I suggest don't take 3rd party card.
They can't upgrade cards in future, u will be locked on this variant irrespective of devaluations.
U have to close card in future which effects cibil history
Better take any core card which has less spending criteria for waiver.
Use it for a year or so, during financial year end, place closure request and talk to retension team for ltf conversion
Better take any core card which has less spending criteria for waiver.
Use it for a year or so, during financial year end, place closure request and talk to retension team for ltf conversion
Better take any core card which has less spending criteria for waiver.
Use it for a year or so, during financial year end, place closure request and talk to retension team for ltf conversion