LTF Pre-approved Coral Rupay credit card offer recieved within a month of Amazon pay ICICI credit card Approval

[me_sovon]

Just now at 12:20 am mid night, I opened the iMobile app and guess what a pre-approved rupay coral card offer is showing for me.

I just grabbed the offer. 🙌🙌

My Amazon pay ICICI card was approved last month on 19th July 2024 without any banking relationship with ICICI bank, without income proof and video kyc. Today 9th August I received the pre-approved LTF coral card offer, it's not even a month.

And guess what my first bill is not generated yet, 1st billing date is 12th August.

This month I have spent nearly 3k.

I was too much anxious for Rupay Card as well as a core icici credit card. Maybe you have seen my posts and comments asking about the details, and everyone told me to wait for sometime.
And I listened to them, thank you to everyone, those who have shared their valueable advice.

Thank you.

One more thing, I have completed the process but the card is not showing in my app, so how much it will take to reflect the card details? And could you please confirm me that if they will send any physical card or not?

Update: 12 October 2024

So 4 days ago got credit card upgrade offer
Rubyx, HPCL visa, Mu.
All are paid.

Also got a pre-approved loan for 5 lakh.

Although I don't have any interest on paid cards or loan. I'm already having a paid HPCL rupay card, got from last pre-approved offer.

 

[me_sovon]

Once DM on X to ICICI and ask if they can provide any card, usually they give based on Amz Pay, Platinum or Coral as core card, give once a try.

No harm on trying... check related threads as well.

Now they didn't offer platinum card also I had asked them the same before getting the pre-approved off & they told me that they will not offer any core icici card with Amazon pay card.
Either I have to wait for pre-approved offer or I have to apply for a card.

 

[Abdullāh Khān]

I need a core ICICI card for bank offers on FK/Amz (I don't have any relationship with ICICI) so would a Coral Rupay would be worth it? I need a UPI cc as well so maybe this might solve my need?

 

[TechnoFi]

I need a core ICICI card for bank offers on FK/Amz (I don't have any relationship with ICICI) so would a Coral Rupay would be worth it? I need a UPI cc as well so maybe this might solve my need?

Yes, go ahead with coral rupay cc.

 

[me_sovon]

I need a core ICICI card for bank offers on FK/Amz (I don't have any relationship with ICICI) so would a Coral Rupay would be worth it? I need a UPI cc as well so maybe this might solve my need?

Indeed Coral Rupay is good for day to day UPI usages, it will work for 10% discount on any ICICI discount offer.
I got it as LTF.

I have HPCL rupay (paid)also, it is also a good Card for beginners.

 

[Chhota Bheem]

Separate or clubbed card statement?

 

[me_sovon]

Separate or clubbed card statement?

Coral and hpcl clubbed.

Amazon pay separate.

 

[Abdullāh Khān]

Indeed Coral Rupay is good for day to day UPI usages, it will work for 10% discount on any ICICI discount offer.
I got it as LTF.

I have HPCL rupay (paid)also, it is also a good Card for beginners.

But having no savings etc with them might make it paid for me 🥲 also self-employed as well, double locha. 🙁

 

[me_sovon]

But having no savings etc with them might make it paid for me 🥲 also self-employed as well, double locha. 🙁

If you are getting any of the ICICI card, then take the card.
You will receive pre-approved offer for Life time free card offers.

I got my first card just 3 months ago, and I got 2nd pre-approved upgrade offer , and a pre-approved ₹5 lakh loan offer.
Before this I took coral & HPCL Card on Pre-approved offer.

 

[Abdullāh Khān]

If you are getting any of the ICICI card, then take the card.
You will receive pre-approved offer for Life time free card offers.

I got my first card just 3 months ago, and I got 2nd pre-approved upgrade offer , and a pre-approved ₹5 lakh loan offer.
Before this I took coral & HPCL Card on Pre-approved offer.

So there are chances I might get it converted into LTF from the next year onwards, given that they might charge the first year in 45 days (not enough time to get it free as per my spends)

Also should I select salaried instead of self-employed, heard a lot of rejections because of it

 

[me_sovon]

So there are chances I might get it converted into LTF from the next year onwards, given that they might charge the first year in 45 days (not enough time to get it free as per my spends)

Also should I select salaried instead of self-employed, heard a lot of rejections because of it

I don't know about the conversion but you will get new card as pre-approved for life time free.

Like I got amazon pay card, then on Pre-approved I got the lifetime free Coral.

As Amazon pay is life time free so there is no issue, but if you got any paid card as your first icici Card then it depends that if they will make it free or not for next years.

But you will receive pre-approved offers time to time where they offered life time free as well as paid cards, you can choose which Card you want to take.

Also should I select salaried instead of self-employed, heard a lot of rejections because of it

For this I don't have any idea bro, I'm not that much experienced about cards.
I'm totally new here.
Ask some experts.

 

[Abdullāh Khān]

I don't know about the conversion but you will get new card as pre-approved for life time free.

Like I got amazon pay card, then on Pre-approved I got the lifetime free Coral.

As Amazon pay is life time free so there is no issue, but if you got any paid card as your first icici Card then it depends that if they will make it free or not for next years.

But you will receive pre-approved offers time to time where they offered life time free as well as paid cards, you can choose which Card you want to take.



For this I don't have any idea bro, I'm not that much experienced about cards.
I'm totally new here.
Ask some experts.

No worries man, thank you for all the help and information nonetheless🙂