New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick

[Abhishek012]

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick:

Play Store:

Giverly - Apps on Google Play

Giverly is a new age Pre-paid card

play.google.com

IOS Store: https://apps.apple.com/in/app/giverly/id6447155723

Download the app and complete mini kyc (full kyc also available).

Generate virtual card, activate ecom transaction.

Now go to add money option enter your 5% SBI Cashback credit card details and check merchant name on card otp page -

"Payu Payments Pvt ltd" - Merchant category - "Travel".

"Updated - Now New Merchant Name: "GIVERLY INDIA PRIVA" Came and MCC 5399 - GENERAL MERCHANDISE OR CONVENIENCE FOOD STORES".

Note - You can also cancel and try again until you get "Payu Payments Pvt ltd" (Travel Category MCC - 4722). @BUDHRAJ told, same was showing yesterday as well but after trying again it changed. Looks like they have 2 or maybe more PG.

However, both merchant name MCC is eligible for 5% SBI Cashback credit card.



Bank transfer trick -

1) You can load Rs1000 free of cost on mobikwik wallet every month.

2) Mobikwik wallet load with century coupon code - charges after cashback - 1.95% (century coupon code applied multiple times).

3) Snapay app >> Low priority (T+4) >> choose RuPay >> Only 1.18% charges >> pay >> Pay with this new app virtual card

Warning: currently this card is detect as credit card, maybe soon Snapay will find out this is prepaid card.

Note - Only Easebuzz payment page supported this card as credit card, if Payu page open then this card is not supported on Low priority (T+4).

when i click Visa/mastercard option Payu gateway page open. so, i choose RuPay option to get Easebuzz payment page. You can also try Visa/mastercard, net banking or other option if Payu gateway page will open.



4) Snapay >> Pay with Rewards trick >> charges almost 0.5% to 1.5% after cashback (Snapay >> Pay with Rewards will give higher cashback at the end of the month) >> Pay with this new app virtual card.

Note - If you dnt know about Snapay or Snapay >> Pay with Rewards trick then ask someone else. Dnt irritate me 😜😜

Ultra pro max level short me bolu toh - Snapay >> T+1 >> Pay with Rewards >> will give you zillion cashback points (375 to 750 zillion points) and Rs180 to Rs220 cashback (if you pay 20k on first transaction) and then next transaction, do Rs3000 payment and redeem your Pay with Rewards Cashback + redeem your zillion cashback points.

Note - You can also redeem your zillion points on mobikwik.

Another thing, you can also choose Intermiles point earning instead of zillion cashback points. Intermiles point will give you higher rewards and you can use Intermiles point to buy Amazon gv at 5% off + 5% extra cashback on SBI Cashback credit card.

And like i said, Pay with Rewards will give higher cashback at the end of the month. Sometimes we got Rs220 cashback + 750 zillion points (750 divide by 4 = Rs187.50).

If you guys understand clearly then the charges will be 0.5% to 1.5% (At the beginning of the month, Snapay >> Pay with Rewards give less cashback).

Remember the first transaction is 20k to earn all "Snapay >> Pay with Rewards cashback" and 2nd transaction do Rs3000 to redeem your cashback.

---

As an experiment, do a transaction of Rs 100 for the first time, if everything goes well then use a higher amount.

 

[Sahilhenzy]

Haa. Gross 9% hai.

Features Activation fees adjustment ke baad 7-8% banega

Bro Khali travel wala add kru ya fir Milestone ke bhi feature add kru. Kyuki travel wala feature 5% dega toh Gross 9% kaise banaega bro.

 

[VISHESH_BANSAL]

Bro Khali travel wala add kru ya fir Milestone ke bhi feature add kru. Kyuki travel wala feature 5% dega toh Gross 9% kaise banaega bro.

Jinpe AU LIT hai can easily get 7-8% back for any spends irrespective of MCC

1st Buy Pineperks GV of 20k on Amazon

Merchant Name on OTP Page
"AMAZON PAY INDIA PRIVATET"

2nd Load 20k on GIVERLY Wallet.

