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(New trick added for CC bill payment) Payzapp wallet UPI launched (for iphone/android users) (SBI Cashback credit card loot tricks added)

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Abhishek012

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(Free Credit Card to Bank) Payzapp wallet UPI launched (for iphone/android users) (SBI Cashback credit card loot tricks added):
New update - Payzapp Wallet UPI to Credit Card bill payment (No kyc required on Snapay app) -



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Payzapp has launched wallet upi services for iphone users. One person told he loaded Rs 1 lakh and successfully able to pay Rs 99950 to merchant qr code, you can use if you want free credit card to bank.

Monthly payzapp load limit is 2 lakh and i think ( not sure) daily wallet upi limit is Rs 1 lakh, first try with small amount.

Android/iphone user -

scan merchant UPI QR and enter amount

next screen click on drop down arrow and choose Payzapp wallet UPI.

Option lane ka trick, use latest version app or beta app -

Just open app and scan merchant qr and close try 2-3 times and reopen you will get Payzapp Wallet UPI option on drop down arrow.

Loot tips: Buy zingoy RuPay gift card using 5% SBI Cashback credit card.

2% extra charges and 3% effectively profit. Use Zingoy RuPay gift card on Payzapp Wallet load.

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techhdate said:
anyone encounter "you have exceeded daily transaction limit on payzaap ?
Click to expand...
The limits with payzapp are as follows (as per FAQs):

Maximum txn in a day: Rs.50K. Includes Debit Txn also. Ex: You load 50K in one go after that you can't do debit txns. It will throw limit exceeded mostly. Merchant Txn is allowed at 1L/day (but not sure).

Monthly load limit monthly is 2 Lakh but debit limit is 1 Lakh only per month.

Same with bank transfers. Upto 50K limit incl. charges per day and after that you can't even pay for any normal txn or recharge/bill. Wallet to Account: Per Beneficiary: max: 50K/month. 2 Beneficiaries = 1L/month and bank tfr limit is also 1L/month max.

I loaded in tranches of 10K, 20K, 30K, 20K, 10K on every alternate day. Paid 20K to friend merchant QR via wallet UPI. Didn't tried after that. 70K left which will be transfered in 40K and rest amount on Aug 1/2. Won't go for 50K in one go to avoid any circumstances.

This is from Payzapp FAQS:

As per KYC limits, maximum debit from wallet can only be 1 lakh/ month and these limits are set by the bank. Below are the monthly and annual debit/ credit limits on PayZapp wallet.
Full KYC Users
Credit Limits to wallet:
- Monthly: Rs 2 lakhs
- Annual: Rs 5 lakhs
Debit Limits from wallet:
- Monthly: Rs 1 lakh
- Annual: Rs 10 lakhs

I was confused reading 10 Lakh debit as credit is 5L per year. So in case you have old balance that was loaded in previous year can be used next year but in fresh year max. limit is 5l. So if some loads 2L in 2 month, only 1L can be loaded more but monthly 1L can be debited from this.
 
Last edited:
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I am getting wallet upi option, but transaction always fails for merchant QR on iOS. Yesterday I tried one Paytm QR, Payzap did not work, but CC on upi worked
 
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