 k every month via redgiraffe and only SBI & IDFC allow rent payment for milestone rewards) to get milestone benefits and free Vistara ticket vouchers - Denied by SBI for some reason. Please let me know what can I do here as well
2. I have checked Amex travel platinum cards and all, but didn't understand the worth. Are the Membership rewards easily redeemable? I have not been able to narrow down which card to go for.
3. Checked Axis Atlas and Magnus but couldn't find any decent structured info any where for the benefits after devaluation.

My Spends for reference -
1. Rent - 45k pm
2. Utilities (Electricity, Maintenance, Gas) - 5 k pm
3. Fuel - 4.5 k pm
4. Swiggy (food & instamart) - 7 k pm
5. Dining out - 10 k pm (I pay via diners and where eligible)
6. Insurance - 25 k pm
7. Travel - 30 k for tickets once a quarter, 30-50k hotel spends once a quarter
8. Offline spends - 5-10 k pm
9. Shopping (AZ, FK, other Online platforms) - 5 k pm avg

Summary of questions again,
Looking for credit cards for My domestic flight tickets and hotel bookings.
Planning an international trip, so some card which gives good rewards and redemptions on 4 star + hotel chains.

Thanks in Advance!!
 
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If u r looking for rewards benefit's for travel then u have only 3 good cards as of now infinia, atlas n burgundy Magnus.

New card like axis horizon and Olympus(I think) is also good.
 
financetherapy said:
Hi everyone,

I've been looking around credit cards for a few weeks now.

Here are the credit cards that I have
1. DCB LTF (Alumni scheme) 7.3 L limit
2. ICICI sapphire (Alumni scheme) - just got this
3. HSBC Visa platinum - 5.3 L limit
4. Flipkart Axis
5. RBL BMS play - Using only for free movie tickets
6. HDFC Bank Swiggy cobranded - for all swiggy spends (monthly ~7 k)
7. HDFC Tata New Rupay - for all eligible UPI spends (monthly ~10 k)
8. IndusInd Bank Easy diner credit card - for dining spends (just got this)
Recently closed
1. SBI prime - 50k limit

Want to get credit cards for the following purposes
1. Domestic flights (take 4-5 round trip flights every year to major airports with all airlines)
2. Domestic hotel booking (for multi-way vacations with family)
3. International Trip - Planning a Middle East trip with family (4 pax) next year. Want to get good savings on hotel and flight bookings.

What I have considered till now -
1. I have tried SBI Vistara prime (as I have rent payments of ~40 k every month via redgiraffe and only SBI & IDFC allow rent payment for milestone rewards) to get milestone benefits and free Vistara ticket vouchers - Denied by SBI for some reason. Please let me know what can I do here as well
2. I have checked Amex travel platinum cards and all, but didn't understand the worth. Are the Membership rewards easily redeemable? I have not been able to narrow down which card to go for.
3. Checked Axis Atlas and Magnus but couldn't find any decent structured info any where for the benefits after devaluation.

My Spends for reference -
1. Rent - 45k pm
2. Utilities (Electricity, Maintenance, Gas) - 5 k pm
3. Fuel - 4.5 k pm
4. Swiggy (food & instamart) - 7 k pm
5. Dining out - 10 k pm (I pay via diners and where eligible)
6. Insurance - 25 k pm
7. Travel - 30 k for tickets once a quarter, 30-50k hotel spends once a quarter
8. Offline spends - 5-10 k pm
9. Shopping (AZ, FK, other Online platforms) - 5 k pm avg

Summary of questions again,
Looking for credit cards for My domestic flight tickets and hotel bookings.
Planning an international trip, so some card which gives good rewards and redemptions on 4 star + hotel chains.

Thanks in Advance!!
Click to expand...
The Amex Plat Travel makes sense to get milestone benefits, eg. when one is spending 1.90.lakhs one gets 15000 MR points and when spends crosses 4 lakhs one gets 25000 Additional MR points + Taj Voucher of 10k.
These can be used for miles/ hotel rewards (Marriott is a common reception partner).

Use a referral to get first year free.. let me know if you want any further help.
 
350modena said:
The Amex Plat Travel makes sense to get milestone benefits, eg. when one is spending 1.90.lakhs one gets 15000 MR points and when spends crosses 4 lakhs one gets 25000 Additional MR points + Taj Voucher of 10k.
These can be used for miles/ hotel rewards (Marriott is a common reception partner).

Use a referral to get first year free.. let me know if you want any further help.
Click to expand...
With this, you can also look for Axis Atlas & HDFC Infinia if Eligible
If you travel via Air India or Vistara then you can also look for Co-branded Card
 
People recommending Infinia, are you sure this is a good option considering OP's spending pattern? How do you think 5x/10x benefits would be great for that much of the spend?
 
financetherapy said:
Hi everyone,

I've been looking around credit cards for a few weeks now.

Here are the credit cards that I have
1. DCB LTF (Alumni scheme) 7.3 L limit
2. ICICI sapphire (Alumni scheme) - just got this
3. HSBC Visa platinum - 5.3 L limit
4. Flipkart Axis
5. RBL BMS play - Using only for free movie tickets
6. HDFC Bank Swiggy cobranded - for all swiggy spends (monthly ~7 k)
7. HDFC Tata New Rupay - for all eligible UPI spends (monthly ~10 k)
8. IndusInd Bank Easy diner credit card - for dining spends (just got this)
Recently closed
1. SBI prime - 50k limit

Want to get credit cards for the following purposes
1. Domestic flights (take 4-5 round trip flights every year to major airports with all airlines)
2. Domestic hotel booking (for multi-way vacations with family)
3. International Trip - Planning a Middle East trip with family (4 pax) next year. Want to get good savings on hotel and flight bookings.