Merchant Name on OTP Page
"Payu Payments Pvt ltd"

Activate, Travel, Apparel, 10X online and 2% Milestone features on AU LIT

 

[Sahilhenzy]

Jinpe AU LIT hai can easily get 7-8% back for any spends irrespective of MCC

1st Buy Pineperks GV of 20k on Amazon

Merchant Name on OTP Page
"AMAZON PAY INDIA PRIVATET"

2nd Load 20k on GIVERLY Wallet.

Merchant Name on OTP Page
"Payu Payments Pvt ltd"

Activate, Travel, Apparel, 10X online and 2% Milestone features on AU LIT

Wow bro😳 itna din se au lit tha but use nhi kiya because of lack of knowledge.

 

[VISHESH_BANSAL]

Wow bro😳 itna din se au lit tha but use nhi kiya because of lack of knowledge.

Merpe knowledge thha but Card nhi🤣

Recently Approve hua hai, 4th Attempt m😂

 

[Sahilhenzy]

Merpe knowledge thha but Card nhi🤣

Recently Approve hua hai, 4th Attempt m😂

Oh achha. Ek galati kardi mene 5X online activate kar liya 10X ke jagah. Chalo koi nhi thoda kam banaega lekin banaega toh sahi.

 

[venkateshr]

Jinpe AU LIT hai can easily get 7-8% back for any spends irrespective of MCC

1st Buy Pineperks GV of 20k on Amazon

Merchant Name on OTP Page
"AMAZON PAY INDIA PRIVATET"

2nd Load 20k on GIVERLY Wallet.

Merchant Name on OTP Page
"Payu Payments Pvt ltd"

Activate, Travel, Apparel, 10X online and 2% Milestone features on AU LIT

Thanks for sharing these. Will be useful as I have AU Lit. If this is "Travel" won't this be beneficial for Yes First Exclusive / Reserv cards for direct wallet loads into Giverly since in that card Travel gets accelerated benefits. Any idea what is the MCC here. Thanks.

 

[VISHESH_BANSAL]

Thanks for sharing these. Will be useful as I have AU Lit. If this is "Travel" won't this be beneficial for Yes First Exclusive / Reserv cards for direct wallet loads into Giverly since in that card Travel gets accelerated benefits. Any idea what is the MCC here. Thanks.

MCC remains Same irrespective of Bank in most cases

Just note Merchant name properly on OTP page.

Merchant name on OTP page gives an Idea about MCC.

Since you already used AU Zenit, you already know which Merchant name on OTP page tagging Shopping and which name on OTP Page tagging Travel

 

[KLB@96]

Jinpe AU LIT hai can easily get 7-8% back for any spends irrespective of MCC

1st Buy Pineperks GV of 20k on Amazon

Merchant Name on OTP Page
"AMAZON PAY INDIA PRIVATET"

2nd Load 20k on GIVERLY Wallet.

Merchant Name on OTP Page
"Payu Payments Pvt ltd"

Activate, Travel, Apparel, 10X online and 2% Milestone features on AU LIT

so load giverly using pineperks Gv ? is that correct >?

 

[AlphaCAT]

When did coupl change its MCC ? I did transaction on 2nd Feb but still got cashback in SBI cashback card after bill generation today.

I did on 4th Feb . Didn’t receive CB after settlement.

 

[VISHESH_BANSAL]

so load giverly using pineperks Gv ? is that correct >?

No both 20k txns seperate using AU LIT.

For Amazon I already received Cashback in Apparel category.

For Giverly, txn is yet to be settled, but basis confirmation of fellow members in this thread it will give 5% in Travel Category.

20k-20k is just to Maximize Rewards. Load/Buy GV as per your Actual spends.

 

[Sahilhenzy]

No both 20k txns seperate using AU LIT.

