Merchant name "Merchant" on mobikwik 🤣🤣

[Abhishek012]

Merchant name "Merchant" on mobikwik: 🤣🤣

 

[shashank08]

RBL Signature+ debit card best hai. Best card ever, use karo mast card hai.

Credit card bill pay and wallet spend k liye.

But this card has 5000 as issuance charges and 1500 as Annual fee.
Is there any way to get it without issuance/annual fee?

 

[4uziaul]

But this card has 5000 as issuance charges and 1500 as Annual fee.
Is there any way to get it without issuance/annual fee?

Oh, sure, take Abhishek Chatterjee's advice and go for it! 🤣 It's practically guaranteed to be next in line for devaluation!

 

[alok416]

Any other methods to use Hdfc plat dc to pay idfc/hdfc cc bill with 1%cb?
Anyone tried paying on payzapp? Or any other app.
(exclude freecharge as just 1k limit)

Are you sure that freecharge par milta hai ?

 

[Abhishek012]

But this card has 5000 as issuance charges and 1500 as Annual fee.
Is there any way to get it without issuance/annual fee?

You will get Rs5000 welcome voucher to redeem on Amazon gv.

Annual fee wavier, if you spend 3 lakhs+ and also get another Rs5000 voucher, when you spend 5 lakhs+ annually.

Every month we already use approx 1 lakh for cc bill payment and wallet spend. All milestone will easily completed.

full explain -

Use RBL Signature+ debit card. Best debit card ever and get approx 2% Cashback on Wallet and Credit card bill repayment too.
Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:

1. 1000 GV per month X 12 = 12K points
2. 5000 GV per year X 1 = 5K points

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

If you want to know where you spend RBL Signature+ debit card -

Paytm app - direct use debit card for cc bill repayment or Paytm wallet load

mobikwik app - cc bill repayment

Bajaj app - cc bill repayment

Payzapp app - cc bill repayment

Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)

Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

 

[Abhishek012]

Oh, sure, take Abhishek Chatterjee's advice and go for it! 🤣 It's practically guaranteed to be next in line for devaluation!

Nothing will happen bro. RBL Signature+ Debit Card is the best card ever.

 

[Predator]

You will get Rs5000 welcome voucher to redeem on Amazon gv.

Annual fee wavier, if you spend 3 lakhs+ and also get another Rs5000 voucher, when you spend 5 lakhs+ annually.

Every month we already use approx 1 lakh for cc bill payment and wallet spend. All milestone will easily completed.

full explain -

Use RBL Signature+ debit card. Best debit card ever and get approx 2% Cashback on Wallet and Credit card bill repayment too.
Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:

1. 1000 GV per month X 12 = 12K points
2. 5000 GV per year X 1 = 5K points

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

If you want to know where you spend RBL Signature+ debit card -
Paytm app - direct use debit card for cc bill repayment or Paytm wallet load

mobikwik app - cc bill repayment

Bajaj app - cc bill repayment

Payzapp app - cc bill repayment

Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)

Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

what's the minimum transaction value to get 1%?

 

[4uziaul]

what's the minimum transaction value to get 1%?

The cumulative transaction should be greater than 10k.

 

[Abhishek012]

what's the minimum transaction value to get 1%?

Rs10,000+.

You can also load money Rs10,000+ or more to your Paytm wallet or Amazon full kyc wallet and then use less amount to your credit card bill pay (if you dnt want to pay Rs10,000 or more in a single transaction on your credit card).

 

[Predator]

The cumulative transaction should be greater than 10k.

Rs10,000+.

You can also load money Rs10,000+ or more to your Paytm wallet or Amazon full kyc wallet and then use less amount to your credit card bill pay (if you dnt want to pay Rs10,000 or more in a single transaction on your credit card).

Cumulative 10k or single 10k?

 

[Predator]

Rs10,000+.

You can also load money Rs10,000+ or more to your Paytm wallet or Amazon full kyc wallet and then use less amount to your credit card bill pay (if you dnt want to pay Rs10,000 or more in a single transaction on your credit card).

and which account is suitable for it? Can it be opened online or branch visit is compulsory?

 

[4uziaul]

Cumulative 10k or single 10k?

It doesn't have to be a single transaction of 10k, but make sure that the combined transactions amount to more than 10k; otherwise, there won't be any cashback.

 

[Predator]

It doesn't have to be a single transaction of 10k, but make sure that the combined transactions amount to more than 10k; otherwise, there won't be any cashback.

Cumulative 10k or single 10k?

Rs10,000+.

You can also load money Rs10,000+ or more to your Paytm wallet or Amazon full kyc wallet and then use less amount to your credit card bill pay (if you dnt want to pay Rs10,000 or more in a single transaction on your credit card).

got it. Thanks

RBL Bank Signature+ Debit Card Benefits

Do you load 10K+ at a time in Paytm in a single transaction? yes 20k For that KYC should be done

www.technofino.in

 

[Abhishek012]

and which account is suitable for it? Can it be opened online or branch visit is compulsory?

Online MAB 5k account and complete full kyc or visit RBL branch to open account.

 

[Predator]

Online MAB 5k account and complete full kyc or visit RBL branch to open account.

there are several accounts on website. Whats the name of 5k mab account?

 

[Predator]

Online MAB 5k account and complete full kyc or visit RBL branch to open account.

Prime Savings Account?

 

[Abhishek012]

there are several accounts on website. Whats the name of 5k mab account?

I dnt know, i have 10k MAB account through offline but some people opened MAB 5k online account.

 

[SamPtnk]

Nothing will happen bro. RBL Signature+ Debit Card is the best card ever.

Last time you said that for Magnus and it got devalued 2 weeks later 🤣

 

[Predator]

Last time you said that for Magnus and it got devalued 2 weeks later 🤣

tainted touch

 

[CardCraftsman.]

I guess IDFC a/c can be opened online.

Every bank's account can be opened online but it doesn't make sense to just open a account in a branch which is more than 70km far from your location just to get 1% cb. But kya karu aakhri me wo bhi karna parega agar solve nahi hua issue to.

 

[ajitshukla19]

Last time you said that for Magnus and it got devalued 2 weeks later 🤣

Bas iska bhi number hai next
Kuchh to chalne do...