New here. Need guidance in CC, Banks

[Vasuki]

Don't put laughing reactions yaar.. 🙂🤣 I'm a beginner and I can understand that I might be asking silly or very basic questions..

You are too much obsessed with ltf card 💀

 

[soccer]

I don't want any chargeable chard unless the waiver criteria is very less.
I applied for apay 5months ago, it was rejected.

Another way to look at it is to take chargeable cards if you're sure you can recover the benefits

SBI cashback charges 999 per year, but gives 5% with practically every online transaction.

You get back your fees with literally 22k of spends. Anything over that in spends, and you're in profit technically.

If you keep a decent AQB in your SBI account (2L types) and given that you already have a SBI card, you should be able to get cashback IMO via online application on the Sprint portal.

 

[aishwarya]

You are too much obsessed with ltf card 💀

Yes, I have..😛

 

[aishwarya]

I am a student and no income proof. I got all cards.So you can get those cards without much trouble. Choose what you need. Also only flipkart and yes bank card is chargable. Rest all ltf

wow.. u got so many cards.. u applied online for all of these?

 

[SnowLucifer]

wow.. u got so many cards.. u applied online for all of these?

Yes applied all online. Only yes bank card i applied via agent cause yes bank generally asks income proof if you apply online. So told the agent to apply via card 2 card method.

 

[Mahi7]

You can try
BOB premier ltf through online/offline
Bob frequently appearing in bank offers, especially for groceries in amazon/jiomart

Indusind pinnacle ltf. Usually this has one time joining fee of 15k. But branch can give you waiver or saw one guy offering pinnacle ltf in twitter

My branch not giving any waiver for pinnacle. Any other way to get that ltf?

 

[Vasuki]

My branch not giving any waiver for pinnacle. Any other way to get that ltf?

Chnge the branch 🤣

 

[Mahi7]

Chnge the branch 🤣

Lol indusind branches are not easy to find nearby. Another branch is 60kms away

 

[Vasuki]

Lol indusind branches are not easy to find nearby. Another branch is 60kms away

Find agent and apply