New card suggestion for online shopping and UPI payment

[karthickpsg]

Hi TFians,

This is my first post here. I currently have following cards.

1. HDFC Indian Oil Visa card - using for more than 13 years. LTF card. Rarely using it now.
2. Axis ACE Visa card - got it one year back. Using it as my primary credit card
3. SBI BPCL Octane Visa card - just got one month back. Using it for fuel spend which is 10k per month and offline grocery spends.

I am looking for one credit card for online shopping (around 10k per month average) and UPI spends (maybe around 5k per month).

I am thinking of getting below cards but minimum spends of 9 lakhs per year may not be possible to get waiver.

1. SBI Cashback Credit Card
2. HDFC Tata Neu Infinity Rupay card - tried checking with customer care and branch to get this LTF but not getting it.

Appreciate if you have any better solution.

 

[D₹V]

Hi TFians,

This is my first post here. I currently have following cards.

1. HDFC Indian Oil Visa card - using for more than 13 years. LTF card. Rarely using it now.
2. Axis ACE Visa card - got it one year back. Using it as my primary credit card
3. SBI BPCL Octane Visa card - just got one month back. Using it for fuel spend which is 10k per month and offline grocery spends.

I am looking for one credit card for online shopping (around 10k per month average) and UPI spends (maybe around 5k per month).

I am thinking of getting below cards but minimum spends of 9 lakhs per year may not be possible to get waiver.

1. SBI Cashback Credit Card
2. HDFC Tata Neu Infinity Rupay card - tried checking with customer care and branch to get this LTF but not getting it.

Appreciate if you have any better solution.

Both is good choice, go for it.

Take chargeable, SBI refunds fees it you try to put closure request on app.

 

[shrewdoc]

My suggestion is, for just ₹5000 UPI spends p.m., only target Neu Infinity if you shop regularly from Tata Brands, because cashback would be just ₹75 p.m. and that too in NeuCoins. For such spends, you shouldn't worry about Cashback much and go for a card whichever is offered LTF to you. Think about it.

 

[sousnake]

Hi TFians,

This is my first post here. I currently have following cards.

1. HDFC Indian Oil Visa card - using for more than 13 years. LTF card. Rarely using it now.
2. Axis ACE Visa card - got it one year back. Using it as my primary credit card
3. SBI BPCL Octane Visa card - just got one month back. Using it for fuel spend which is 10k per month and offline grocery spends.

I am looking for one credit card for online shopping (around 10k per month average) and UPI spends (maybe around 5k per month).

I am thinking of getting below cards but minimum spends of 9 lakhs per year may not be possible to get waiver.

1. SBI Cashback Credit Card
2. HDFC Tata Neu Infinity Rupay card - tried checking with customer care and branch to get this LTF but not getting it.

Appreciate if you have any better solution.

You can get tata neu infinity from Tata App FYF. Then see if it works fine for you else close it later.
SBI cashback is best for online shopping. If can't get it then hdfc millennia works fine.
Also if your major spends are on Amazon you can consider icici apay card as well as it is ltf.

 

[karthickpsg]

Thanks everyone for your replies