Only Premium & Super Premium Cards Discussion

[sheru]

In my suggestion don't use bharatnxt back to back. Use it for cover remaining monthly Milestone and use for maximum 20-30k. If you use it to complete 80% Milestone everymomth your party will be crashed one day.

That's what i was thinking... My genuine spends would cross 70k-80k then for remaining i will use magnus < - > tata neu inf.

 

[VISHESH_BANSAL]

That tactic is sbi exclusive bro. Apki hdfc se purani dushmani h par iska matlab ab aap aisa karoge😛😜

Rent Payments pe charge ek ne start kiya Phir Sabhi ne follow kiya.

Bad Habits becomes Popular faster than good one.

Axis se hai Purani dushmani. HDFC se abhi bas tu tu m m hui hai

 

[RewardsAlert]

Hey folks,

I have been paying CC bills via Tata Neu Infinity for last few months now.

It got me thinking, is it possible to rotate between magnus and tata card?

The way i thought is -
Magnus -> via Snapay/BharatNxt -> Tata Neu Inf -> via Gpay/PayTM/BHIM -> Magnus

It will be net 0 transaction considering BharatNxt charges and Neu coins.

Is anyone doing this already?
Also if its possible, how much amt you think is safe in a month, so that i wouldn't block my magnus?

The trick shared by you is good, must have required some testing/efforts.

But in my opinion, don't practice it,
Reason: Merchant name - BharatNxt.
This merchant is getting so popular that out of a sudden, Axis might hotlist it, and start filtering card accounts on basis on this name solely.
Wherever they feel, it's getting overused/not as personal use, they can send the notice.
Suddenly, this BharatNXT has become popular, don't you think banks will notice it?

 

[VISHESH_BANSAL]

The trick shared by you is good, must have required some testing/efforts.

But in my opinion, don't practice it,
Reason: Merchant name - BharatNxt.
This merchant is getting so popular that out of a sudden, Axis might hotlist it, and start filtering card accounts on basis on this name solely.
Wherever they feel, it's getting overused/not as personal use, they can send the notice.
Suddenly, this BharatNXT has become popular, don't you think banks will notice it?

Rent Payments becomes Popular.
Banks Made it chargeable and Excluded it from Milestones if I am not wrong

BHARTNXT and Snapay is using Utility MCC, Axis Can Exclude Utility MCC from Milestone as well.

 

[sheru]

The trick shared by you is good, must have required some testing/efforts.

But in my opinion, don't practice it,
Reason: Merchant name - BharatNxt.
This merchant is getting so popular that out of a sudden, Axis might hotlist it, and start filtering card accounts on basis on this name solely.
Wherever they feel, it's getting overused/not as personal use, they can send the notice.
Suddenly, this BharatNXT has become popular, don't you think banks will notice it?

How about Snapay then? What merchant name it shows?

 

[Deathsnatcher]

The trick shared by you is good, must have required some testing/efforts.

But in my opinion, don't practice it,
Reason: Merchant name - BharatNxt.
This merchant is getting so popular that out of a sudden, Axis might hotlist it, and start filtering card accounts on basis on this name solely.
Wherever they feel, it's getting overused/not as personal use, they can send the notice.
Suddenly, this BharatNXT has become popular, don't you think banks will notice it?

just want to know back in days paytm/mobikwik went too hot and popular over rent payment using cc without any charges so that they started putting 1.25-2% charged and all banks knew and did nothing
same like bharatnext giving you service with some charge wont it be fine if you have proofs to paid merchants using bharatnext services?

 

[Deathsnatcher]

How about Snapay then? What merchant name it shows?

its showed some agriculture in statement of the receiving account and it also has utility code 4900

 

[vaibhav111vaibhav111 is verified member.]

The trick shared by you is good, must have required some testing/efforts.

But in my opinion, don't practice it,
Reason: Merchant name - BharatNxt.
This merchant is getting so popular that out of a sudden, Axis might hotlist it, and start filtering card accounts on basis on this name solely.
Wherever they feel, it's getting overused/not as personal use, they can send the notice.
Suddenly, this BharatNXT has become popular, don't you think banks will notice it?

yeah totally agree, BharatNxt is popular here and think of other website//telegram, it must have spread like wildfire, and I'm sure all of magnus holder have tons of ER sitting in their account, who know axis can revert all in a snap like thanos, better play safe .. do 20-30k through magnus if you can take the risk.. and all the folk saying it my business spend through magnus bank might say this isn't business card either. 50/50 risk is there. and no card have been popular so fast under 9/12 months.

 

[FinGuru]

Hey folks,

I have been paying CC bills via Tata Neu Infinity for last few months now.

It got me thinking, is it possible to rotate between magnus and tata card?

The way i thought is -
Magnus -> via Snapay/BharatNxt -> Tata Neu Inf -> via Gpay/PayTM/BHIM -> Magnus

It will be net 0 transaction considering BharatNxt charges and Neu coins.

