My experience on applying for AU Zenith LTF

[luckymurari]

I applied for AU Zenith following the guidelines here and after a long process finally received the Zenith and its associated Priority pass card today. https://www.technofino.in/community...-from-au-bank-lifetime-free-company-list.177/


Timeline:
Application: Day 0 - 17th (Sat) (Online process. Dropped off as it said the card is not LTF)
VKYC Begin: Day 4 - 21st (Wed - Unsuccessful it never goes ahead)
Tried for a week from multiple modes and still failed. Luckily it succeeded on 26th Dec.
VKYC Complete and Approval : Day 9 -26th (Mon)
Physical card delivery : Day 12 -29st (Thu)


Calling the customer care and it confirmed that the card is LTF. And they delivered the card in this cute box f

The free card wallet was a very very nice touch

 

[thedator]

Thats great. Did you finally apply online then or offline?

 

[wolfdalalstreet]

I started the application and it says that Zenith card is not LTF for me. It shows Rs.7,999 + Applicable Taxes for Zenith with a CL of 7 lakhs. You mentioned that Day 0 - 17th (Sat) (Online process. Dropped off as it said the card is not LTF). You dropped the application then how did you start again if it was already showing as not LTF?

 

[luckymurari]

Thats great. Did you finally apply online then or offline?

Applied online itself. After trying for 10days everyday, the VKYC magically worked one day and I got it completed then.

 

[luckymurari]

I started the application and it says that Zenith card is not LTF for me. It shows Rs.7,999 + Applicable Taxes for Zenith with a CL of 7 lakhs. You mentioned that Day 0 - 17th (Sat) (Online process. Dropped off as it said the card is not LTF). You dropped the application then how did you start again if it was already showing as not LTF?

Yeah, while applying it showed me these charges. It didn't show LTF and I even called CC - they said they will come back but didn't help.


I decided to go ahead and follow the process mentioned here to get it converted to LTF later - https://www.technofino.in/community...-from-au-bank-lifetime-free-company-list.177/

But to my surprise once I got the card approved, the CC said it is LTF. Also the letter accompanying the card mentioned the Joining and annual fees as NIL. So, I needed to do nothing extra after applying.

 

[wolfdalalstreet]

Yeah, while applying it showed me these charges. It didn't show LTF and I even called CC - they said they will come back but didn't help.


I decided to go ahead and follow the process mentioned here to get it converted to LTF later - https://www.technofino.in/community...-from-au-bank-lifetime-free-company-list.177/

But to my surprise once I got the card approved, the CC said it is LTF. Also the letter accompanying the card mentioned the Joining and annual fees as NIL. So, I needed to do nothing extra after applying.


View attachment 8458

Just received a call from AU Bank CC Department stating that my application is still incomplete. I told them that I have not completed the application as the card shown to me was not LTF. They asked me my org name and then said that my org is not in the list of orgs for LTF. I am not pursuing this for now.

Was your org in list of LTFs?

 

[luckymurari]

Just received a call from AU Bank CC Department stating that my application is still incomplete. I told them that I have not completed the application as the card shown to me was not LTF. They asked me my org name and then said that my org is not in the list of orgs for LTF. I am not pursuing this for now.

Was your org in list of LTFs?

Yes, my org was in the list of LTFs

 

[it_waaznt_me]

I had a similar experience. During application I was being shown the fee as 7999 plus GST so I left it at that. Got a call from CC asking to complete the request and I told them even though my company shows up in the list of LTFs, I am being shown the joining and annual fee. She told me on the website that'll happen but when you receive the card it will show no annual or joining fee.
After two three such calls, I decided to go ahead with Zenith based on their promise. The VKYC was really useless, I was kept on hold for like one and a half hour as their queue kept randomly increasing and decreasing. Anyhow, after the VKYC was finished, the card got delivered in like three days and the welcome letter was similar to what @luckymurari has posted.

 

[RockyBond]

Yes, my org was in the list of LTFs

office verification done?

 

[it_waaznt_me]

office verification done?

Yeah they asked to check my office ID over the VKYC. Also, the card was delivered to office address.

 

[mudit.sharma]

I applied for AU Zenith following the guidelines here and after a long process finally received the Zenith and its associated Priority pass card today. https://www.technofino.in/community...-from-au-bank-lifetime-free-company-list.177/


Timeline:
Application: Day 0 - 17th (Sat) (Online process. Dropped off as it said the card is not LTF)
VKYC Begin: Day 4 - 21st (Wed - Unsuccessful it never goes ahead)
Tried for a week from multiple modes and still failed. Luckily it succeeded on 26th Dec.
VKYC Complete and Approval : Day 9 -26th (Mon)
Physical card delivery : Day 12 -29st (Thu)


Calling the customer care and it confirmed that the card is LTF. And they delivered the card in this cute box f

The free card wallet was a very very nice touch

Will PP be renewed after 3 years if card is active?

 

[chaks23]

Applied online itself. After trying for 10days everyday, the VKYC magically worked one day and I got it completed then.

Hi,
I could find my Employer in the LTF List. Even the Customer Care email also confirmed that. But for the Zenith Variant is there any net salary criteria?

 

[Shrinit Padwal]

Will PP be renewed after 3 years if card is active?

Free for 3 years with Zenith - after that if you want to renew - it will be charged.

Hi,
I could find my Employer in the LTF List. Even the Customer Care email also confirmed that. But for the Zenith Variant is there any net salary criteria?

You need a 5L+ limit on your cards reported in CIBIL - they most likely match it and offer Zenith with same limit or if you go via Swipe up route - depending on luck you can get Zenith.

 

[chaks23]

Does the Zenith Card come in Metal Form Factor?

Can the RPs converted to cash to be adjuated towards Statement Balance?

 

[Shrinit Padwal]

No metal only plastic

Does the Zenith Card come in Metal Form Factor?

Can the RPs converted to cash to be adjuated towards Statement Balance?

Rewards redemption can be done on Au Rewardz portal in terms of e voucher, flight/hotel bookings, mobile/DTH recharges etc. Do check out Au Rewardz portal. 1 RP = 0.25₹

 

[WandereR]

What should be the preferred method to apply if company is mentioned as "A" in the employer pdf? Do swipe up and card detail pages lead to the same process?

 

[Shrinit Padwal]

What should be the preferred method to apply if company is mentioned as "A" in the employer pdf? Do swipe up and card detail pages lead to the same process?

Swipe up generally gives more limit than normal method and also gives LTF cards. Depends on your luck and card bin you provide.
As your employer is there in list -LTF card - if you have a specific card in mind, say Zenith, you can go the normal way as well and get option to select from cards, they will match highest limit in your cibil - Zenith you get for 5L+ CL.

 

[WandereR]

Swipe up generally gives more limit than normal method and also gives LTF cards. Depends on your luck and card bin you provide.
As your employer is there in list -LTF card - if you have a specific card in mind, say Zenith, you can go the normal way as well and get option to select from cards, they will match highest limit in your cibil - Zenith you get for 5L+ CL.

Bin would be of magnus. But since that was received very recently, it wouldn't be in CIBIL if they fetch it

 

[Patil007]

Yeah they asked to check my office ID over the VKYC. Also, the card was delivered to office address.

Only Office ID right, no payslip is required to upload?

 

[deep@vie]

Only Office ID right, no payslip is required to upload?

Even office ID won't be asked if official e-mail is available