Need help on Pre-Qualified Card in Kotak App

[suhailmz]

Hi All,
I’m a Kotak 811 account holder since last 3 months & was waiting for a pre approved card. Today I saw a pre qualified card offer for Kotak Indigo card. My questions are :

- What’s the difference between Pre approved & pre qualified?
-Will there be a CIBIL hit if I apply? If yes, Is it same for pre approved?

-How do I know if the card is paid or free? And is it a good card?

@CardWale_Baba @Lord$$Of$$Darkness$$ @Wealth is my birth right! @Slayer @anirban.choudhury @TechnoFino

 

[Dinnong]

Pre Qualified means you are eligible to apply for the credit card and pre approved means you are approved for that card, put your details and get the card through many bank also reject pre approved offer. Also there will be cibil hit for pre qualified, don't know if it will happen for pre approved offer. Yesterday I applied for pre approved league platinum LTF till now no cibil hit.
You can check charges and benefits of that card on kotak website.

 

[Wealth is my birth right!]

Hi All,
I’m a Kotak 811 account holder since last 3 months & was waiting for a pre approved card. Today I saw a pre qualified card offer for Kotak Indigo card. My questions are :

- What’s the difference between Pre approved & pre qualified?
-Will there be a CIBIL hit if I apply? If yes, Is it same for pre approved?

-How do I know if the card is paid or free? And is it a good card?

@CardWale_Baba @Lord$$Of$$Darkness$$ @Wealth is my birth right! @Slayer @anirban.choudhury @TechnoFino

-Pre approved 95% of the banks won’t check CIBIL if u take the offer instantly when u saw
I mean they give Pre approval based upon the current month CIBIL but if u apply next month they take CIBIL again
-Pre qualified always have CIBIL hit
-Kotak cards free or paid before we get on hand it’s much tricky I got white card ltf in app but when approval they called and said paid so I didn’t took it
-Indigo card best if u r a frequent flier

 

[anirban.choudhuryanirban.choudhury is verified member.]

Pre qualifies is a just a Marketting gimmick
When you apply it will just follow normal application flow

 

[Tejo]

Hi All,
I’m a Kotak 811 account holder since last 3 months & was waiting for a pre approved card. Today I saw a pre qualified card offer for Kotak Indigo card. My questions are :

- What’s the difference between Pre approved & pre qualified?
-Will there be a CIBIL hit if I apply? If yes, Is it same for pre approved?

-How do I know if the card is paid or free? And is it a good card?

@CardWale_Baba @Lord$$Of$$Darkness$$ @Wealth is my birth right! @Slayer @anirban.choudhury @TechnoFino

are you still getting pre-qualified offer only?

Any pre-approved offer?

 

[suhailmz]

are you still getting pre-qualified offer only?

Any pre-approved offer?

Still the prequalified one, Kotak indigo card.