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My BOB Application has been declined but today I received a call from BOB personal about

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My BOB Application has been declined but today I received a call from BOB personal about have I received message form some BOB guy asking me whether I have received my BOB CC to which I said no. So he asked whether I have received approval SMS to which again I said NO. After that he said OK and disconnected the call. Has anyone experienced the same ..?
 
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tiny said:
My BOB Application has been declined but today I received a call from BOB personal about have I received message form some BOB guy asking me whether I have received my BOB CC to which I said no. So he asked whether I have received approval SMS to which again I said NO. After that he said OK and disconnected the call. Has anyone experienced the same ..?
Click to expand...
no other than sms of approval , bob doesn't seem to care calling , do check thread on bob for the time being
 
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I applied for BOB PREMIER online on 2nd July by c2c with Flipkart axis 4.06L limit. Application No- 220702900006418. Vkyc and IPV done. Now I am checking with the application it is showing
As per our internal policies, please note that the current decision is in no way reflective of your credit stature, and we will be happy to consider your application when you apply again with updated financial information at a later date
Click to expand...
My CIBIL- 771
Holding card-
HDFC Millennia- 2.10L
Icici AP-2L
Icici Platinum- 1.5L
Flipkart AXIS- 4.06L
Flipkart Freecharge- 1L
SBI Irctc- 1.9L
 
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Justkool said:
I applied for BOB PREMIER online on 2nd July by c2c with Flipkart axis 4.06L limit. Application No- 220702900006418. Vkyc and IPV done. Now I am checking with the application it is showing

My CIBIL- 771
Holding card-
HDFC Millennia- 2.10L
Icici AP-2L
Icici Platinum- 1.5L
Flipkart AXIS- 4.06L
Flipkart Freecharge- 1L
SBI Irctc- 1.9L
Click to expand...
this is just sad 🙁
 
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Justkool said:
I applied for BOB PREMIER online on 2nd July by c2c with Flipkart axis 4.06L limit. Application No- 220702900006418. Vkyc and IPV done. Now I am checking with the application it is showing

My CIBIL- 771
Holding card-
HDFC Millennia- 2.10L
Icici AP-2L
Icici Platinum- 1.5L
Flipkart AXIS- 4.06L
Flipkart Freecharge- 1L
SBI Irctc- 1.9L
Click to expand...
I received the same email after all the verification.

After a careful review of your application, we regret to inform that we are unable to issue a credit card at this time basis our internal risk criteria.

Please note that the current decision is in no way reflective of your credit worthiness, and we will be happy to process your application when you apply again with updated financial information at a later date, as per our guidelines.

If you believe that we have missed something or misread your information or if you have any additional information like additional income, etc. that you wish to submit that might influence our decision, please feel free to mail us at acquisition@bobfinancial.com and we will be happy to consider the same

We greatly appreciate your interest in our products and look forward to having you as our customer in near future.
Click to expand...

I mailed acquisition@bobfinancial.com to review my application (Didn't send any extra documents). I did mention about the few other cards that I hold. And it was approved few weeks later.
 
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