Millennia Millennia CC Insurance Payment

[SamPtnk]

I have 2 upcoming insurance to pay Bajaj and Hdfc

Does Millennia CC give 1% on insurance payments directly on site ( No apay)

 

[srikant]

Amazon is the only one I think which is not charging Platform fees or Convenience fee for Bill Payments and Recharges.

It is Amazon way to cut down the cost, instead of putting the burden on customer.

UPI too! 🙂

 

[Rahul Gupta]

You do realise the 5% cannot come from thin air, right?

Yea it comes from careless people. Btw if you have a problem with using cc then what are you doing in this forum? This forum is all about extracting maximum benefits from a cc.

 

[Rahul Gupta]

That insurance 5% is not permanent
It is just a gateway glitch due to which 5% is getting credited Hence Amazon removed the CC option, instead of fixing the gateway issue.

Try to pay Utility Bills and Recharges using Millennia. Now Amazon is tagging Correct MCC.
Rare chances it goes under shopping.

I even read somewhere in the forum, GV purchases using MILLENIA is also not fetching 5% now

I got points for all the purchases in may month. Used for utility, insurance and mostly gift card.

 

[VISHESH_BANSAL]

I got points for all the purchases in may month. Used for utility, insurance and mostly gift card.

Merchant Names on OTP page/Statement if you remember ?

 

[Rahul Gupta]

Merchant Names on OTP page/Statement if you remember ?

On otp page they were all showing as AMAZON. But, in statement they were showing differently.

Gift card as AMAZON GIFT CARD
utilities as AMAZON MUM
Shopping as AMAZON

 

[AlekhyaDas]

Yes you will get 1%.

Bajaj Allianz life/health and hdfc life are available on amazon. You will get 5% there.

Millennia doesn't give points on fuel, rent and govt transactions.

Is it still 5% available today?
What's the process?

 

[bugmenot]

Is it still 5% available today?
What's the process?

Amazon has stopped credit card for insurance payment so no more 5%.

 

[VikasBhindwar]

Amazon no longer allowing insurance payments using credit cards , better buy Amazon pay gift voucher and pay using it .
Will get good cashback on buying AGV through smartbuy.

Don't buy AGV from Giftyr through Smartbuy. They are giving Amazon Voucher instead of Amazon Pay Gift Card. You won't be able to pay any bill through that. Will be used for shopping only.

I am stuck with 22k voucher through Smartbuy Giftyr.

 

[gautamcool]

Don't buy AGV from Giftyr through Smartbuy. They are giving Amazon Voucher instead of Amazon Pay Gift Card. You won't be able to pay any bill through that. Will be used for shopping only.

I am stuck with 22k voucher through Smartbuy Giftyr.

No. Both vouchers are available. You have to check the name before paying to make sure you buy the correct one

 

[VISHESH_BANSAL]

Don't buy AGV from Giftyr through Smartbuy. They are giving Amazon Voucher instead of Amazon Pay Gift Card. You won't be able to pay any bill through that. Will be used for shopping only.

I am stuck with 22k voucher through Smartbuy Giftyr.

AGV charges Convenience fee.
If your are being charged Convenience fee then it is AGV.
Name bhi check karne ki jarurat nhi hai

 

[Rohith_Kumar_Sp]

AGV charges Convenience fee.
If your are being charged Convenience fee then it is AGV.
Name bhi check karne ki jarurat nhi hai

Still better than nothing, for 10147 you're getting 507 cb.

 

[VikasBhindwar]

AGV charges Convenience fee.
If your are being charged Convenience fee then it is AGV.
Name bhi check karne ki jarurat nhi hai

I haven't been charged convenience fee through Smartbuy. Don't know how but it stuck for shopping only.

 

[knight]

I haven't been charged convenience fee through Smartbuy. Don't know how but it stuck for shopping only.

https://www.gyftr.com/instantvouchers/amazon-gift-vouchers

Buy these ones next time.
Don't go by this link, go from smartbuy oonly. But you can refer this to verify that you're buying the right vouchers.

"Amazon Pay gift card" LOGO will be there and 1.25% + gst will be charged as conv fee in cart.

 

[knight]

I got points for all the purchases in may month. Used for utility, insurance and mostly gift card.

Yepp. I second this..
CB received for AGV

 

[VikasBhindwar]

https://www.gyftr.com/instantvouchers/amazon-gift-vouchers

Buy these ones next time.
Don't go by this link, go from smartbuy oonly. But you can refer this to verify that you're buying the right vouchers.

"Amazon Pay gift card" LOGO will be there and 1.25% + gst will be charged as conv fee in cart.

Thank you so much for the clarification.

 

[Lakshya Mahani]

https://www.gyftr.com/instantvouchers/amazon-gift-vouchers

Buy these ones next time.
Don't go by this link, go from smartbuy oonly. But you can refer this to verify that you're buying the right vouchers.

"Amazon Pay gift card" LOGO will be there and 1.25% + gst will be charged as conv fee in cart.

I have to pay a premium of 54k. If i purchase 20k gv from millennia card this month and 20k next month, remaining 14k I will buy gv from other offers, Can i pay whole amount of 54k using amazon pay balance only?
Kindly Guide if anyone can clear this thing.

 

[knight]

I have to pay a premium of 54k. If i purchase 20k gv from millennia card this month and 20k next month, remaining 14k I will buy gv from other offers, Can i pay whole amount of 54k using amazon pay balance only?
Kindly Guide if anyone can clear this thing.

As far as i know, the limit is around 1 Lakh. Let other members also confirm.
You can also check if your insurer has already updated the due and if it shows on amz pay.

you can buy remaining from smartbuy at around 4.6% discount

 

[Lakshya Mahani]

As far as i know, the limit is around 1 Lakh. Let other members also confirm.
You can also check if your insurer has already updated the due and if it shows on amz pay.

you can buy remaining from smartbuy at around 4.6% discount

Thanks for your response😀
Will wait for others input too.
Amazon is not showing premium due as it may get generated in the next 3-4 days.

 

[Rahul Gupta]

I have to pay a premium of 54k. If i purchase 20k gv from millennia card this month and 20k next month, remaining 14k I will buy gv from other offers, Can i pay whole amount of 54k using amazon pay balance only?
Kindly Guide if anyone can clear this thing.

You could also buy 20k gift vouchers from smartbuy at 1.47% including gst. You will get 5% smartbuy cashback and 1% millennia cashback. So, technically you would receive 4.5% total cashback after paying fees.

 

[Lakshya Mahani]

You could also buy 20k gift vouchers from smartbuy at 1.47% including gst. You will get 5% smartbuy cashback and 1% millennia cashback. So, technically you would receive 4.5% total cashback after paying fees.

This is exactly i am thinking to do.
Also, just wanted to confirm do i have to purchase gv from this link only using my Millennia credit card?

https://www.gyftr.com/instantvouchers/amazon-gift-vouchers