Looking to apply for SBI credit card, suggestions please.

[CyberPsych]

I had SimplySave card. I wanted to either close it or make it LTF. They closed it. Details here - https://www.technofino.in/community/threads/sbi-card-swap-change-period.6438/page-7#post-262014

Now, I am thinking to apply for SBI BPCL. I am not looking into fuel cards but this has 50,000 to epend for fee reversal. Is there any other card that is better in cashback/rewards and has 499/499 fees?

Will such co-branded card work during Amazon/Flipkart big sales?

I already have Amazon Pay ICICI, Flipkart Axis, HDFC Millenia Credit Cards. Need one in SBI (I do have a savings account in SBI). What is the best method to apply?

Caskkaro shows SimplyClick and IRCTC paltinum for ₹1500 cashkaro rewards. Does this IRCTC card give cashback for Sleeper Class bookings?

Your thoughts please.

 

[iamabhisekagar]

Which means they denied your dispute

It must be a clerical error as I not heard anywhere SBI giving IRCTC CC without joining fees

 

[unit vector]

It must be a clerical error as I not heard anywhere SBI giving IRCTC CC without joining fees

Finally SBI refunded the joining fee of Rs 500 in my credit account after complaining with CS head.

 

[iamabhisekagar]

Finally SBI refunded the joining fee of Rs 500 in my credit account after complaining with CS head.

Good

 

[insight]

10% Bank discount offers on FK and Amazon...

This goes beyond the 5% that their native FK/AMZN CoBranded cards offer?
How & when?

SBI CC Sucess rate is high as far as I know

Rate of CC application to get card or something else?

 

[CyberPsych]

This goes beyond the 5% that their native FK/AMZN CoBranded cards offer?
How & when?

This was a reply to the question whether this SBI IRCTC card will work on sales day in Amazon and Flipkart (10% instant discount upto 1250, 1500 etc offers)

 

[insight]

This was a reply to the question whether this SBI IRCTC card will work on sales day in Amazon and Flipkart (10% instant discount upto 1250, 1500 etc offers)

Oh! Are those 10% for all SBI Cards? not just this one?

 

[SSV]

Oh! Are those 10% for all SBI Cards? not just this one?

Excpet for SBI CB card and SBI Paytm card , all other SBI personal cards are eligible for instant discount of 10% subject to a maximum of some amount ( say 1,250 to 1,750) during any sale period in AMZN/ FK..

 

[SSV]

Oh! Are those 10% for all SBI Cards? not just this one?

Excpet for SBI CB card and SBI Paytm card , all other SBI personal cards are eligible for instant discount of 10% subject to a maximum of some amount ( say 1,250 to 1,750) during any sale period in AMZN/ FK..

For example: A clear trip sale going on nowon SBIcard site, look at the T&Cs.. this is just an example...



Source:

SBI Credit Card Offers

SBI credit card offer Detail - Everything you need to know about our offers, terms and conditions, eligible cards etc.

www.sbicard.com

 

[insight]

Excpet for SBI CB card and SBI Paytm card , all other SBI personal cards are eligible for instant discount of 10% subject to a maximum of some amount ( say 1,250 to 1,750) during any sale period in AMZN/ FK..

I just applied for SBI CB for the 5% universal CB it gives.

Should I look into another one as well? Preferably without Fees/ Spend issues?

 

[SSV]

I just applied for SBI CB for the 5% universal CB it gives.

Should I look into another one as well? Preferably without Fees/ Spend issues?

I think , no need, if your online spends are less than 1L per month..
However, you can take a look at AU LIT CC, ot may be attractive to you..

 

[insight]

I think , no need, if your online spends are less than 1L per month..

My purchases are more targeted "use" - so not high per month - Seasonal or Functional, and at times International.

However, you can take a look at AU LIT CC, ot may be attractive to you..

Thanks for the suggestion. In what way,

 

[SSV]

Seasonal or Functional, and at times International.

For all these , SB CB will work...

In what way,

It is equivalent to VOD in the CC world..
More, here...

https://www.aubank.in/personal-banking/credit-cards/lit-credit-card/features

 

[insight]

equivalent to VOD

VOD?
PS: I cant google for the card, I cant google for your specific thought behind suggestion.

 

[SSV]

VOD?
PS: I cant google for the card, I cant google for your specific thought behind suggestion.

Video on Demand( VOD) in entertainment world..
AU LIT is customizable CC where in you trun on the feature that you want to utilise by paying a small fee...

 

[insight]

Video on Demand( VOD) in entertainment world..

Ok.

AU LIT is customizable CC where in you trun on the feature that you want to utilise by paying a small fee...

Got it. Thanks. Wouldnt have been to able to get the reason & logic behind that without your sharing. Thanks.

 

[SoggypastA]

I wanna know did anyone succeed to make SBI IRCTC card ltf through retention or flip to another card.