LTF Offer of HDFC bank

[vipin123]

Previously I had HDFC Money Back + Credit Card with 50K limit.
I closed after 6 months used in April 2024 . Having 1.80 lakh FD with them and maintaining 20K approx MAB.
For the First time I got this banner in my email ,
Waiting for LTF card
What does mean of this banner & probably how many time to wait after this for getting LTF offer
Cibil 785
Any one please.

 

[hitirfan]

Previously I had HDFC Money Back + Credit Card with 50K limit.
I closed after 6 months used in April 2024 . Having 1.80 lakh FD with them and maintaining 20K approx MAB.
For the First time I got this banner in my email ,
Waiting for LTF card
What does mean of this banner & probably how many time to wait after this for getting LTF offer
Cibil 785
Any one please.

Check it out. agar OTP dene ke baad View Best Card ayega to koi CIBIL enquiry nahi hogi and you can see which card you can get and fee.

 

[Harjeevansingh]

Previously I had HDFC Money Back + Credit Card with 50K limit.
I closed after 6 months used in April 2024 . Having 1.80 lakh FD with them and maintaining 20K approx MAB.
For the First time I got this banner in my email ,
Waiting for LTF card
What does mean of this banner & probably how many time to wait after this for getting LTF offer
Cibil 785
Any one please.

So did you try it?

 

[vipin123]

So did you try it?

No , it's not confirmed that it will show in my cibil or not so I decided to not trying this and keep waiting for LTF offer.

 

[Akashn]

Previously I had HDFC Money Back + Credit Card with 50K limit.
I closed after 6 months used in April 2024 . Having 1.80 lakh FD with them and maintaining 20K approx MAB.
For the First time I got this banner in my email ,
Waiting for LTF card
What does mean of this banner & probably how many time to wait after this for getting LTF offer
Cibil 785
Any one please.

This is not pre-approved offer.. PA offer shows limit and card

 

[gg123]

Apologies to hi jack the thread.

I have opened HDFC account with IF of 5L and will be be maintaining my emergency fund there. will be using this as main account for UPI transactions and debit card for payments of CC atleast ~70k a month.

how long does it take to get pre approved CC offers?

 

[Akashn]

Apologies to hi jack the thread.

I have opened HDFC account with IF of 5L and will be be maintaining my emergency fund there. will be using this as main account for UPI transactions and debit card for payments of CC atleast ~70k a month.

how long does it take to get pre approved CC offers?

If new account then 4-5 months

 

[gg123]

If new account then 4-5 months

Damn that's a long time.

 

[hitirfan]

Apologies to hi jack the thread.

I have opened HDFC account with IF of 5L and will be be maintaining my emergency fund there. will be using this as main account for UPI transactions and debit card for payments of CC atleast ~70k a month.

how long does it take to get pre approved CC offers?

After 3 months

 

[gg123]

If new account then 4-5 months

After 3 months

what are the chances that I'll be offered DCB metal? has it happened before?

 

[Akashn]

what are the chances that I'll be offered DCB metal? has it happened before?

No idea about metal but DCB was offered but you gotta wait and maintain high balance (5L+) and transactions from DC

 

[GTSaketh]

After 3 months

It's been 3 months for me now. Hopefully I get some soon

 

[gg123]

No idea about metal but DCB was offered but you gotta wait and maintain high balance (5L+) and transactions from DC

yeah will be maintaining 4-5L and debit card I will use to pay CC every month. so the transactions will be ~70k like I mentioned.
They stopped sourcing the plastic DCB. hopefully they will provide metal one.

But chances are they will just slap with a Regalia Gold offer

 

[gg123]

It's been 3 months for me now. Hopefully I get some soon

Please update here once you're offered

 

[avikrish]

Apologies to hi jack the thread.

I have opened HDFC account with IF of 5L and will be be maintaining my emergency fund there. will be using this as main account for UPI transactions and debit card for payments of CC atleast ~70k a month.

how long does it take to get pre approved CC offers?

Worst bank to keep emergency funds
Bank is always under maintenance, very frequently

 

[prankster]

I opened my account in late May, kept 25k mab and now I'm getting offers to choose from LTF Millenia, IOC or DCP. I already have SBI CB so don't really need a cashback card and DCP was hugely devalued last year. So I'm not sure which one to take. Any way to get Regalia gold?

 

[Arkapal Sen]

is the ltf offer given by agent call or via ur netbanking offer?

 

[shivamk]

is the ltf offer given by agent call or via ur netbanking offer?

You get text message, email, whatsapp message, app notification

All of them

 

[prankster]

You get text message, email, whatsapp message, app notification

All of them

Same for me

 

[Arkapal Sen]

You get text message, email, whatsapp message, app notification

All of them

that is for preapp offer..but for me agents call and say will give u ltf cc