SBI Card New to Rupay variant, Fuel and add-on credit cards

[CyberPsych]

I have applied for BPCL (normal) SBI card and got approval. The application and SBI card app confirmed it is Rupay Platinum Variant. I was told I am eligible for free add-on card so I agreed and now I can see both cards in my SBI card app. Now I have few doubts:

1) Since it is rupay variant, if I link it to UPI and pay for fuel by scanning QR code available at BPCL outlets, will I get the said features? (13x reward points for each ₹100). Many lazy a*s petrol pump employees lie that POS machine is not working, network issue so cash or UPI bla bla..
2) My main card and add-on cards have different numbers, so does this make me eligible to use both cards for instant during Amazon offers? (Their t&c is offer applicable once per card during the offer period).
3) The SBI employee said I am eligible for 1.53L and if apply for add-on card while applying for main card, my credit limit will become 3L something. Is this marketing gimmick to make me buy add-on card or true? (Anyway, since it is free, I got it for my Dad to use at petrol pumps while I use main card)

 

[RishiKiDev]

1. NO
2. YES
3. MARKETING GIMMICK/MIS-SELLING

 

[D₹V]

I have applied for BPCL (normal) SBI card and got approval. The application and SBI card app confirmed it is Rupay Platinum Variant. I was told I am eligible for free add-on card so I agreed and now I can see both cards in my SBI card app. Now I have few doubts:

1) Since it is rupay variant, if I link it to UPI and pay for fuel by scanning QR code available at BPCL outlets, will I get the said features? (13x reward points for each ₹100). Many lazy a*s petrol pump employees lie that POS machine is not working, network issue so cash or UPI bla bla..
2) My main card and add-on cards have different numbers, so does this make me eligible to use both cards for instant during Amazon offers? (Their t&c is offer applicable once per card during the offer period).
3) The SBI employee said I am eligible for 1.53L and if apply for add-on card while applying for main card, my credit limit will become 3L something. Is this marketing gimmick to make me buy add-on card or true? (Anyway, since it is free, I got it for my Dad to use at petrol pumps while I use main card)

1. You should try yourself.
2. Yes
3. Maybe

 

[CyberPsych]

MARKETING GIMMICK/MIS-SELLING

My Simply save card with 2.46L limit was closed 4 months back, anyway I can ask bank and get that limit back or at least close to it?

 

[RishiKiDev]

My Simply save card with 2.46L limit was closed 4 months back, anyway I can ask bank and get that limit back or at least close to it?

It doesn't work that way but I guess no harm in trying. 😅

 

[CyberPsych]

@RishiKiDev @D₹V

Is it possible to hold my main card as Rupay variant and add-on card as VISA/Masterscard? (Example if I lose my main card and while reapplying I ask for VISA/Mastercard variant)

 

[RishiKiDev]

@RishiKiDev @D₹V

Is it possible to hold my main card as Rupay variant and add-on card as VISA/Masterscard? (Example if I lose my main card and while reapplying I ask for VISA/Mastercard variant)

As per my understanding add on should be on the same network but I would like to know @D₹V thoughts on this.

 

[4uziaul]

@RishiKiDev @D₹V

Is it possible to hold my main card as Rupay variant and add-on card as VISA/Masterscard? (Example if I lose my main card and while reapplying I ask for VISA/Mastercard variant)

Big N O 🤭

 

[NShah]

@RishiKiDev @D₹V

Is it possible to hold my main card as Rupay variant and add-on card as VISA/Masterscard? (Example if I lose my main card and while reapplying I ask for VISA/Mastercard variant)

How could such a question even come to your mind?

 

[CyberPsych]

How could such a question even come to your mind?

I don't know, I am new to add-on cards and both cards are different is being confirmed as an answer to the second question I posted 😁 Eventhough I know the account is same, I had to ask this to clarify myself 🥴

 

[D₹V]

@RishiKiDev @D₹V

Is it possible to hold my main card as Rupay variant and add-on card as VISA/Masterscard? (Example if I lose my main card and while reapplying I ask for VISA/Mastercard variant)

Maybe.

What's wrong in trying 😜.

But unique idea💡.

 

[RishiKiDev]

Maybe.

What's wrong in trying 😜.

But unique idea💡.

Bhai bhai! 😂

Support level 💯

 

[helloworld]

My Simply save card with 2.46L limit was closed 4 months back, anyway I can ask bank and get that limit back or at least close to it?

You can try this method, might work (Ignore the heading but check the post).

Pro Tips to make a SBI card life time free

Pro Tips- Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make...

www.technofino.in

 

[CyberPsych]

1. You should try yourself.

Tried payment through SBI BPCL Rupay CC linked to UPI and paid ₹309.63 in the same bunk where I used to get reward points. For ₹309.63 payment, they charged me ₹321.43 🫡. I don't know the calculation behind this amount. No surcharge waiver and reward points.

Before this, I have filled petrol for ₹200 using the card physically. SBI charged me ₹202.36, got ₹2.00 as surcharge waiver and 26 reward points as I should.

 

[D₹V]

Tried payment through SBI BPCL Rupay CC linked to UPI and paid ₹309.63 in the same bunk where I used to get reward points. For ₹309.63 payment, they charged me ₹321.43 🫡. I don't know the calculation behind this amount. No surcharge waiver and reward points.

Before this, I have filled petrol for ₹200 using the card physically. SBI charged me ₹202.36, got ₹2.00 as surcharge waiver and 26 reward points as I should.

Then surcharge waiver isn't working on UPI mode.

You should escalate it to Nodal 🤷👀.

 

[aayusharyan]

Then surcharge waiver isn't working on UPI mode.

You should escalate it to Nodal 🤷👀.

Arrey bhai, iss baar aapne nodal ko escalate karne ko kaha. Not OB. Kya baat hai. /s

 

[CyberPsych]

Then surcharge waiver isn't working on UPI mode.

You should escalate it to Nodal 🤷👀.

Before I am escalating, should it work on UPI?

 

[D₹V]

Arrey bhai, iss baar aapne nodal ko escalate karne ko kaha. Not OB. Kya baat hai. /s

Wo to agla kadam hai.

 

[D₹V]

Before I am escalating, should it work on UPI?

Why not, waiver should be on UPI too 🤷.

 

[CyberPsych]

Then surcharge waiver isn't working on UPI mode.

You should escalate it to Nodal 🤷👀.

SBI customer care says "As per policy update, surcharge waiver is not applicable for fuel transactions through UPI". Is this true? What is the policy update? @Abhishek012 @D₹V

Or should I escalate to Nodal Officer? If it is policy update, I think Nodal Officer will say the same.