Need step by step instruction for CC to amazon gift card to Utility/insurance payment for better RP on CC

[rawfiul]

Correct me if my understanding is flawed:

1. I buy amazon gift card from Official Amazon using IDFC 1st Wealth CC (Im assuming this wont attract any transaction charges)

2. I use the amazon gift card and load my amazon pay wallet.

3. I then use my amazon pay wallet balance as a payment method to pay for electricity, gas, insurance, broadband, mobile recharges, property taxes on amazon pay portal or supplier website (Im assuming this also doesnt attract transaction or additional fees).

Questions:

• While buying amazon gift card on amazon, will my CC mark it as online spends or something else? The whole point of doing this "trick" is to earn 6X on online spends vs 1X on utility and insurance.
  
  
• I have loaded my amazon wallet with debit card too, for small upi transactions to physical vendors. How do i make sure the utility bill payment will use gift card balance and not main amazon wallet balance?

 

[NShah]

Correct me if my understanding is flawed:

1. I buy amazon gift card from Official Amazon using IDFC 1st Wealth CC (Im assuming this wont attract any transaction charges)

2. I use the amazon gift card and load my amazon pay wallet.

3. I then use my amazon pay wallet balance as a payment method to pay for electricity, gas, insurance, broadband, mobile recharges, property taxes on amazon pay portal or supplier website (Im assuming this also doesnt attract transaction or additional fees).

Questions:

• While buying amazon gift card on amazon, will my CC mark it as online spends or something else? The whole point of doing this "trick" is to earn 6X on online spends vs 1X on utility and insurance.
  
  
• I have loaded my amazon wallet with debit card too, for small upi transactions to physical vendors. How do i make sure the utility bill payment will use gift card balance and not main amazon wallet balance?

Yes it count towards online spend
If you using Amazonpay balance on Amazon it will utilize Amazonpay gift card first
If your using Amazon wallet on offline purchase amazonpay balance utilize which you add in Amazonpay blance using dc
You can't transfer Amazonpay gift to offline merchant

 

[rawfiul]

Yes it count towards online spend
If you using Amazonpay balance on Amazon it will utilize Amazonpay gift card first
If your using Amazon wallet on offline purchase amazonpay balance utilize which you add in Amazonpay blance using dc
You can't transfer Amazonpay gift to offline merchant

thanks. this has cleared all my doubts

 

[avikrish]

Yes it count towards online spend
If you using Amazonpay balance on Amazon it will utilize Amazonpay gift card first
If your using Amazon wallet on offline purchase amazonpay balance utilize which you add in Amazonpay blance using dc
You can't transfer Amazonpay gift to offline merchant

For an insurance premium payment of Rs 80,000, if I pay Rs 1000 from Amazon Pay Balance (gift cards) and rest Rs 79,000 via sbi cashback card, will I get 5% on sbi cashback cc

 

[TrueColours]

For an insurance premium payment of Rs 80,000, if I pay Rs 1000 from Amazon Pay Balance (gift cards) and rest Rs 79,000 via sbi cashback card, will I get 5% on sbi cashback cc

no cashback for insurance premiums