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Need suggestion on which card to use for Maximum benefit for a 2.5L bike purchase

Did the dealer accepted AMEX?
Nope, he didn't accept normal credit card as well, he told that I can use normal credit card, but with extra 2% charges. But I used my Rupay card(using Scan and Pay), for which he got charged, and he called me back asking to pay those charges of around 6000 rupees, to which I denied.

No update after that.
 
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