Great offer on a great card - worth picking up and keeping in a drawer (unless you plan to meet milestone spends).
Quick take: pay the joining fee of ₹3,500, get gift vouchers worth ₹1,500 (usable across 15+ partner brands) and the card’s Marriott benefits that can translate into a free night at Marriott properties (roughly equivalent to 15,000 Bonvoy points).
Why it makes sense:
Apply For This Credit Card Here: https://www.technofino.in/takeme/hdfcm-tfc
Bottom line: if you can source the card during the offer window, it’s a no-brainer for many users - apply, activate, and tuck it away unless you plan to use milestone benefits.
	
		
			
		
		
	
				
			
Quick take: pay the joining fee of ₹3,500, get gift vouchers worth ₹1,500 (usable across 15+ partner brands) and the card’s Marriott benefits that can translate into a free night at Marriott properties (roughly equivalent to 15,000 Bonvoy points).
Why it makes sense:
- Effective immediate value: ₹1,500 in GVs against a ₹3,500 fee cuts the net cost down — not counting the Marriott night value.
 - If you don’t plan to push for milestone rewards, this is an easy keep-in-drawer card: you get hotel perks and a high-value welcome that can cover or exceed much of the fee.
 - If you can trigger a milestone offer later, the upside only increases.
 
- Starts: 01-09-2025
 - Expires: 31-10-2025
 - Offer posting date: 15-03-2026
 
Apply For This Credit Card Here: https://www.technofino.in/takeme/hdfcm-tfc
Bottom line: if you can source the card during the offer window, it’s a no-brainer for many users - apply, activate, and tuck it away unless you plan to use milestone benefits.