LTF/FYF Axis premium card. Is it possible?

[Ekavya]

Whenever I call AXIS CUSTOMER care before ending the call they try to sell me their Premium card as I already have 3 credit cards (Flipkart,Ace,IOCL) from them. Today they tried to sell me their Privilage credit card. I declined their offer. So I have few questions?
1. Can I have one more credit card (4th) if the credit card is Premium?
2. Can I negotiate with axis executives to provide me a LTF OR FYF premium credit card? (Is it even possible? or do I have to open some account in axis?)
3. Which Premium card is best for me in terms of cashback? (I spend mainly on e-commerces, Offline stores, I use lounge hardly 1 time per year)
4

 

[Deleted member 11974]

the irony here is that axis claiming to have any premium cards left

 

[Ekavya]

the irony here is that axis claiming to have any premium cards left

Is Previlage a premium card? They were trying to sell it.

 

[_amit_]

Whenever I call AXIS CUSTOMER care before ending the call they try to sell me their Premium card as I already have 3 credit cards (Flipkart,Ace,IOCL) from them. Today they tried to sell me their Privilage credit card. I declined their offer. So I have few questions?
1. Can I have one more credit card (4th) if the credit card is Premium?
2. Can I negotiate with axis executives to provide me a LTF OR FYF premium credit card? (Is it even possible? or do I have to open some account in axis?)
3. Which Premium card is best for me in terms of cashback? (I spend mainly on e-commerces, Offline stores, I use lounge hardly 1 time per year)
4

1. Yes, via offline route with Axis
2. Customer care executives that we connect on call does not have the authority neither a motive to provide LTF/FYF cards (unless there is an bank offer) . RM/BM or any CC agent in need may do it. But you can try with customer care executives too.
3. I would not suggest anyone to go with paid premium cards with Axis. As you already have Ace/Flipkart, they are cashback cards and Axis do not have any other so true "cashback" cards. Also usually premium cards are not cashback (depends on ones definition of cashback)

 

[Ekavya]

1. Yes, via offline route with Axis
2. Customer care executives that we connect on call does not have the authority neither a motive to provide LTF/FYF cards. RM/BM or any CC agent in need may do it. But you can try with customer care executives too.
3. I would not suggest anyone to go with paid premium cards with Axis. As you already Ace/Flipkart, they are cashback cards and Axis do not have any other so true "cashback" cards. Also usually premium cards are not cashback (depends on ones definition of cashback)

Thanks man! You have just saved my time that I was going to waste on axis

 

[_amit_]

As you mentioned privilege (not a premium card btw but again premium is subjective) and also have IOCL, you can have a look at this post: https://www.technofino.in/community/threads/does-axis-iocl-and-previlgae-make-sense.24447/

 

[sousnake]

As you mentioned privilege (not a premium card btw but again premium is subjective) and also have IOCL, you can have a look at this post: https://www.technofino.in/community/threads/does-axis-iocl-and-previlgae-make-sense.24447/

Sir privilege is not premium subjective to anything/everything 😉

 

[EternallyHopeful]

At this point in time in my journey, I've come to believe that any premium/semi-premium card that a bank customer care executive is hard-selling me (with one time joining fee) is either (a) not a premium/semi-premium card anymore and/or (b) going to be devalued soon if not already.