Looking to apply for SBI credit card, suggestions please.

[CyberPsych]

I had SimplySave card. I wanted to either close it or make it LTF. They closed it. Details here - https://www.technofino.in/community/threads/sbi-card-swap-change-period.6438/page-7#post-262014

Now, I am thinking to apply for SBI BPCL. I am not looking into fuel cards but this has 50,000 to epend for fee reversal. Is there any other card that is better in cashback/rewards and has 499/499 fees?

Will such co-branded card work during Amazon/Flipkart big sales?

I already have Amazon Pay ICICI, Flipkart Axis, HDFC Millenia Credit Cards. Need one in SBI (I do have a savings account in SBI). What is the best method to apply?

Caskkaro shows SimplyClick and IRCTC paltinum for ₹1500 cashkaro rewards. Does this IRCTC card give cashback for Sleeper Class bookings?

Your thoughts please.

 

[iamabhisekagar]

I had SimplySave card. I wanted to either close it or make it LTF. They closed it. Details here - https://www.technofino.in/community/threads/sbi-card-swap-change-period.6438/page-7#post-262014

Now, I am thinking to apply for SBI BPCL. I am not looking into fuel cards but this has 50,000 to epend for fee reversal. Is there any other card that is better in cashback/rewards and has 499/499 fees?

Will such co-branded card work during Amazon/Flipkart big sales?

I already have Amazon Pay ICICI, Flipkart Axis, HDFC Millenia Credit Cards. Need one in SBI (I do have a savings account in SBI). What is the best method to apply?

Caskkaro shows SimplyClick and IRCTC paltinum for ₹1500 cashkaro rewards. Does this IRCTC card give cashback for Sleeper Class bookings?

Your thoughts please.

You have 2 options IMO
1. Wait for SBi BPCL Cc offer on cashkaro and then apply (10% discount works as far as I know)
2. Apply for SBI Simplyclick CC via Cashkaro and get Rs 1500 extra (frequently you get limited period offers of Rs 2000 also so you can wait for that too)

As fas as I know SBI IRCTC CC does not have spend based fee reversal criteria...so I would not suggest that to you

 

[CyberPsych]

10% discount works as far as I know

What is this discount?

Plus, do you have any idea how much successful is applying through cashkaro?

 

[iamabhisekagar]

What is this discount?

Plus, do you have any idea how much successful is applying through cashkaro?

10% Bank discount offers on FK and Amazon...
SBI CC Sucess rate is high as far as I know

 

[CyberPsych]

10% Bank discount offers on FK and Amazon...
SBI CC Sucess rate is high as far as I know

Thanks for the reply. Another question related to same query: I used to receive pre-approved BPCL octance card sms from SBI till April, then it stopped. Now if I click the link and login, it shows no current offers. Anyway to revoke that pre-approval card for me?

 

[iamabhisekagar]

Thanks for the reply. Another question related to same query: I used to receive pre-approved BPCL octance card sms from SBI till April, then it stopped. Now if I click the link and login, it shows no current offers. Anyway to revoke that pre-approval card for me?

Octane CC has joining and annual fees of 1500 each
Annual Fee reversal criteria is Rs 2 lakhs...first you should decide if this particular CC is useful for you or not and is it worth paying 1500 per annum

 

[Mritunjay]

SBI IRCTC annual fee is 354, if you get 1500 from CashKaro you are getting it free for 4 years.

 

[CyberPsych]

Octane CC has joining and annual fees of 1500 each
Annual Fee reversal criteria is Rs 2 lakhs...first you should decide if this particular CC is useful for you or not and is it worth paying 1500 per annum

I know, that's why I opted for BPCL normal. Just wanted to know if we can "go back" to get it somehow.

 

[CyberPsych]

SBI IRCTC annual fee is 354, if you get 1500 from CashKaro you are getting it free for 4 years.

Yes, that attracted me. I wanted to know if that card can give me 10% discount on Amazon Flipkart sales and whether there is cashback for SL class train booking.

 

[Mritunjay]

Yes, that attracted me. I wanted to know if that card can give me 10% discount on Amazon Flipkart sales and whether there is cashback for SL class train booking.

Yes, it gives unless mentioned in offer t&c.

No, no reward points on non-AC or sleeper ticket booking,

 

[Mritunjay]

SBI IRCTC annual fee is 354, if you get 1500 from CashKaro you are getting it free for 4 years.

Edit - you will have to pay a joining fee of 590, so it is free for 3 years only

 

[CyberPsych]

Yes, it gives unless mentioned in offer t&c.

No, no reward points on non-AC or sleeper ticket booking,

Yes, I have read the terms and conditions. It's only for AC classes which I never use. Currently I am travelling in train, does this video contain info about SBI IRCTC Platinum card?

 

[CyberPsych]

Edit - you will have to pay a joining fee of 590, so it is free for 3 years only

I guess, I will go with BPCL normal card with which atleast I can save something on fuel and hold "an SBI card"

 

[Mritunjay]

Yes, I have read the terms and conditions. It's only for AC classes which I never use. Currently I am travelling in train, does this video contain info about SBI IRCTC Platinum card?

Yes, no rewards for sleeper tickets.

 

[unit vector]

approved IRCTC SBI card but they are charging 500+GST even if the application form states that "year 1 annual fee" is Rs 0. There was no mention of RS 590 in the application form. Is the joining and annual fee different?
I have complained via Twitter and SBI card app.

 

[iamabhisekagar]

approved IRCTC SBI card but they are charging 500+GST even if the application form states that "year 1 annual fee" is Rs 0. There was no mention of RS 590 in the application form. Is the joining and annual fee different?
I have complained via Twitter and SBI card app.

 

[unit vector]

View attachment 23670

 

[iamabhisekagar]

Great! then you can dispute

 

[unit vector]

Great! then you can dispute

 

[iamabhisekagar]

Which means they denied your dispute