Axis Magnus LTF Magnus or FYF Reserve?

[alphapiper]

I've recently applied for a Burgundy salary account with Axis and am negotiating for a better LTF CC than Select, which is being offered.
I feel chances of getting a LTF Magnus seem better than getting a LTF Reserve (may get FYF though).
So simply put, FYF Reserve or LTF Magnus, which one is better?

Expense details:
My monthly spends are around 1.1L, most is which is for making 2 rental payments. Some months may have more expenses based on requirements.
Which card would be better for this expense?
I'm currently using DCB LTF using Payzapp (making only 1 rental payment since 2nd one has processing fee & no rewards).

 

[alphapiper]

Good people of this forum, pls suggest.

 

[sgoyal9]

Based on your spends I would suggest LTF Magnus.

Do let us know if you get it LTF.

 

[WhoU]

LTF magnus is a no brainer, for the monthly milestone it is a better card than reserve.

 

[Deleted member 11974]

Good people of this forum, pls suggest.

ask if both are possible and then for the first year use reserve after that startusing magnus

 

[alphapiper]

ask if both are possible and then for the first year use reserve after that startusing magnus

That would be ideal. Is that even possible though?

 

[alphapiper]

Based on your spends I would suggest LTF Magnus.

Do let us know if you get it LTF.

Thanks for the suggestion. Is Magnus good for rental payments though?

 

[anirban.choudhuryanirban.choudhury is verified member.]

For a spend of 1.1L that too domestic
Magnus would be better , Reserve over Magnus is better only good if spends are upwards 2-3 lakhs and most of them on forex for 2x

 

[kirtivardhan]

Thanks for the suggestion. Is Magnus good for rental payments though?

Something to keep in mind. Rental payments made using Magnus no longer count towards milestones.

 

[Deleted member 11974]

That would be ideal. Is that even possible though?

no harm in trying but as the other people in this forum are saying based on the nature of your spends go for magnus ltf

 

[4uziaul]

This is your thread here, right 😂 what's the point of creating multiple threads and then asking the same questions again

Post in thread 'Being offered a zero balance Axis Burgundy account' https://www.technofino.in/community...lance-axis-burgundy-account.13083/post-222945

What more validation do you want? It's quite simple, it seems you don't trust us 🤣

 

[alphapiper]

That thread was supposed to be for bank account primarily with details, and to check if Burgundy account has any other benefits and negotiation tricks, with CC suggestions.
This is specifically for credit card comparing magnus vs reserve for current expenses, this could be useful for people later as well or until the next devaluation. 😂

This is your thread here, right 😂 what's the point of creating multiple threads and then asking the same questions again

Post in thread 'Being offered a zero balance Axis Burgundy account' https://www.technofino.in/community...lance-axis-burgundy-account.13083/post-222945

What more validation do you want? It's quite simple, it seems you don't trust us 🤣

 

[chotachetan]

I've recently applied for a Burgundy salary account with Axis and am negotiating for a better LTF CC than Select, which is being offered.
I feel chances of getting a LTF Magnus seem better than getting a LTF Reserve (may get FYF though).
So simply put, FYF Reserve or LTF Magnus, which one is better?

Expense details:
My monthly spends are around 1.1L, most is which is for making 2 rental payments. Some months may have more expenses based on requirements.
Which card would be better for this expense?
I'm currently using DCB LTF using Payzapp (making only 1 rental payment since 2nd one has processing fee & no rewards).

Do we get points for 1st rental payment in DCB and Infinia ?

 

[alphapiper]

Do we get points for 1st rental payment in DCB and Infinia ?

afaik yes. You can try paying via Redgiraffe on Payzapp.

 

[alphapiper]

Update:
Received Magnus LTF 🎉

Trying further for Burgundy Private CC with the Burgundy Private account.

 

[purush]

That's great, they are offering burgundy for 3 lakh salary credit. So u got by that or more than much

 

[alphapiper]

Yeah that's correct. Though I've heard that it can be negotiated down to 1.5-2L as well.

That's great, they are offering burgundy for 3 lakh salary credit. So u got by that or more than much

 

[Trio]

Will you be getting 10K vouchers on renewal ?

 

[jack333]

No vouchers now as they've changed the LTF conditions in their system as reported by @anirban.choudhury. Earlier FYF and LTF cards used to get 10k tata cliq voucher

 

[thedator]

Ohh. Have they also changed conditions on 10k Tata Cliq voucher on 15L spends?