Hello everyone, this is my first post on TF forums.
I've had the longest credit history with HDFC and have recently downgraded from Business Regalia to Millennia on FYF basis. I've also recently applied for SBI CB card.
So I am wondering if there are any ways to make the Millennia LTF, so that I can save on the renewal fees? I certainly don't want to lose my credit history with HDFC by closing the card
Thank you