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DCB Need help with DCB application.

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xaidi

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Hey Guys,

So I'm having issue with HDFC to apply for HDFC credit cards for a LONG time now (about 4 years to be precise).

Whenever I check their website to apply for credit cards (every 6 months or so), I am always shown the low tier cards (below ss is from today).
1698308332375.png

I hold, AMEX Plat Charge (mainly for my international travel) along with Axis Magnus and Reserve (Both of which I plan on closing in the coming months since my annual fees is going to be due and I don't see any use for them, especially Magnus after the deval).

I went to the branch in my city (greater noida) and checked with the cc guy and he straight up said no for DCB on card to card basis. The website shows the eligible income should be 1.75 LPM post tax and I'm shy 10k of that. (Cibil is also 788)

What can I do to get DCB on card to card basis.
 
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xaidi said:
Hey Guys,

So I'm having issue with HDFC to apply for HDFC credit cards for a LONG time now (about 4 years to be precise).

Whenever I check their website to apply for credit cards (every 6 months or so), I am always shown the low tier cards (below ss is from today).
View attachment 33357

I hold, AMEX Plat Charge (mainly for my international travel) along with Axis Magnus and Reserve (Both of which I plan on closing in the coming months since my annual fees is going to be due and I don't see any use for them, especially Magnus after the deval).

I went to the branch in my city (greater noida) and checked with the cc guy and he straight up said no for DCB on card to card basis. The website shows the eligible income should be 1.75 LPM post tax and I'm shy 10k of that. (Cibil is also 788)

What can I do to get DCB on card to card basis.
Click to expand...
You have some following choices -

1. Try to get a DCP and upgrade to DCB via branch / DSA
2. Open SB with HDFC and how they provided you a Pre-approved card
3. Open Imperia account with huge corpus and get an Infinia
4. Check if you are eligible for Alumni offer (hurry ! Till 27th only)
5. Try again with another branch. It's a hit and miss.
 
Last edited:
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plastikman said:
You have some following choices -

1. Try to get a DCP and upgrade to DCB via branch / DSA
2. Open SB with HDFC and how they provided you a Pre-approved card
3. Open Imperia account with huge corpus and get an Infinia
4. Check if you are eligible for Alumni offer (hurry ! Till 27th only)
5. Try again with another branch. It's a hit and miss.
Click to expand...
1. Can't apply for DCP from the website, and if I go to the branch and apply, I'd still have to wait for at least 6 months (maybe 1 year idk) to get approval for an upgrade and that's also subjected.
2. Already have
3. I have preferred, for me I wouldn't make sense to have 10L just sitting in my account in cash.
4. The RM said they stopped processing alumni since 19th, checked with another RM as well.
4. 🙁 the other nearest branch is like 35km (in another city), if i go to that side for some other work, might try.
 
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xaidi said:
1. Can't apply for DCP from the website, and if I go to the branch and apply, I'd still have to wait for at least 6 months (maybe 1 year idk) to get approval for an upgrade and that's also subjected.
2. Already have
3. I have preferred, for me I wouldn't make sense to have 10L just sitting in my account in cash.
4. The RM said they stopped processing alumni since 19th, checked with another RM as well.
4. 🙁 the other nearest branch is like 35km (in another city), if i go to that side for some other work, might try.
Click to expand...
Your RM / BM are misguiding you. If you cannot change branch, threaten them to close account and take business elsewhere.

Alternatively, try to find contact of a DSA / card guy in your area who could apply for Millenia/Regalia on C2C basis. Once your limit crosses 500k with HDFC, you can try converting to DCB.

All the best 👍
 
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It would be easier if you have salary account with them. Anyway you can mail to "PriorityRedressal.CreditCards@hdfcbank.com" explaining the issues you are facing and request for the card by providing 3 months salary slip and alumni proof (degree certificate, etc).
As per news the alumni program is ending on 27th, you can try your luck. Send all the documents in initial mail so that there is no need for follow up mails
 
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randomfin said:
It would be easier if you have salary account with them. Anyway you can mail to "PriorityRedressal.CreditCards@hdfcbank.com" explaining the issues you are facing and request for the card by providing 3 months salary slip and alumni proof (degree certificate, etc).
As per news the alumni program is ending on 27th, you can try your luck. Send all the documents in initial mail so that there is no need for follow up mails
Click to expand...
the alumni program is not stopped they kept a week time hold, now they can accepting the fresh application If the income criteria matches...!
 
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I had applied again from the bank under the Alumni offer .if you apply through bank we get 16 digit application no and if we try to mail priority redressal email id then we get 8 digit service request no
 
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