Is anyone doing this already?
Also if its possible, how much amt you think is safe in a month, so that i wouldn't block my magnus?

Can you explain the below part
Tata Neu Inf -> via Gpay/PayTM/BHIM -> Magnus

How to do this?

 

[RewardsAlert]

Rent Payments becomes Popular.
Banks Made it chargeable and Excluded it from Milestones if I am not wrong

BHARTNXT and Snapay is using Utility MCC, Axis Can Exclude Utility MCC from Milestone as well.

You are talking about MCC.
MCC is a very broad term, It can include Amazon recharges, Gpay and whatnot.

This is the reason, I mentioned merchant name specially.

They also have the power to track by merchant name.

You are right, they can exclude Utility mcc like Privilege and select cards, but I don't think they will do this with Magnus or Reserve as they are HNI Cards and Utility is a very basic need.
Instead they will send notices on suspicious trxns.

Note: Everything is assumption right now

 

[sheru]

Can you explain the below part
Tata Neu Inf -> via Gpay/PayTM/BHIM -> Magnus

How to do this?

In Gpay bill payment option select credit card bill payment. Choose Axis. Input card number, amt then at payment page choose 'pay via other UPI apps' select PhonePe Bhim or Paytm where you have added Tata Neu Inf and now pay from that card using UPI.

 

[VISHESH_BANSAL]

You are talking about MCC.
MCC is a very broad term, It can include Amazon recharges, Gpay and whatnot.

This is the reason, I mentioned merchant name specially.

They also have the power to track by merchant name.

You are right, they can exclude Utility mcc like Privilege and select cards, but I don't think they will do this with Magnus or Reserve as they are HNI Cards and Utility is a very basic need.
Instead they will send notices on suspicious trxns.

Note: Everything is assumption right now

But Axis did the same with Rent Payments.
Axis Excluded Rent Payments MCC instead of sending Notice to Customers.

RedGirraffe can be used by Only Genuine Rent Payers
Banks Can block other Merchant like Paytm, Phonepe Freecharge and allow only RedGirraffe Txns to go through but they exculded MCC instead of Blocking Rent Pay Txns done at Specific Merchants

 

[sheru]

Okay so let's suppose we don't use BharatNxt or snapay.. do we have any other means for magnus to tata neu inf?
@RewardsAlert @vaibhav111 @VISHESH_BANSAL @Rahul Gupta @D₹V

 

[FinGuru]

In Gpay bill payment option select credit card bill payment. Choose Axis. Input card number, amt then at payment page choose 'pay via other UPI apps' select PhonePe Bhim or Paytm where you have added Tata Neu Inf and now pay from that card using UPI.

Is it an android option. In the payment page on my iphone I see the option to add other banks but not other UPI.

 

[vaibhav111vaibhav111 is verified member.]

i haven't tried this before so in my iPhone so doesn't have my tata card rupay linked so i couldn't check it worked with phonepe just 1rs platform fees. just wanted to check how does it work. thanks for sharing.

In Gpay bill payment option select credit card bill payment. Choose Axis. Input card number, amt then at payment page choose 'pay via other UPI apps' select PhonePe Bhim or Paytm where you have added Tata Neu Inf and now pay from that card using UPI.

 

[vaibhav111vaibhav111 is verified member.]

yeah in iphone it won't show up

Is it an android option. In the payment page on my iphone I see the option to add other banks but not other UPI.

 

[sheru]

android option. In the payment page on my iphone I see the option to add other banks but not other UPI.

I use Android.
Not sure about iphone.

i haven't tried this before so in my iPhone so doesn't have my tata card rupay linked so i couldn't check it worked with phonepe just 1rs platform fees. just wanted to check how does it work. thanks for sharing.

It works on PayZapp as well. Select 'other payment options' on payzapp payment page and you can go to BHIM and pay via rupay card over upi.

 

[vaibhav111vaibhav111 is verified member.]

Okay so let's suppose we don't use BharatNxt or snapay.. do we have any other means for magnus to tata neu inf?
@RewardsAlert @vaibhav111 @VISHESH_BANSAL @Rahul Gupta @D₹V

do we have any other means for magnus to tata neu inf? - not that I'm aware of yet.

 

[VISHESH_BANSAL]

Okay so let's suppose we don't use BharatNxt or snapay.. do we have any other means for magnus to tata neu inf?
@RewardsAlert @vaibhav111 @VISHESH_BANSAL @Rahul Gupta @D₹V

You forgot to tag main hero of this Golmaal film @Abhishek012. He must have some other hidden way also.

 

[FinGuru]

I use Android.
Not sure about iphone.



It works on PayZapp as well. Select 'other payment options' on payzapp payment page and you can go to BHIM and pay via rupay card over upi.

Thanks. Worked on Payzapp