LTF Swiping Machine with ZERO MDR

[shivamk]

Haa mera bhi similar scene hua. Mai supermarket me hamesha UPI CC scan karta tha unko 2% charge cut hota tha they were not aware & i was also thinking ki upto 2K to free hi rahega.

Mai daily customer hu for milk, bread, snacks etc etc (super market ghar ke neeche hi hai)

But after months they suddenly asked, tu hi hai na jo rupay cc scan karta hai😂😂 maine pucha kya hua they told charge cut raha tha tere saare transactions me. & They disabled it.

I also thought ki shayad 2k Tak charge nhi hoga

 

[kshitij_0]

Isko signature me update krdo bhai.

saath me likh dena SBI UNIPAY MCC UTILITY, BEST FOR CC BILL PAYMENT, START WITH SMALL AMOUNTS. 🤣

Also Back in stock. TF army attack

 

[Kumar93196]

As of current scenario we are getting more offers on swipe and tap to pay rather than UPI transactions. It looks like something is coming in future....

 

[dealminer]

@dealminer jisko kehna tha usko tag karna bhul gaye lagta hai 🙂

mujhe lga rupay wale bhai ne likha hai.

apse umeed nhi thi 😆 😆

 

[sidp]

Haa mera bhi similar scene hua. Mai supermarket me hamesha UPI CC scan karta tha unko charges deduct hota tha they were not aware & i was also thinking ki upto 2K to free hi rahega.

Mai daily customer hu for milk, bread, snacks etc etc (super market ghar ke neeche hi hai)

But after months they suddenly asked, tu hi hai na jo rupay cc scan karta hai😂😂 maine pucha kya hua they told charge cut raha tha tere saare transactions me.

Baadme unka Paytm Merchant app check kiya to pata chala ki unhe below 2K payments me bhi charges hai (don't know why) so they disabled it. To ab mai Slice UPI scan karta hu🙂

Mdr on >2k is for ppi wallet upi. for cc upi the transaction amount doesn't matter.

 

[Aniket]

mujhe lga rupay wale bhai ne likha hai.

apse umeed nhi thi 😆 😆

Are 😂 wo bhul gayee iss baari toh unke behalf pe likh diya as a help

Mera koi dosh nahi hai, galat mat samjhaiye @dealminer 😐

 

[yusuf646]

Mdr on >2k is for ppi wallet upi. for cc upi the transaction amount doesn't matter.

No. For CC UPI, upto 2K is free for almost all merchants including me. But for some rare merchants it's chargeable for below 2K as well.

 

[sidp]

No. For CC UPI, upto 2K is free for almost all merchants including me. But for some rare merchants it's chargeable for below 2K as well.

But when charges above 2k was introduced they mentioned it is only of ppi wallet upi. For account to account, there will no charge. For cc upi , fixed charge.

That's why many small milk/snack shops disble cc. Cuz there isn't much margin in those items.

 

[anonymuos]

Mujhe chahiye!! 😩 To make SBI Cashback LTF (if I ever get it) 😆Meanwhile I do have a zero MDR QR code on a current account 🤐🙊

 

[yusuf646]

But when charges above 2k was introduced they mentioned it is only of ppi wallet upi. For account to account, there will no charge. For cc upi , fixed charge.

That's why many small milk/snack shops disble cc. Cuz there isn't much margin in those items.

Don't know how the limit works. In my Paytm Merchant QR there's no option to disable CC payments below 2K because it's free.

But in some rare Paytm Merchant QR there's an option to disable below 2K payments because they are chargeable for them.

 

[vaibhav111vaibhav111 is verified member.]

Guys Stop Spamming with big unnecessary texts if this is just for fun let me know then. move this thread and then you can say best ever stuff in big bold text.

 

[Abhishek012]

Haa mera bhi similar scene hua. Mai supermarket me hamesha UPI CC scan karta tha unko charges deduct hota tha they were not aware & i was also thinking ki upto 2K to free hi rahega.

Mai daily customer hu for milk, bread, snacks etc etc (super market ghar ke neeche hi hai)

But after months they suddenly asked, tu hi hai na jo rupay cc scan karta hai😂😂 maine pucha kya hua they told charge cut raha tha tere saare transactions me.

Baadme unka Paytm Merchant app check kiya to pata chala ki unhe below 2K payments me bhi charges hai (don't know why) so they disabled it. To ab mai Slice UPI scan karta hu🙂

Bhai Supermarket big merchants hai.

Woh afford kar sakte hai 2%

upto 2k tak free only Small merchants k liye hai.

Note - koi popular supermarket hai toh Twitter par NPCI/RuPay ko complaint karo, woh log negotiate karega woh supermarket k sath and phir CC on UPI enabled kar dega. Agar woh supermarket already credit card swipe kar k payment accept karta hai toh.

@shivamk

Bhai Mai jin local peddlers pe CC UPI karta tha use unn becharo ke 2 percent Jaa rahe hai aaj pata chala

Ek limit tak free hai, agar same customer bar bar transaction kar rahe hai toh unlogo ko pata chal jata hai free k bank transfer kar rahe hoga.

Toh small merchant hone par bhi charges laga dete hai.

 

[yusuf646]

Woh afford kar sakte hai 2%

Actually It's not 2%, It's 2.25% plus GST, which comes to 2.65%. I think it's a huge MDR for UPI scan and pay.

Swiping me baat alag hai, machine ka charge hoga, network fee dena hoga, VISA wale alag se charge lenge etc etc

But why high MDR in UPI?

 

[Abhishek012]

Actually It's not 2%, It's 2.25% plus GST, which comes to 2.65%. I think it's a huge MDR for UPI scan and pay.

Swiping me baat alag hai, machine ka charge hoga, network fee dena hoga, VISA wale alag se charge lenge etc etc

But why high MDR in UPI?

View attachment 54130

MDR charges depend on merchant categories and payment gateway companies.

Grocery and departmental stores etc k MDR - 1.25% to 1.3% or 1.5% hai RuPay CC on UPI pe.

Phonepe, Bharatpe etc k.

Paytm ka bhi merchant category pe depend karta hai.