Need Suggestion for Credit Cards for mentioned Category type?

[Dr. Drake]

I have yearly Insurance payments of 8-10L (Lic, Health, Term, etc.)
Utility Bill Payments of approx. 40-50k/month
Rental Payments of 6-8L/year

Recently, many cards have have stopped awarding Rent & Insurance points & considers them as Transfers. Can anybody suggest good cards each in one bracket & why they think its worth getting them-

Entry Level Cards
Premium Cards
Super premium Cards

PS - I have dozen card at the moment & looking to get some new cards with max benefits for my targeted specific categories rewards/cashback both works for me

Thanks,

 

[ashwinkashwink is verified member.]

Entry Level Cards

Ace stopped it🤔

 

[007]

I have yearly Insurance payments of 8-10L (Lic, Health, Term, etc.)
Utility Bill Payments of approx. 40-50k/month
Rental Payments of 6-8L/year

Recently, many cards have have stopped awarding Rent & Insurance points & considers them as Transfers. Can anybody suggest good cards each in one bracket & why they think its worth getting them-

Entry Level Cards
Premium Cards
Super premium Cards

PS - I have dozen card at the moment & looking to get some new cards with max benefits for my targeted specific categories rewards/cashback both works for me

Thanks,

Do it through Amazon Pay portal using Amazon Pay CC, you will get unlimited 2% cb.

 

[ashwinkashwink is verified member.]

Do it through Amazon Pay portal using Amazon Pay CC, you will get unlimited 2% cb.

Is it?

 

[Dr. Drake]

Do it through Amazon Pay portal using Amazon Pay CC, you will get unlimited 2% cb.

I think its 1%

 

[Rajkumar]

If you use Amazon app and do payment on their page you will get 2%.

Use Au bank vetta card which gives 2.5% on utility bills.

 

[007]

I think its 1%

Nope, 2%

 

[ashwinkashwink is verified member.]

I think its 1%

Nope, 2%
View attachment 1905

1% on other categories spends 👍

 

[Parvesh Goyal]

It's 2% if it is used on Amazon pay. Otherwise 1%..

 

[SubhankarSubhankar is verified member.]

I have yearly Insurance payments of 8-10L (Lic, Health, Term, etc.)
Utility Bill Payments of approx. 40-50k/month
Rental Payments of 6-8L/year

Recently, many cards have have stopped awarding Rent & Insurance points & considers them as Transfers. Can anybody suggest good cards each in one bracket & why they think its worth getting them-

Entry Level Cards
Premium Cards
Super premium Cards

PS - I have dozen card at the moment & looking to get some new cards with max benefits for my targeted specific categories rewards/cashback both works for me

Thanks,

If you need a no headache card, the card for you is Standard Chartered Ultimate. 3.33% on EVERYTHING.
You can get Eterna, which will give you 3.75% return till 32k per month on online spends, everything counts.
Rest, from Amazon bill payment, Amazon pay card is there

 

[Dr. Drake]

If you need a no headache card, the card for you is Standard Chartered Ultimate. 3.33% on EVERYTHING.
You can get Eterna, which will give you 3.75% return till 32k per month on online spends, everything counts.
Rest, from Amazon bill payment, Amazon pay card is there

I'm currently using ultimate, if I have calculated right the returns is around 2.7-2.8% at the moment. Just looking for options . Thanks for the suggestion will look into eterna

 

[brahmin_baniya]

If you need a no headache card, the card for you is Standard Chartered Ultimate. 3.33% on EVERYTHING.
You can get Eterna, which will give you 3.75% return till 32k per month on online spends, everything counts.
Rest, from Amazon bill payment, Amazon pay card is there

i have heard the coupons are not great for standard charted cards what coupons are available? i have same kind of expenditure minus the rent part and i do all my expenditure on the axis ace card.

 

[fatehbajwa]

If you need a no headache card, the card for you is Standard Chartered Ultimate. 3.33% on EVERYTHING.
You can get Eterna, which will give you 3.75% return till 32k per month on online spends, everything counts.
Rest, from Amazon bill payment, Amazon pay card is there

Does this mean a spend of 32K or cashback of 32K?

 

[007]

Does this mean a spend of 32K or cashback of 32K?

Spend.

 

[fatehbajwa]

Spend.

1200. That's it? Does SC also have a cap?

 

[007]

1200. That's it? Does SC also have a cap?

Nope. Unlimited.

 

[SubhankarSubhankar is verified member.]

Does this mean a spend of 32K or cashback of 32K?

32k worth of online spend. You need to do 42k spend per month roughly for maximising the RP, there'll be 20k RP which is 5k cash equivalent

 

[SubhankarSubhankar is verified member.]

i have heard the coupons are not great for standard charted cards what coupons are available? i have same kind of expenditure minus the rent part and i do all my expenditure on the axis ace card.

There's no amazon, flipkart. But there are lot of hotel vouchers like ITC, Marriott, Taj, Postcard, Kalyan Jewellers, Senco Gold, then there's Croma (croma do price match with amazon), lots of vouchers are there.

 

[fatehbajwa]

32k worth of online spend. You need to do 42k spend per month roughly for maximising the RP, there'll be 20k RP which is 5k cash equivalent

It has to be online? The 32k?

 

[SubhankarSubhankar is verified member.]

It has to be online? The 32k?

Yes. Only online. No offline spends will be counted.