LTF Zenith or Xcite Ultra?

[Sagar]

Hi All,

I am eligible to get Zenith LTF and Xcite Ultra.
Could someone please clarify
1) which one is the most premium out of these 2 credit cards?
2) do they accept requests for Zenith LTF on a C2C basis?
3) Which card I should use for the C2C application? Icici Rubyx with a 7-lack limit or HDFC DCB with a 5.45-lack limit?

Thanks 😊

 

[CardGame]

S

Congrats..... Can you elaborate the procedure u followed for Swipe-up?? was it done offline or online itself?

Swipeup application process is purely online

 

[parveen442003]

Just applied through swipeup and applied using kotak privy card and it offered my zenith lifetime free

 

[CardGame]

Just applied through swipeup and applied using kotak privy card and it offered my zenith lifetime free

Update us on verification part in the coming days. If both home and office happens or only office. U applied as salaried?

 

[faltooAdmi]

Update:
I got a call from the bank's representative saying it's been more than 3 months since your last credit application was declined, We can create a fresh application for you now and we'll expedite the process. I was a bit skeptical at first as there would be another hard pull on Cibil, but gave them the go-ahead to process the application to see what could happen.
To my surprise, they approved the application within a few hours and the digital card was issued post-approval.
So, yeah, sometimes we get a good experience and sometimes it is bad. We just have to live with it.
Total Limit for Xcite Ultra: 7.65L
Will make this card primary for a few months and then request for an upgrade to AU Zenith as the bank's employee said that we'll able to process your application for Zenith after a few months, as your credit limit is >5L, and suggested me to make some decent spends on it. Let's see.

Did you manage to uprade the ultra to Zenith ?

 

[prabanomics]

Just applied through swipeup and applied using kotak privy card and it offered my zenith lifetime free

can you share the website link you used to apply ?

 

[nakulg]

Did you manage to uprade the ultra to Zenith ?

There is utter nonsense happening in AU, the sales agent told me that conversion would be possible when I was applying for Xcite ultra a few months ago, and now the customer care executive says that since the card is a part of the Swipe Up platform, no upgrades or downgrades are allowed. It's frustrating how salespeople use bad tactics to get as many customers as possible. Unfortunately, I fell for it, I hope nobody else does. Don't go for the AU Xcite series if your end goal is Zenith, you'll be disappointed.

 

[AlgoTrader]

With all these confusion surrounding zenith, I think I should better take AU LIT

 

[Prarthit]

Does AU Xcite Ultra give Reward points on buying Amazon GV's ?
If anyone can help..