Need advice regarding HDFC Credit card

[Brijesh Ghosh]

Hello, I need some advice. Last month I applied through an agent for HDFC Millennia card but the agent instead applied Swiggy card without informing me. I received the card but didn't activate it and subsequently closed it as I heard it is hard to get a core card if one already has co-branded card. Yesterday I applied for the lifetime free Freedom card, which got approved today with 1 Lac limit. I took it just for discount offers as I have other cards for regular spends like SBI Cashback LTF, Axis Airtel and some others. Now I want to know how to manage and use this Freedom card so that I can get upgrade to LTF Millennia easily? If anyone helps, it will be much appreciated. 😊

 

[vega]

Hello, I need some advice. Last month I applied through an agent for HDFC Millennia card but the agent instead applied Swiggy card without informing me. I received the card but didn't activate it and subsequently closed it as I heard it is hard to get a core card if one already has co-branded card. Yesterday I applied for the lifetime free Freedom card, which got approved today with 1 Lac limit. I took it just for discount offers as I have other cards for regular spends like SBI Cashback LTF, Axis Airtel and some others. Now I want to know how to manage and use this Freedom card so that I can get upgrade to LTF Millennia easily? If anyone helps, it will be much appreciated. 😊

Only @HumorSimpson will debrief you the agony of having freedom or money-back and upgrade it to millennia.

You shouldn't have taken freedom at any cost. Hdfc Freedom se freedom milna bahut muskil. If you haven't activated it already, please sapre it for god sake.

@SSV your wisdom 😉

 

[Md Kaif]

If u have 1lakh limit u can easily upgrade it to Millennia after six months

 

[Brijesh Ghosh]

Only @HumorSimpson will debrief you the agony of having freedom or money-back and upgrade it to millennia.

You shouldn't have taken freedom at any cost. Hdfc Freedom se freedom milna bahut muskil. If you haven't activated it already, please sapre it for god sake.

@SSV your wisdom 😉

Why? Even if I have 1 lac limit I won't be eligible for upgrade?

 

[Brijesh Ghosh]

If u have 1lakh limit u can easily upgrade it to Millennia after six months

Is there a chance I will get it lifetime free?

 

[Ram1]

U don't need to do anything, use it for 3 months and send mail to priority redressal for upgrade. 1L limit is enough for Millenia

 

[Md Kaif]

Is there a chance I will get it lifetime free?

That would be based on your luck and negotiation skills

 

[Brijesh Ghosh]

U don't need to do anything, use it for 3 months and send mail to priority redressal for upgrade. 1L limit is enough for Millenia

Okay, thanks. Any trick for ltf upgrade?

 

[Brijesh Ghosh]

That would be based on your luck and negotiation skills

Anything particular to tell them while negotiating?

 

[Ram1]

Okay, thanks. Any trick for ltf upgrade?

Why u need ltf man, its waiver is just 1L spends. It's benefits are far worth.

If u want ltf, u need to keep on escalating