mail_amity
TF Select
Knowledgeable folks,
I have the below portfolio of cards. Infinia is my primary instrument, but I have already achieved 10L spends on it, which was required for fee reversal. Hence I now want to use an alternative card to direct my -offline- spending.
Which card can provide the most value?
Primary Card:
HDFC Infinia - FYF - Mostly used for Smartbuy and offline transactions (I have hit the 10L target for fee reversal)
Cards for milestones:
Amex Plat Travel - FYF - 4L milestone achieved
AMEX Gold - Paid - Only for monthly 1k rewards - achieved (planning to surrender it)
AMEX Membership Rewards - LTF - for monthly 1k rewards - achieved
Lounge Access:
(Apart from Infinia)
AU Bank Zenith - LTF - For bank offers and lounge access
HDFC Marriott Bonvoy - Paid - Mariott benefits only
Utilities
Axis Airtel - FYF - Exclusively for Axis Bill and Electricity bill only
UPI
HDFC Tata Neu Rupay Select - FYF - UPI only
Online Shopping:
I use gyftr vouchers from smartbuy wherever applicable.
SBI cashback - FYF - All online shopping where I cannot utilize Smartbuy vouchers
Fuel:
SC Titanium - paid - for fuel only
Others:
Citibank Rewards - LTF - For bank offers only.
Axis Select - LTF (Burgundy) - spend-based PP renewal
Axis Atlas ( Soon will add this card as getting LTF salary offer)
HSBC Platinum - LTF - Bank Offers only
ICICI Sapphiro - LTF - Bank offers and BMS BOGO
ICICI Coral Rupay - LTF -For bank offers only
ICICI Coral VISA - LTF - For bank offers only
IDFC First Wealth - LTF - Bank offers and Lounge access.
One Card - LTF - For bank offers only
SBI SimplyClick - paid - For bank offers only
I have the below portfolio of cards. Infinia is my primary instrument, but I have already achieved 10L spends on it, which was required for fee reversal. Hence I now want to use an alternative card to direct my -offline- spending.
Which card can provide the most value?
Primary Card:
HDFC Infinia - FYF - Mostly used for Smartbuy and offline transactions (I have hit the 10L target for fee reversal)
Cards for milestones:
Amex Plat Travel - FYF - 4L milestone achieved
AMEX Gold - Paid - Only for monthly 1k rewards - achieved (planning to surrender it)
AMEX Membership Rewards - LTF - for monthly 1k rewards - achieved
Lounge Access:
(Apart from Infinia)
AU Bank Zenith - LTF - For bank offers and lounge access
HDFC Marriott Bonvoy - Paid - Mariott benefits only
Utilities
Axis Airtel - FYF - Exclusively for Axis Bill and Electricity bill only
UPI
HDFC Tata Neu Rupay Select - FYF - UPI only
Online Shopping:
I use gyftr vouchers from smartbuy wherever applicable.
SBI cashback - FYF - All online shopping where I cannot utilize Smartbuy vouchers
Fuel:
SC Titanium - paid - for fuel only
Others:
Citibank Rewards - LTF - For bank offers only.
Axis Select - LTF (Burgundy) - spend-based PP renewal
Axis Atlas ( Soon will add this card as getting LTF salary offer)
HSBC Platinum - LTF - Bank Offers only
ICICI Sapphiro - LTF - Bank offers and BMS BOGO
ICICI Coral Rupay - LTF -For bank offers only
ICICI Coral VISA - LTF - For bank offers only
IDFC First Wealth - LTF - Bank offers and Lounge access.
One Card - LTF - For bank offers only
SBI SimplyClick - paid - For bank offers only