My credit limit is x lakhs just of hdfc card but CIBIL is showing around y0k total?

[moneyMaker]

How can I fix this?

 

[WandereR]

It records the highest utilization for HDFC. The only fix for this is to try to maximize the spend in a specific month so that it is at a safe peak. CIBIL would drop a little in the following month but the utilization % would go down in subsequent months