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Need Help with HDFC Credit Card

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delbinbabu

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Hi TechnoFino members,

I am an HDFC Bank savings account holder. Recently, I applied for the LTF Pixel Play credit card, and it got approved. Since I didn’t have any other HDFC credit card, it was approved with a ₹50k limit after one day in offer pending status. However, I haven’t activated the card yet. I have a few doubts, so I thought I would clear them first before activating the card.

I have already emailed HDFC customer care to address these doubts but haven’t received any reply yet. Here are my doubts—please help clarify them.

Context:

My main focus is to get a core HDFC credit card like Millennia or Regalia Gold, as well as the HDFC Swiggy credit card as LTF.

I already have LTF offers for the Freedom credit card and the Swiggy credit card in my HDFC Bank mobile app.

I applied for the Swiggy credit card on the same day I applied for the Pixel Play credit card. However, I received an email stating:
"We noted that we had previously received an application from you. We want to assure you that our team is assessing your application, and hence we are not proceeding with the subsequent application submitted by you."

I read on Reddit that someone successfully got a second card by applying again after 3 weeks.


My Questions:

1. Should I activate the Pixel Play credit card, or should I wait for an LTF offer for the Millennia credit card without activating the Pixel Play card? (As per RBI rules, the card will be closed automatically after 30 days if not activated.)


2. Or should I activate the Pixel Play card and then apply for the Swiggy credit card after 3 weeks?


3. Or should I activate the Pixel Play card and apply for the Freedom credit card, as it is a core HDFC credit card?


4. Or should I activate the Pixel Play card and wait for an upgrade offer to the Millennia card without applying for any other card until the upgrade is available?



Your insights and advice would be greatly appreciated!

Thank you!
 
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sumit_yadav said:
I also have good spends on swiggy and thought I would miss this opportunity to get it LTF as I will have to wait for 6 months. It means if I apply via Swiggy app there is a hope that HDFC may approve it and there is not waiting period.
Click to expand...
It comes as lifetime free on Swiggy app and then goes and then comes again.
just catch it when it comes
 
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sumit_yadav said:
I also have good spends on swiggy and thought I would miss this opportunity to get it LTF as I will have to wait for 6 months. It means if I apply via Swiggy app there is a hope that HDFC may approve it and there is not waiting period.
Click to expand...
I do not have much spend on Swiggy as i am zomato user.. but i used to check Swiggy daily for LTF card offer.. it came one day and applied, got the LTF card
 
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HDFC video kyc allowed Pan card without parents name ?

I have a Pan card without parents name, I faced many Bank not accepting pan card without parents name. (SBI , PNB, equtas, AU,Federal, axis, RBL, PNB, Bob, yes ( last time Yes denied, but I told them it's issue by income tax department, not NSDL or UTI.. then they accept) but canara bank rejected some days ago )

So I need suggestion is Pan card without parents name accept by HDFC bank or not ? Anybody facing any issue like that ?
 
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saniruidas said:
HDFC video kyc allowed Pan card without parents name ?

I have a Pan card without parents name, I faced many Bank not accepting pan card without parents name. (SBI , PNB, equtas, AU,Federal, axis, RBL, PNB, Bob, yes ( last time Yes denied, but I told them it's issue by income tax department, not NSDL or UTI.. then they accept) but canara bank rejected some days ago )

So I need suggestion is Pan card without parents name accept by HDFC bank or not ? Anybody facing any issue like that ?
Click to expand...
If u r facing such problem in every bank, whats stopping you from correcting your pan card asap??
You can do online urself, it costs just 118rs,u will get both virtual and physical cards after correction. See youtube tutorials
 
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Ram1 said:
If u r facing such problem in every bank, whats stopping you from correcting your pan card asap??
You can do online urself, it costs just 118rs,u will get both virtual and physical cards after correction. See youtube tutorials
Click to expand...
Not every bank, issue only with old type minimal educated employee ( most likely govt.) .

Today I do KYC with HDFC they don't asked about that .
I completed today, they are very professional and behaviour very good like axis.

Don't even ask about parents name, just told me to scratch the photo and signature 😂
 
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saniruidas said:
Not every bank, issue only with old type minimal educated employee ( most likely govt.) .

Today I do KYC with HDFC they don't asked about that .
I completed today, they are very professional and behaviour very good like axis.

Don't even ask about parents name, just told me to scratch the photo and signature 😂
Click to expand...

This is something new i heard, scratch the photo & signature.
 
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techstrom007 said:
This is something new i heard, scratch the photo & signature.
Click to expand...

Previously same thing told me icici employee 5 to 6 years ago, they told me that signature must be written by non removable marker pen, that's why they asked me to scratch the signature 😂 that time he also told me reflected the backside hologram in light also.

But best thing happened with Paytm back video kyc I show them e Pan photo by another mobile and they also accepted that 🤣 that's why they banned by RBI.
 
Upvote 0 Downvote
saniruidas said:
Not every bank, issue only with old type minimal educated employee ( most likely govt.) .

Today I do KYC with HDFC they don't asked about that .
I completed today, they are very professional and behaviour very good like axis.

Don't even ask about parents name, just told me to scratch the photo and signature 😂
Click to expand...
U must have father name in pan card. It creates problems at offline too. Its standard pan card format. Do it as per ur convenience. Thats all I can say
 
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Ram1 said:
U must have father name in pan card. It creates problems at offline too. Its standard pan card format. Do it as per ur convenience. Thats all I can say
Click to expand...

Yes I will do when I quit this job and back to home. Tabtak ke liye it's okay.
I also need to change the photo also 🤣 addhar wala photo hein.
 
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Hey everyone,

I had closed Neu Plus & Moneyback previously (Jan'23) and applied for Pixel Play as a fresh card in Oct'24 and it got approved with 1.5L limit. I tried to get Neu card after a month and it got rejected because of applying again within 6 months.

My question is - will I get core cards of HDFC if I own Pixel Play?

I heard somewhere that HDFC is currently issuing only one card per user.
 
Upvote 0 Downvote
PayKaroAbhi said:
Hey everyone,

I had closed Neu Plus & Moneyback previously (Jan'23) and applied for Pixel Play as a fresh card in Oct'24 and it got approved with 1.5L limit. I tried to get Neu card after a month and it got rejected because of applying again within 6 months.

My question is - will I get core cards of HDFC if I own Pixel Play?

I heard somewhere that HDFC is currently issuing only one card per user.
Click to expand...
Pixel is also considered as 3rd party card. So u can't get core card. Upgrade is the only way.

Ur old limit before pixel?
 
Upvote 0 Downvote
Having Swiggy Paid card, want to apply another lifetime Card.
When i try to apply again showing you recently applied. Mine Swiggy almost 6 months old.
So how to get?
Or
What is different mobile no process?
 
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