Massive drop in Experian score but Cibil is stable.

[src223]

Recently I noticed a massive drop in my Experian score but my CIBIL score has been holding steady (775 - 786). Does anyone know what may be the reason? Currently I am suspecting that I have an EMI active. Can it be the reason?

Onescore says too many credit accounts - 14. Is it really that high?

 

[D₹V]

See changes 🤔.

Also, this isn't massive in experian!

 

[akshayhs]

You should really observe how CRIF calculates scores. Their algorithms might be built by a 10th pass guy who doesn't really understand how credit actually works. In Experian, if you add any kind of personal loans, the score drops and takes a considerable amount of time to recover. No wonder why established lenders prefer CIBIL over anything else.