Moneyback+ or Millennia credit card?

[ramandeep]

1. I am thinking of applying for hdfc credit card which one should I go for Moneyback+ or Millennia, though I am leaning towards Millennia due to cashback reason, but want to know will instant 10% cashback applicable on Millennia during offer sale?

2. Also if transfer 50k within 90 days to my NPS account, will it become lifetime free?

3. What will be charges for transferring to NPS through credit card extra or same?

 

[ramandeep]

When there is some offer going on that there is 10% discount on HDFC cards then you will get it on millennia card and after that you will also get 5% cashback, i have personally tried it

other cashback cards like sbi, amazon and flipkart they only provide 5%, how come hdfc is providing both 10% and 5%, are you really sure?

 

[Sevendar@01]

other cashback cards like sbi, amazon and flipkart they only provide 5%, how come hdfc is providing both 10% and 5%, are you really sure?

If you don't believe me then wait for sale then you will know

 

[Rahul Gupta]

1. I am thinking of applying for hdfc credit card which one should I go for Moneyback+ or Millennia, though I am leaning towards Millennia due to cashback reason, but want to know will instant 10% cashback applicable on Millennia during offer sale?

2. Also if transfer 50k within 90 days to my NPS account, will it become lifetime free?

3. What will be charges for transferring to NPS through credit card extra or same?

1) Go for millennia and yes you will get instant sale discount and cashback as well.

2) Recently hdfc changed LTF criteria. so i would suggest to ask customer care first.

3) Customer care.

 

[jeat001]

I am also a HDFC Bank Millennia cc customer. I can confirm that one can get both Sitewide discount as well as default card cashback during Sale on that particular website (eg: Flipkart, Amazon etc.). On top of that one can get the extra cashback on Smartbuy (if listed) portal as well.

 

[Deleted member 5552]

other cashback cards like sbi, amazon and flipkart they only provide 5%, how come hdfc is providing both 10% and 5%, are you really sure?

Millennia is not a cashback card. It is cash points card

And pls don't compare HDFC Cards with SBI and Amazon.

 

[panu24]

yes SBI Cashback and ICICI Amazon Pay are Cashback cards where we get cash credited in CC account whereas HDFC Millennia gives back cashpoints and 1 cashpoint is currently having value as Rs 1.

 

[ramandeep]

Great then millenia it is... thanks to all for the help...

 

[_na_cheese]

How long does it take for millennia to credit reward points? Have ordered many petty items under 500 from Amazon last week plus bought a 3000 gift card from Amazon today.

yes SBI Cashback and ICICI Amazon Pay are Cashback cards where we get cash credited in CC account whereas HDFC Millennia gives back cashpoints and 1 cashpoint is currently having value as Rs 1.

 

[SiddharthR]

I currently have Business Moneyback LTF,
Which Card can give maximum Cb for Offilne Business Spends?
(Preferred A/C with 2yrs old)

Also how to make payments to merchant with less charges (As the Merchant don't accept CC & CCupi)

 

[thekirang]

i am getting 10% instant discount on flipkart. do i and extra 5% cashback points on millennia credit card ?

 

[helloworld]

i am getting 10% instant discount on flipkart. do i and extra 5% cashback points on millennia credit card ?

You'll. Except SBI (Cashback), ICICI (APay), AXIS (FK) none of the banks/cards AFAIR put that exclusion.