What I have considered till now -
1. I have tried SBI Vistara prime (as I have rent payments of ~40 k every month via redgiraffe and only SBI & IDFC allow rent payment for milestone rewards) to get milestone benefits and free Vistara ticket vouchers - Denied by SBI for some reason. Please let me know what can I do here as well
2. I have checked Amex travel platinum cards and all, but didn't understand the worth. Are the Membership rewards easily redeemable? I have not been able to narrow down which card to go for.
3. Checked Axis Atlas and Magnus but couldn't find any decent structured info any where for the benefits after devaluation.

My Spends for reference -
1. Rent - 45k pm
2. Utilities (Electricity, Maintenance, Gas) - 5 k pm
3. Fuel - 4.5 k pm
4. Swiggy (food & instamart) - 7 k pm
5. Dining out - 10 k pm (I pay via diners and where eligible)
6. Insurance - 25 k pm
7. Travel - 30 k for tickets once a quarter, 30-50k hotel spends once a quarter
8. Offline spends - 5-10 k pm
9. Shopping (AZ, FK, other Online platforms) - 5 k pm avg

Summary of questions again,
Looking for credit cards for My domestic flight tickets and hotel bookings.
Planning an international trip, so some card which gives good rewards and redemptions on 4 star + hotel chains.

Thanks in Advance!!
Click to expand...
A combination of Axis Atlas and Amex Platinum travel would be best for you. Amex Platinum for all vouchers for utilities, fuel , swiggy , insurance and online shopping till 4 Lakhs pa and for the rest on Atlas. These cards would complement your DCB spendings.
 
InquisitiveWhiz said:
A combination of Axis Atlas and Amex Platinum travel would be best for you. Amex Platinum for all vouchers for utilities, fuel , swiggy , insurance and online shopping till 4 Lakhs pa and for the rest on Atlas. These cards would complement your DCB spendings.
Click to expand...
Platinum Travel no rewards for insurance utilities and fuel however may get counted for milestone benefits
 
Apply For LTF HDFC Swiggy Credit Card
financetherapy said:
Hi everyone,

I've been looking around credit cards for a few weeks now.

Here are the credit cards that I have
1. DCB LTF (Alumni scheme) 7.3 L limit
2. ICICI sapphire (Alumni scheme) - just got this
3. HSBC Visa platinum - 5.3 L limit
4. Flipkart Axis
5. RBL BMS play - Using only for free movie tickets
6. HDFC Bank Swiggy cobranded - for all swiggy spends (monthly ~7 k)
7. HDFC Tata New Rupay - for all eligible UPI spends (monthly ~10 k)
8. IndusInd Bank Easy diner credit card - for dining spends (just got this)
Recently closed
1. SBI prime - 50k limit

Want to get credit cards for the following purposes
1. Domestic flights (take 4-5 round trip flights every year to major airports with all airlines)
2. Domestic hotel booking (for multi-way vacations with family)
3. International Trip - Planning a Middle East trip with family (4 pax) next year. Want to get good savings on hotel and flight bookings.

What I have considered till now -
1. I have tried SBI Vistara prime (as I have rent payments of ~40 k every month via redgiraffe and only SBI & IDFC allow rent payment for milestone rewards) to get milestone benefits and free Vistara ticket vouchers - Denied by SBI for some reason. Please let me know what can I do here as well
2. I have checked Amex travel platinum cards and all, but didn't understand the worth. Are the Membership rewards easily redeemable? I have not been able to narrow down which card to go for.
3. Checked Axis Atlas and Magnus but couldn't find any decent structured info any where for the benefits after devaluation.

My Spends for reference -
1. Rent - 45k pm
2. Utilities (Electricity, Maintenance, Gas) - 5 k pm
3. Fuel - 4.5 k pm
4. Swiggy (food & instamart) - 7 k pm
5. Dining out - 10 k pm (I pay via diners and where eligible)
6. Insurance - 25 k pm
7. Travel - 30 k for tickets once a quarter, 30-50k hotel spends once a quarter
8. Offline spends - 5-10 k pm
9. Shopping (AZ, FK, other Online platforms) - 5 k pm avg

Summary of questions again,
Looking for credit cards for My domestic flight tickets and hotel bookings.
Planning an international trip, so some card which gives good rewards and redemptions on 4 star + hotel chains.

Thanks in Advance!!
Click to expand...
Just to reiterate you are looking for recommendations for
1) Domestic flight tickets - Try SBI AIR INDIA SIGNATURE card and as by paying 5K as fees you get 20K points with FFY 1:1 conversion. You will get 30 Flying Returns points for every INR 100 you spend on Air India tickets and up to 4 Flying Returns points per INR 100 on other purchases. If you are travelling frequently then you can easily get the FFY upgrade. For more - https://www.technofino.in/air-india-flying-returns-the-ultimate-guide-for-indians/
2) For Domestic hotel booking - Infinia is better through smarybuy portal.
3) Planning an international trip, so some card which gives good rewards and redemptions on 4 star + hotel chains. - New card "Olympus" will be out soon from Axis having 20k as fees with other benefits will be a good option going forward (Domestic (hotel or flight) / Int (hotel or flight))
 
m4b said:
SBI Vistara Prime considers rent payment for milestones but no reward benefits, sure?
Click to expand...
Yes, have read on multiple forums about this. Out of all the Vistara co-branded cards, only SBI & IDFC give milestone benefits on rent payment but no rewards points.
Axis has discontinued rewards as well as milestone on rent.
Indusind, I don't know.
 
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