Need Suggestion on Amex Plat Travel Retention Options

[Lucifer311]

My Amex Plat Travel is due for renewal next month, called customer care to close the card because I don't want to pay the renewal fee of 5000+GST.
They offered 3 options as below to retain my card account-

1. They will reduce the fee by 50 %, i need to pay 2500+GST for renew
2. They will waive the renewal fee after deducting 10000 MR points
3. I need to spend 1.5L in next 90 days & they will revert the fees i paid along with GST. I will be getting regular rewards & milestone benefit as well on that spend.

The last option I feel is better, but need suggestion from you guys.

 

[sourpai]

I met the 4 lakh milestone on Plat Travel last year but am planning not to use it this year as it has very low value compared to my other cards. Nevertheless, I will pay the fee and keep the card just for the heck of it. If they give me 10k points for fee payment, then it’s an ok deal. Will continue to use my Amex Gold card a little bit.

I agree... Even I am struggling to use Plat Travel with other cards I have. My renewal coming in June and only used 17K till now

 

[the_collector]

I agree... Even I am struggling to use Plat Travel with other cards I have. My renewal coming in June and only used 17K till now

Not sure of your situation, but it's the easiest card to hit milestones.

Simple use it for spends that you don't get rewards on other cards for

Insurance, jewellery, government, heavy utility

 

[sourpai]

Not sure of your situation, but it's the easiest card to hit milestones.

Simple use it for spends that you don't get rewards on other cards for

Insurance, jewellery, government, heavy utility

I don't have much insurance spends...only Car and health, for which I use Infinia or Apay due to acceptance issues

Govt is on Biz Black.... Don't have heavy utility either... nothing that Apay + Axis Airtel cannot take care of

Majority spends on Education etc. go on M4B/Atlas. Jewellery is relatively small amount.. SBI cashback works like a charm on DCC enabled websites

Redemption experience on Infinia/Biz and M4B/Atlas black is very smooth on flights/hotels and Accor. Redeeming MR points on Marriott is a big circus to get good redemption value of more than 0.6INR per MR

 

[Lobogris]

In which scenarios are you using Amex Gold CC? I'm planning to get charge reversed and close it.

Mostly to buy Amazon Pay vouchers for 10k each month which gives me 2k MR points. In addition, I tap it a few times per day for small amounts where I wouldn’t get any rewards with other cards. Like a payment of Rs 40, 80 or 140. These wouldn’t get me anything with Infinia. I tap my cards several times each day for payments.

 

[sid16]

Mostly to buy Amazon Pay vouchers for 10k each month which gives me 2k MR points. In addition, I tap it a few times per day for small amounts where I wouldn’t get any rewards with other cards. Like a payment of Rs 40, 80 or 140. These wouldn’t get me anything with Infinia. I tap my cards several times each day for payments.

Are you still buying APV with the convenience fees?

 

[Lobogris]

Are you still buying APV with the convenience fees?

Yes. I need a lot of Amazon Pay balance. My Infinia can only handle 10k. So I use Amex Gold for 10k (multiple transactions to get the extra 1k bonus each month) and SBI Cashback for the rest.

 

[_ayush]

Yes. I need a lot of Amazon Pay balance. My Infinia can only handle 10k. So I use Amex Gold for 10k (multiple transactions to get the extra 1k bonus each month) and SBI Cashback for the rest.

You can get add on for family members to buy more vouchers through Infinia.

 

[Lobogris]

You can get add on for family members to buy more vouchers through Infinia.

All cards, including add ons share the same 10k per month limit.

 

[_ayush]

All cards, including add ons share the same 10k per month limit.

Dont think so. Nowadays they are offering add ons with different number through which we can get more vouchers.

 

[sourpai]

All cards, including add ons share the same 10k per month limit.

You need to use different mobile number account and different card number on Gyftr. With this, Apay limit is 40K per month with 3 add ons

 

[Lobogris]

You need to use different mobile number account and different card number on Gyftr. With this, Apay limit is 40K per month with 3 add ons

I don't believe so. It is shared across primary and add on cards.

 

[_ayush]

I don't believe so. It is shared across primary and add on cards.

This got changed almost 1 year back iirc.