federer.reddevil
TF Ace
I took an education loan with my younger brother and dad as co-borrowers. Loan is now closed.
My brother has now started working for a year with more than 9LPA. He has no other credit history so his Cibil and Experian are showing No Credit history while checking for credit score whereas CRIF shows my Closed Education Load with a score of 804.
So while he is applying for CC all major banks are getting rejected as no credit history and even Axis where he has Salary Account is also rejecting.
Now is there any bank or cobranded card that checks Credit score of CRIF and then issue Credit Card so that he can get an unsecured card?
My brother has now started working for a year with more than 9LPA. He has no other credit history so his Cibil and Experian are showing No Credit history while checking for credit score whereas CRIF shows my Closed Education Load with a score of 804.
So while he is applying for CC all major banks are getting rejected as no credit history and even Axis where he has Salary Account is also rejecting.
Now is there any bank or cobranded card that checks Credit score of CRIF and then issue Credit Card so that he can get an unsecured card?