Minimum balance issue HDFC Account

[sujal]

My friend had opened regular savings account of hdfc bank with minimum balance of 10k
He is not maintaining 10k amount in his account as he is not interested now
Will the account be dormant automatically after getting some charges after 3 or 6 months?
Will it be a big issue if he doesnt pay minimum balance charges?
Need help guyss....

 

[NShah]

Ee kya jhol baa?
Mera bhi branch kisi gaon mai hai
Hope mere branch Wale acche ho🙂

Mere bhi gaon mein hi hai 😂 8 months pahle hi aaya hai yahan hdfc bank ka branch
Jab app branch ko classic upgrade ke liye bolte ho to branch aapko ek consent link bhejta hai classic upgrade ke liye

 

[doraemon]

Mere bhi gaon mein hi hai 😂 8 months pahle hi aaya hai yahan hdfc bank ka branch
Jab app branch ko classic upgrade ke liye bolte ho to branch aapko ek consent link bhejta hai classic upgrade ke liye

Classic karwa ke
Apne family walo ke 0 balance a/c nikal wa lunga millennia card bhi free milega fir dabake 400-400 niklenge har mahine


Idhar se card dala udhar se 400 nikla😄

 

[varun__goel_]

Ee kya jhol baa?
Mera bhi branch kisi gaon mai hai
Hope mere branch Wale acche ho🙂

Ye to koi backend se problem hui hogi. Branch ne to apna kaam kra consent deke

Mne branch m baithe baithe consent diya tha, 5min m RM ke paas notification aagi thi upgrade is approved

 

[NShah]

Link dubara kholke dekho, kya pta dhang se submit na hua ho😂

Nhi to phir khelo branch branch😂

1L the acc mein jab consent diya?

Open kar karke check Kiya tha wo submit ho gya barabar
Ha

 

[NShah]

Ye to koi backend se problem hui hogi. Branch ne to apna kaam kra consent deke

Mne branch m baithe baithe consent diya tha, 5min m RM ke paas notification aagi thi upgrade is approved

Abhi branch chala gya hota but Aaj bank baand hai 🥲
Janedo classic mein bhi itna kuch khas benefits nahi soch raha tha Millenia dc ka charge nahi lagenga aur mab thoda kam zyada bhi rakh sakte hai

 

[Shubham Yadav]

Abhi branch chala gya hota but Aaj bank baand hai 🥲
Janedo classic mein bhi itna kuch khas benefits nahi soch raha tha Millenia dc ka charge nahi lagenga aur mab thoda kam zyada bhi rakh sakte hai

KOI SERVICE REQUEST no generate hua tha kya ?

 

[varun__goel_]

KOI SERVICE REQUEST no generate hua tha kya ?

Nhi hota ...

 

[Vasuki]

Can anyone guide on how to do this ?
Like do I have to make fd first and then convert or after?.
Would be great if someone give steps on that
Also one MOST IMPORTANT question
Nation wants to know
Will my millennia become LTF after all this drama?

So u want Millniea dc ? LTF right
U have 1 lakh ?
See you can visit branch ( xyz) urban .
Talk to BM directly or classic rm

1 - ask them about max account with fd linked ( making it zero balance) BM consent is needed so directly talk to BM
Tell him you are student ( prob a medical student 🥸 they eyes lit up ) so he might do it for 1 lakh instead of 1.25 lakh Fd
Its 5* via fd route ..hence BM can make exceptions


2- classic( rular have vishesh less chance of downgrade. In urban its classic ) - Talk to employee ask for classic banking & tell them u will maintain 1 lakh through fd & if there is downgrade they might help .
Vishesh has less downgrade bcz in their UI
Vishesh has no interface
System will give u classic benefits but it will have normal ui

So it all depends on you .
You can change the variant to saving max online then request bm or firstly go & talk to Branch & let us know what they say
I hope this gives u overall picture

 

[Shubham Yadav]

Nhi hota ...

hona toh chahiye

vasie toh her tucche se kaam k iye ho jata h

no generate hopeleesdfc mai

 

[Vasuki]

Consent to de diya but upgrade nahi hua 3 din ho gye
Kitna time lagta hai upgrade ko ya fir se contact karna padega branch ko

Yesterday & today bank was closed .
So expect it after holi ..
RM is the your guy ..ask him he will Process

 

[varun__goel_]

hona toh chahiye

vasie toh her tucche se kaam k iye ho jata h

no generate hopeleesdfc mai

Abhi kuch din phle hi family member konadd kia tha tab bhi nhi hua

Jab mne consent diya tha tab bhi nhi hua tha

 

[Zacobite]

Consent to de diya but upgrade nahi hua 3 din ho gye
Kitna time lagta hai upgrade ko ya fir se contact karna padega branch ko

ruko zara.. sabar karo.. year end hai.. this is not priority for them 🙂.. will. happen soooon

 

[NShah]

Vishesh has no interface

Fir pata kaise chalega ki hum vishesh mein upgrade ho gye hai ?

 

[Shubham Yadav]

RM is the your guy

Kash aisa hota !!!

 

[Shubham Yadav]

Fir pata kaise chalega ki hum vishesh mein upgrade ho gye hai ?

bank statement mai product code se

 

[varun__goel_]

Fir pata kaise chalega ki hum vishesh mein upgrade ho gye hai ?

Statement download krke check kro

Kya pta vishesh hi hua ho apka

 

[Vasuki]

Fir pata kaise chalega ki hum vishesh mein upgrade ho gye hai ?

Statement , blue paper texture oceanic blue coloyr colour in net banking
Cheque book

If u upgrade to classic in rular it will show. Classic ( that time order 1-2 cheque book 😂 will come with classic) then classic branding will go & it will become vishesh.

 

[varun__goel_]

bank statement mai product code se

Nhi product code nhi hoga

Acc no ke pas pb customer/imperia/ preferred likha ayga

 

[Vasuki]

Kash aisa hota !!!

Classic me banking k lye he is

For cc and all
Above his pay grade 🌝

 

[NShah]

Statement download krke check kro

Kya pta vishesh hi hua ho apka

No nothing. . .
Janedo jis kaam ke liye account open Kiya hai wo ho raha hai Aaj hi 750 cashback credit ho gya 😂