Need suggestions for some payments

[vchouksey80]

Hi All,

I need suggestions from you all people regarding below upcoming transactions -
1. Need to purchase a scooter roughly 1.2 lac Rs txn
2. NPS payment 50k
3. Income tax payment almost 2lac
4. This is ongoing monthly 20k spending because of hybrid WFO, normally travel via Bus

I have below list of cards -
HDFC NEU Infinity CC limit 7lac
ICICI Coral CC limit 15lac
OneCard limit 10lac
Amex MRCC limit 50k
Kiwi Yes Bank CC limit 3lac
Airtel Axis CC limit 5lac
SBI simplyClick limit 2lac

Millenia DC
ICICI Coral DC

Can you suggest how can I use above in optimum way for good returns or rewards?

My in-hand salary is 2.4 lac, holding salary account with HDFC preferred banking.

You can also advise me some CC or DC for good returns or rewards. I have a month or more to do this transactions.

I'm thinking to open Kotak Super account to pay CC payment to get Rs 500 cashback.

Apart from this any other things you guys can suggest would be a great help to me.

Thanks in advance

 

[helloworld]

Hi All,

I need suggestions from you all people regarding below upcoming transactions -
1. Need to purchase a scooter roughly 1.2 lac Rs txn
2. NPS payment 50k
3. Income tax payment almost 2lac
4. This is ongoing monthly 20k spending because of hybrid WFO, normally travel via Bus

I have below list of cards -
HDFC NEU Infinity CC limit 7lac
ICICI Coral CC limit 15lac
OneCard limit 10lac
Amex MRCC limit 50k
Kiwi Yes Bank CC limit 3lac
Airtel Axis CC limit 5lac
SBI simplyClick limit 2lac

Millenia DC
ICICI Coral DC

Can you suggest how can I use above in optimum way for good returns or rewards?

My in-hand salary is 2.4 lac, holding salary account with HDFC preferred banking.

You can also advise me some CC or DC for good returns or rewards. I have a month or more to do this transactions.

I'm thinking to open Kotak Super account to pay CC payment to get Rs 500 cashback.

Apart from this any other things you guys can suggest would be a great help to me.

Thanks in advance

Basics (which might help to get best suggestions):

Thread 'Guide to Choosing the Right Credit Card - Basic Requirements'

Sep 28, 2024

How to Choose the Right Credit Card for You

Simply looking at your CIBIL score or listing your existing cards won't help determine the most suitable credit card for you. To make an informed choice, you need to consider various factors.

Key Steps to Select a Credit Card:​

1. Identify Your Spending Categories
   Look at your monthly or annual expenses and categorize them. This will help determine which card gives the best rewards for your spending pattern.
   
   Example:
   • Amazon: ₹5,000
   • BigBasket: ₹5,000...

• helloworld
• Replies: 14
• Forum: Suggest me a Credit Card

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NPS and Monthly 20K: Amex MRCC - https://www.technofino.in/community...ex-gold-vs-amex-travel-vs-amex-reserve.30606/

Income Tax payment: SimplyClick for Cleartrip or Yatra vouchers.

Scooter: Kiwi

These are for now recommended, if need suggestions for cc then 1st link details might help to narrow down as per your preferences.