Need to choose between 14 Axis Credit cards

[ank_sh1]

Hello all,
I hold an Axis Kwik (Kiwi App) credit card with a limit of 3L. I have been using this card for the last 7-8 months. Today I got a call from Axis Bank which said there are a few preapproved add-on cards offered and the limit will be shared. I was thinking of applying for a physical axis card and today got this offer. Now I am confused between 14 cards that is being shown as an option. I don't want premium cards like Magnus, but a decent one which has good benefits on online spending(movies, grocery and amazon/flipkart), travel and fuel (I know a lot to ask in a card).
Can someone please help me select a good card? Select seems to be a decent one but is quite expensive ~3k. I use BB and a few other apps frequently so will be able to cover the fees easily. But still, it has a fee.

I have attached offered credit SS for reference.

 

[ahtsham]

Because its for mostly online spends .. and as you are not into premium cards( as not interested in travel and hotels) .( ACE is ruled out becuase not much offline spends)

My recommendation:

Privilege Card

The use case , an example:

Say for BB spends: Buy BB voucher duing voucher week on grabdeals you get:

2% instant off + 5% CB / 5X rewards +1% regular rewards: = 8% off

All your rewards can be redeemed for 0.40 instead of usual 0.20 for Multi brand voucher i.e. basically you double the reward rate..

And for BB orders via Tata Neu App you get 5% Coins back ...


Fees only 1.5K , + GST , Welcome benefit worth : 5K Multi brand voucher.. which covers almost 3 years card fee..

2.5L fee waiver...

All the best

I currently have Flipkart and Privilege. If I apply for Samsung Infinite from preapproved cards list, will it close my Privilege or Flipkart credit card? I don't want to close any of the two.

 

[varun__goel_]

I currently have Flipkart and Privilege. If I apply for Samsung Infinite from preapproved cards list, will it close my Privilege or Flipkart credit card? I don't want to close any of the two.

N o o

 

[Vasuki]

I currently have Flipkart and Privilege. If I apply for Samsung Infinite from preapproved cards list, will it close my Privilege or Flipkart credit card? I don't want to close any of the two.

Answer is

N o o

You can have 3 card from axis .

if you have 3 card u have to close one card & then request for another.
if u do via customer care they can upgrade the card rather than close & issue new

 

[varun__goel_]

Answer is


You can have 3 card from axis .

if you have 3 card u have to close one card & then request for another.
if u do via customer care they can upgrade the card rather than close & issue new

Now they are even issuing 4th card as pre approved or from offline agents.

 

[Vasuki]

Now they are even issuing 4th card as pre approved or from offline agents.

Yes but not for everyone .
I got upgrade from myzone to samsung infinite .via customer care

Now when i said can i get another card replacing samsung.
They said my zone is still not fully close will be after 45 days then u can request

 

[taskmaster]

Both are different part of business. They are bad at on boarding and customer experience. Because they are not losing job over it. I don't have hope of it improving any time soon. Therefore I have ended all my relationship with sbi.

But as far as reward structure goes, it is the best entry level cc. It is already unsustainable. (Hence the devaluation) Allowing to double dip discount will be suicidal.

Yeah i understand that. I'm not saying that they should let people double dip, just make sure people can get another card easily. I mean unless people spend more how are they going to make money off of people who default on their emis and payments XD

 

[bigbyte]

@DocFixIt , you told that we can get privilege card over otp.
Can you tell the IVR menu to select?

 

[SSV]

@DocFixIt , you told that we can get privilege card over otp.
Can you tell the IVR menu to select?

As it was suggested by @DocFixIt means , it could be 108 !! 😉

 

[bigbyte]

As it was suggested by @DocFixIt means , it could be 108 !! 😉

100 nahin hona chahiye bas…

 

[Vasuki]

@DocFixIt , you told that we can get privilege card over otp.
Can you tell the IVR menu to select?

Call customer care..
Connect to agent .. say u want previlgae card.. if limit over 50k u will get via otp no worries

 

[cclurker]

I had the same idea, getting Samsung infinite then privilege. Redeeming it for Myntra then gold.
In execution everything was good until redemption. Multi-brand vouchers no longer has Myntra.....
Now I am left with 45k ER points.

 

[SSV]

I had the same idea, getting Samsung infinite then privilege. Redeeming it for Myntra then gold.
In execution everything was good until redemption. Multi-brand vouchers no longer has Myntra.....
Now I am left with 45k ER points.

Moral of the story: That’s life

 

[BVCBVC is verified member.]

Moral of the story: That’s life

I had the same idea, getting Samsung infinite then privilege. Redeeming it for Myntra then gold.
In execution everything was good until redemption. Multi-brand vouchers no longer has Myntra.....
Now I am left with 45k ER points.

Even gold value has increased significantly in the past 1 month.

 

[Vasuki]

I had the same idea, getting Samsung infinite then privilege. Redeeming it for Myntra then gold.
In execution everything was good until redemption. Multi-brand vouchers no longer has Myntra.....
Now I am left with 45k ER points.

I m too left with 35k points .. just wait

 

[SSV]

I had the same idea, getting Samsung infinite then privilege. Redeeming it for Myntra then gold.
In execution everything was good until redemption. Multi-brand vouchers no longer has Myntra.....
Now I am left with 45k ER points.

I m too left with 35k points .. just wait

Good to see one comrade consoling another while gold price keep shooting up.. 😉

Even gold value has increased significantly in the past 1 month.

View attachment 45207

 

[cclurker]

I m too left with 35k points .. just wait

🕜... Do you think it will come back? I don't see value in other coupons offered.

 

[Vasuki]

🕜... Do you think it will come back? I don't see value in other coupons offered.

Yes , one good speaking customer care confirmed me
Myntra voucher is out of stock it will come back
Same is the case with shopper's stop

 

[hs23new]

Now they are even issuing 4th card as pre approved or from offline agents.

Some one please share agent no or how to get 4th card.

 

[bigbyte]

Okay, just checked pre-approved offers for me. It showed 12 credit cards including Axis Bank Ace credit card. Only myzone was shown as free, rest all with applicable charges.
This is despite me holding 2 other Citibank cards.
So shall I pull the trigger for Samsung Infinity card? Even in worst case 30k edge points worth 6k are going nowhere.

Edit: Applied for Samsung Infinity from the app. Got the SMS that it is approved and will be dispatched soon. Hopefully it will show up in app by tomorrow.

It's been more than a month since I received my Samsung Infinite card.
No statement generated and No Edge Reward credited yet. Ho kya raha hai.

 

[Vasuki]

It's been more than a month since I received my Samsung Infinite card.
No statement generated and No Edge Reward credited yet. Ho kya raha hai.

When did u do 3rd transaction