delbinbabu
TF Buzz
Hi TechnoFino members,
I am an HDFC Bank savings account holder. Recently, I applied for the LTF Pixel Play credit card, and it got approved. Since I didn’t have any other HDFC credit card, it was approved with a ₹50k limit after one day in offer pending status. However, I haven’t activated the card yet. I have a few doubts, so I thought I would clear them first before activating the card.
I have already emailed HDFC customer care to address these doubts but haven’t received any reply yet. Here are my doubts—please help clarify them.
Context:
My main focus is to get a core HDFC credit card like Millennia or Regalia Gold, as well as the HDFC Swiggy credit card as LTF.
I already have LTF offers for the Freedom credit card and the Swiggy credit card in my HDFC Bank mobile app.
I applied for the Swiggy credit card on the same day I applied for the Pixel Play credit card. However, I received an email stating:
"We noted that we had previously received an application from you. We want to assure you that our team is assessing your application, and hence we are not proceeding with the subsequent application submitted by you."
I read on Reddit that someone successfully got a second card by applying again after 3 weeks.
My Questions:
1. Should I activate the Pixel Play credit card, or should I wait for an LTF offer for the Millennia credit card without activating the Pixel Play card? (As per RBI rules, the card will be closed automatically after 30 days if not activated.)
2. Or should I activate the Pixel Play card and then apply for the Swiggy credit card after 3 weeks?
3. Or should I activate the Pixel Play card and apply for the Freedom credit card, as it is a core HDFC credit card?
4. Or should I activate the Pixel Play card and wait for an upgrade offer to the Millennia card without applying for any other card until the upgrade is available?
Your insights and advice would be greatly appreciated!
Thank you!
I am an HDFC Bank savings account holder. Recently, I applied for the LTF Pixel Play credit card, and it got approved. Since I didn’t have any other HDFC credit card, it was approved with a ₹50k limit after one day in offer pending status. However, I haven’t activated the card yet. I have a few doubts, so I thought I would clear them first before activating the card.
I have already emailed HDFC customer care to address these doubts but haven’t received any reply yet. Here are my doubts—please help clarify them.
Context:
My main focus is to get a core HDFC credit card like Millennia or Regalia Gold, as well as the HDFC Swiggy credit card as LTF.
I already have LTF offers for the Freedom credit card and the Swiggy credit card in my HDFC Bank mobile app.
I applied for the Swiggy credit card on the same day I applied for the Pixel Play credit card. However, I received an email stating:
"We noted that we had previously received an application from you. We want to assure you that our team is assessing your application, and hence we are not proceeding with the subsequent application submitted by you."
I read on Reddit that someone successfully got a second card by applying again after 3 weeks.
My Questions:
1. Should I activate the Pixel Play credit card, or should I wait for an LTF offer for the Millennia credit card without activating the Pixel Play card? (As per RBI rules, the card will be closed automatically after 30 days if not activated.)
2. Or should I activate the Pixel Play card and then apply for the Swiggy credit card after 3 weeks?
3. Or should I activate the Pixel Play card and apply for the Freedom credit card, as it is a core HDFC credit card?
4. Or should I activate the Pixel Play card and wait for an upgrade offer to the Millennia card without applying for any other card until the upgrade is available?
Your insights and advice would be greatly appreciated!
Thank you!
