Need Help with HDFC Credit Card

[delbinbabu]

Hi TechnoFino members,

I am an HDFC Bank savings account holder. Recently, I applied for the LTF Pixel Play credit card, and it got approved. Since I didn’t have any other HDFC credit card, it was approved with a ₹50k limit after one day in offer pending status. However, I haven’t activated the card yet. I have a few doubts, so I thought I would clear them first before activating the card.

I have already emailed HDFC customer care to address these doubts but haven’t received any reply yet. Here are my doubts—please help clarify them.

Context:

My main focus is to get a core HDFC credit card like Millennia or Regalia Gold, as well as the HDFC Swiggy credit card as LTF.

I already have LTF offers for the Freedom credit card and the Swiggy credit card in my HDFC Bank mobile app.

I applied for the Swiggy credit card on the same day I applied for the Pixel Play credit card. However, I received an email stating:
"We noted that we had previously received an application from you. We want to assure you that our team is assessing your application, and hence we are not proceeding with the subsequent application submitted by you."

I read on Reddit that someone successfully got a second card by applying again after 3 weeks.


My Questions:

1. Should I activate the Pixel Play credit card, or should I wait for an LTF offer for the Millennia credit card without activating the Pixel Play card? (As per RBI rules, the card will be closed automatically after 30 days if not activated.)


2. Or should I activate the Pixel Play card and then apply for the Swiggy credit card after 3 weeks?


3. Or should I activate the Pixel Play card and apply for the Freedom credit card, as it is a core HDFC credit card?


4. Or should I activate the Pixel Play card and wait for an upgrade offer to the Millennia card without applying for any other card until the upgrade is available?



Your insights and advice would be greatly appreciated!

Thank you!

 

[drsel]

VIP customer care of INFINIA confirmed that you need to wait 6 months.
I just received HDFC Swiggy lifetime free, but as an Infinia customer, I also need to wait 6 month to apply for any other card

 

[delbinbabu]

VIP customer care of infinia confirmed that you need to wait 6 months
Even I just received HDFC swiggy lifetime free, but as Infinia customer, I also need to wait 6 month to apply for any other card

Thank you for the confirmation

 

[tachniki]

just received HDFC Swiggy lifetime

Do you mean you got ltf offer for Hdfc swiggy or you already got ltf card?

 

[drsel]

Do you mean you got ltf offer for Hdfc swiggy or you already got ltf card?

Already got it in my hands

 

[tachniki]

Already got it in my hands

That means Infinia and Swiggy within 3 months. Did you get as floater?

 

[drsel]

That means Infinia and Swiggy within 3 months. Did you get as floater?

Doesn't specifically say so
I just got it lifetime free through the Swiggy app which I use a lot

 

[tachniki]

Doesn't specifically say so
I just got it lifetime free through the Swiggy app which I use a lot

I have ltf offer from Swiggy app. But I was waiting for six months to pass after new Infinia.

 

[Syed Adil Abbas]

HDFC CC are different from HDFC PAYZAPP CC
So don't worry Apply HDFC Millenia LTF you will get

As Pixel card you can't access in HDFC mobile banking only in PAYZAPP , for PIXEL CC support also you need to use PAYZAPP

No share limit will be given (from HDFC side they will say PAYZAPP CC is Different from HDFC CORE cards like Freedom, millenia, Regalia..)

try to contact via Rm or VIA C2C you take

 

[gamersgzb]

VIP customer care of INFINIA confirmed that you need to wait 6 months.
I just received HDFC Swiggy lifetime free, but as an Infinia customer, I also need to wait 6 month to apply for any other card

This is not true.. there is a link by which many have got neu infinity just 6-10 days after getting swiggy card.. including me

 

[gamersgzb]

I have ltf offer from Swiggy app. But I was waiting for six months to pass after new Infinia.

No need to Wait for this.. you can apply

 

[drsel]

This is not true.. there is a link by which many have got neu infinity just 6-10 days after getting swiggy card.. including me

Lovely! Kindly post the link

 

[delbinbabu]

HDFC CC are different from HDFC PAYZAPP CC
So don't worry Apply HDFC Millenia LTF you will get

As Pixel card you can't access in HDFC mobile banking only in PAYZAPP , for PIXEL CC support also you need to use PAYZAPP

No share limit will be given (from HDFC side they will say PAYZAPP CC is Different from HDFC CORE cards like Freedom, millenia, Regalia..)

try to contact via Rm or VIA C2C you take

Should I apply for the Swiggy credit card, as it is currently LTF, before applying for the Millennia credit card?

 

[sicko101]

After how much time did you get LTF offers for the Freedom credit card and the Swiggy credit card in HDFC Bank mobile app

 

[sumit_yadav]

I just received HDFC Swiggy lifetime free, but as an Infinia customer, I also need to wait 6 month to apply for any other card

I thought you were still within first 90 days of Infinia. Now that you say you have waited for 6 months to get Swiggy is little confusing.

 

[drsel]

I thought you were still within first 90 days of Infinia. Now that you say you have waited for 6 months to get Swiggy is little confusing.

I got Swiggy lifetime free through my Swiggy app, but I need to wait 6 months to apply for a third card of HDFC Bank

 

[gamersgzb]

Lovely! Kindly post the link

Sent in DM

 

[tachniki]

I got Swiggy lifetime free through my Swiggy app, but I need to wait 6 months to apply for a third card of HDFC Bank

No vkyc, cibil hit, or any other hdfc process?

 

[delbinbabu]

After how much time did you get LTF offers for the Freedom credit card and the Swiggy credit card in HDFC Bank mobile app

I got the ltf offer for freedom on 3rd December and l got offer for Swiggy on December 4.
I opened hdfc account about 5 months ago

 

[sumit_yadav]

I got Swiggy lifetime free through my Swiggy app, but I need to wait 6 months to apply for a third card of HDFC Bank

I also have good spends on swiggy and thought I would miss this opportunity to get it LTF as I will have to wait for 6 months. It means if I apply via Swiggy app there is a hope that HDFC may approve it and there is not waiting period.