Mutual Funds SIP returns data

[virat#889]

Hi All,
I have been exploring mutual funds and wanted to understand the best parameter to evaluate SIP returns. Here’s my understanding of a few key metrics:

• Absolute Returns – Percentage change in investment value over a specific period.
• CAGR (Compound Annual Growth Rate) / Annualized Return – Percentage change in investment value over a one-year period.
• Rolling Returns – Average return calculated over specific timeframes to assess consistency.

Is my understanding correct?
Which parameter is most suitable for assessing SIP returns? Also, where can we find this data? I checked a few trading apps and Moneycontrol, and they primarily mention CAGR, but I’m unsure if it’s the right metric for SIP evaluation.

Note: I’m a beginner in mutual funds. Would appreciate any insights!
Thanks!

 

[fradela]

Don't see any returns. Just invest once you get salary every month on Index Funds.

 

[fradela]

Read my thread for more info.

Thread 'Building a Solid Equity Mutual Fund Portfolio'

Oct 20, 2024

Building a Solid Equity Mutual Fund Portfolio​

When it comes to investing, I firmly believe in the power of mutual funds.
They offer a practical way to grow wealth with minimal hassle, especially for those who prefer a structured, hands-off approach.

Every month, on the day my salary gets credited, I invest consistently. Here’s my approach:

• Stick to Index Funds (Passive): I only invest in passive funds, as they are low-cost and transparent.
• Direct and Growth Funds Only: This ensures that I avoid commission fees and focus on long-term capital appreciation...

• fradela
• best stocks etf portfolio invest right app account investing investment kuvera mutual funds stock market
• Replies: 37
• Forum: Mutual Fund

• 
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[its_karan]

Hi All,
I have been exploring mutual funds and wanted to understand the best parameter to evaluate SIP returns. Here’s my understanding of a few key metrics:

• Absolute Returns – Percentage change in investment value over a specific period.
• CAGR (Compound Annual Growth Rate) / Annualized Return – Percentage change in investment value over a one-year period.
• Rolling Returns – Average return calculated over specific timeframes to assess consistency.

Is my understanding correct?
Which parameter is most suitable for assessing SIP returns? Also, where can we find this data? I checked a few trading apps and Moneycontrol, and they primarily mention CAGR, but I’m unsure if it’s the right metric for SIP evaluation.

Note: I’m a beginner in mutual funds. Would appreciate any insights!
Thanks!

Rolling Returns before you invest

Xirr post 1 year

CAGR and Absolute Returns for Asset allocation decisions

 

[virat#889]

Rolling Returns before you invest

Xirr post 1 year

CAGR and Absolute Returns for Asset allocation decisions

Any websites/ app to find XIRR returns of different funds?

 

[raghumahajan]

Any websites/ app to find XIRR returns of different funds?

XIRR - Indmoney, it doesn't matter if you invest on that app, it uses CAS report from depositories to load data.

 

[its_karan]

Any websites/ app to find XIRR returns of different funds?

Xirr is for you post ur investment

Xirr is used when the dates for cash flow (in or out, investment or redemption) are not periodical which is normal

I would advise to look into rolling returns before selecting. Looking at CAGR and selecting the best performers last 1y /3y is not i prefer.

And u actual don't need a site , u can do it urself
Roling returns DIY




Further 2 more things:
1. Look at Downside capture and Upside Capture at morningstar (example: https://www.morningstar.in/mutualfu...ikh-flexi-cap-direct-growth/risk-ratings.aspx)

Its basically how much it moves up vs it's benchmark and how much it falls vs it's benchmark

2. Last I would suggest look at Portfolio Turnover ratio in last 3 to 4 factsheets of the fund u r targetting

Portfolio turnover should be excluding equity arbitrage

It shows how much is the fund manager is following what he said/ Funds principles.

Some more tips

• Choose a fund with atleast 5 years in existence
• In index funds choose with lowest (but not negative) Tracking difference and not Tracking error
• Direct Growth plans only if DIY
• Regular Growth if Distributor or Advisor is creating stable alpha