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MobiKwik new user registration requires permission to fetch credit score

I was trying to register in MobiKwik and it required to allow MobiKwik to fetch credit score from Bureaus. Without checking that option, it doesn't allow one to register.
Is this a hard inquiry or soft inquiry?
At what point during the registration, does it fetch the score?
Most annoying is, why does it take permission to fetch it at the time of registration? After registration, later If someone wants to do something from within MobiKwick that requires credit score, why not get the permission then?

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