Merchant name "Merchant" on mobikwik 🤣🤣

[Abhishek012]

Merchant name "Merchant" on mobikwik:

 

[4uziaul]

Tum negative insaan ho, band hua toh iska he gala pakarna sab.

Apna teer mere taraf mat ghumao

 

[Anil_Singh]

Use RBL Signature+ debit card. Best debit card ever and get approx 2% Cashback on Wallet and Credit card bill repayment too.

Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:

1. 1000 GV per month X 12 = 12K points
2. 5000 GV per year X 1 = 5K points

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

If you want to know where you spend RBL Signature+ debit card -

Paytm app - direct use debit card for cc bill repayment or Paytm wallet load

mobikwik app - cc bill repayment or mobikwik wallet load and transfer to bank free.

Bajaj app - cc bill repayment

Payzapp app - cc bill repayment

Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)

Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

Slice wallet load also available and pay via Slice wallet UPI for cc bill repayment or bank transfer.

Bro, my spends are between 40-70k only.

 

[Shubham Yadav]

Tum negative insaan ho, band hua toh iska he gala pakarna sab.

Apna teer mere taraf mat ghumao

 

[4uziaul]

Bro, my spends are between 40-70k only.

Baki guruji bola na wallet load se balance kar lena

 

[Abhishek012]

Apna teer mere taraf mat ghumao

Mai koi teer nahi ghumaya, ek hawa ka jhoka aaya aur tumhare taraaf teer ghum gaya.

 

[4uziaul]

Mai koi teer nahi ghumaya, ek hawa ka jhoka aaya aur tumhare taraaf teer ghum gaya.

Teer nishane pe lagega hawa se kuch nahi hone wala

 

[Abhishek012]

Bro, my spends are between 40-70k only.

If your spends are between 40-70k only then RBL Signature+ debit card is still best card for you.

Pay cc bill 40-70k to get 1% cashback between Rs400 to Rs700 monthly.

Note: minimum spend is 10k+ per transaction, you can also load to any wallet and later use small amount to pay cc bills.

If you spend 40k per month = annually 4.8 lakh (just spend 20k more to complete 5 lakhs annually to get Rs5000 extra)

 

[raghu.rokda]

Use RBL Signature+ debit card. Best debit card ever and get approx 2% Cashback on Wallet and Credit card bill repayment too.

Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:

1. 1000 GV per month X 12 = 12K points
2. 5000 GV per year X 1 = 5K points

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

If you want to know where you spend RBL Signature+ debit card -

Paytm app - direct use debit card for cc bill repayment or Paytm wallet load

mobikwik app - cc bill repayment or mobikwik wallet load and transfer to bank free.

Bajaj app - cc bill repayment

Payzapp app - cc bill repayment

Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)

Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

Slice wallet load also available and pay via Slice wallet UPI for cc bill repayment or bank transfer.

Non-serviceable pincode se account khol sakte hai kya RBL ka ?

 

[22sumit]

Bandh karwa ke ab tum saans loge

Will this card be worth 5k annual fees if they remove these benefits. I don't think so.

 

[Abhishek012]

Non-serviceable pincode se account khol sakte hai kya RBL ka ?

Yes and No both but not recommended. Kuch garbar hua toh branch bhejega.

 

[Abhishek012]

Will this card be worth 5k annual fees if they remove these benefits. I don't think so.

If you spend 3 lakhs annually your 5k annual fees wavier.

Yehi soch soch k pichle 2 years se sab loot rahe hai. Band toh hua nahi.

 

[Anil_Singh]

If your spends are between 40-70k only then RBL Signature+ debit card is still best card for you.

Pay cc bill 40-70k to get 1% cashback between Rs400 to Rs700 monthly.

Note: minimum spend is 10k+ per transaction, you can also load to any wallet and later use small amount to pay cc bills.

If you spend 40k per month = annually 4.8 lakh (just spend 20k more to complete 5 lakhs annually to get Rs5000 extra)

I was thinking of Indus Select via Legend route. But for ~1%, one has to spend above 1lakh. So, was looking for alternative.

 

[unusedbrain1]

Kitna bhi chupalo Abhishek Bhai sab khol ke rakh denga

Wo v bold letter + caps on krke

 

[Deathsnatcher]

Tum negative insaan ho, band hua toh iska he gala pakarna sab.

great effort for helping out common people
keep it up bro

 

[unusedbrain1]

Use RBL Signature+ debit card. Best debit card ever and get approx 2% Cashback on Wallet and Credit card bill repayment too.

Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:

1. 1000 GV per month X 12 = 12K points
2. 5000 GV per year X 1 = 5K points

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

If you want to know where you spend RBL Signature+ debit card -

Paytm app - direct use debit card for cc bill repayment or Paytm wallet load

mobikwik app - cc bill repayment or mobikwik wallet load and transfer to bank free.

Bajaj app - cc bill repayment

Payzapp app - cc bill repayment

Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)

Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

Slice wallet load also available and pay via Slice wallet UPI for cc bill repayment or bank transfer.

BHAI Account toh khol lunga .yeh batao band kaise karunga. Inhone sb khatm kr diya toh

 

[Deathsnatcher]

I was thinking of Indus Select via Legend route. But for ~1%, one has to spend above 1lakh. So, was looking for alternative.

check rbl enterprise card and get 5% for low spends

 

[NShah]

BHAI Account toh khol lunga .yeh batao band kaise karunga. Inhone sb khatm kr diya toh

By visiting Branch
Pahle open to karlo account

 

[unusedbrain1]

By visiting Branch
Pahle open to karlo account

Yeh IDFc wle .. kam pain in the ass nhi h ..rbl wale .naam sunn k Cheap feel ata . 100kms dur h branch .soch k risk lena padega

 

[unusedbrain1]

By visiting Branch
Pahle open to karlo account

Wednesday ko open krunga . Tab kal idfc .. puri tarah mar chuka hoga

 

[NShah]

Yeh IDFc wle .. kam pain in the ass nhi h ..rbl wale .naam sunn k Cheap feel ata . 100kms dur h branch .soch k risk lena padega

Rbl debit freez ka issue hai account debit freez kar dete hai
Unfreeze branch se hi hota hai and agar branch ka koi staff pehchan ka wo kar sakta hai