I got it from agent in maharashtra though i reside in ahmedabad got it on my wife's name for car which is on my mother's name and got sbi cashback card is on ky wife name who is home maker though we show some farming income on her but sbi is crazzy not to offer me a card and giving my wife's 4 lac limit literally as she holds card for 3 years now and i am 6 figure salary earner