For Amazon I already received Cashback in Apparel category.

For Giverly txn is yet to be settled, but basis confirmation of fellow members on this thread it will give 5% in Travel Category.

20k-20k is just to Maximize Rewards. Load/Buy GV as per your Actual spends.

Bro Pineperks is not in the stock from few days. It will come back I know however can I complete the Giverly thing first and later the Pineperks one.

 

[VISHESH_BANSAL]

Bro Pineperks is not in the stock from few days. It will come back I know however can I complete the Giverly thing first and later the Pineperks one.

Yes. You can do.

 

[Sahilhenzy]

Yes. You can do.

Thank you bro 😁

 

[VISHESH_BANSAL]

Thank you bro 😁

Make sure you activated All the features otherwise txn would not count

 

[Sahilhenzy]

Make sure you activated All the features otherwise txn would not count

Yes bro sb activate kar liya hai

 

[Sahilhenzy]

Those who are using Giverly they are giving cashback for using the Giverly card. Everyone who are using Giverly card are requested to donate that cashback for noble cause.

Help them with a kit of drawings,book, chocolate and stationery items by donating your wallet cashback.

 

[vamsiarun1988]

I did on 4th Feb . Didn’t receive CB after settlement.

Will do for Rs 100 today and will confirm back here after settlement. Thanks for the information .

 

[vamsiarun1988]

View attachment 42477Those who are using Giverly they are giving cashback for using the Giverly card. Everyone who are using Giverly card are requested to donate that cashback for noble cause.

Help them with a kit of drawings,book, chocolate and stationery items by donating your wallet cashback.

We can claim 80G tax benefit also as our PAN is already linked 🙂

 

[vamsiarun1988]

Jinpe AU LIT hai can easily get 7-8% back for any spends irrespective of MCC

1st Buy Pineperks GV of 20k on Amazon

Merchant Name on OTP Page
"AMAZON PAY INDIA PRIVATET"

2nd Load 20k on GIVERLY Wallet.

Merchant Name on OTP Page
"Payu Payments Pvt ltd"

Activate, Travel, Apparel, 10X online and 2% Milestone features on AU LIT

Looting AU SFB sounds music to Ears 😆

 

[hellobois]

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick:

Play Store:

Giverly - Apps on Google Play

Giverly is a new age Pre-paid card

play.google.com

IOS Store: https://apps.apple.com/in/app/giverly/id6447155723

Download the app and complete mini kyc (full kyc also available).

Generate virtual card, activate ecom transaction.

Now go to add money option enter your 5% SBI Cashback credit card details and check merchant name on card otp page -

"Payu Payments Pvt ltd" - Merchant category - "Travel".

"Updated - Now New Merchant Name: "GIVERLY INDIA PRIVA" Came and MCC 5262 - Marketplaces".

Note - You can also cancel and try again until you get "Payu Payments Pvt ltd" (Travel Category MCC - 4722). @BUDHRAJ told, same was showing yesterday as well but after trying again it changed. Looks like they have 2 or maybe more PG.

However, both merchant name MCC is eligible for 5% SBI Cashback credit card.

View attachment 42158

Bank transfer trick -

1) You can load Rs1000 free of cost on mobikwik wallet every month.

2) Mobikwik wallet load with century coupon code - charges after cashback - 1.95% (century coupon code applied multiple times).

3) Snapay app >> Low priority (T+4) >> choose RuPay >> Only 1.18% charges >> pay >> Pay with this new app virtual card

Warning: currently this card is detect as credit card, maybe soon Snapay will find out this is prepaid card.

Note - Only Easebuzz payment page supported this card as credit card, if Payu page open then this card is not supported on Low priority (T+4).

when i click Visa/mastercard option Payu gateway page open. so, i choose RuPay option to get Easebuzz payment page. You can also try Visa/mastercard, net banking or other option if Payu gateway page will open.

View attachment 42161

4) Snapay >> Pay with Rewards trick >> charges almost 0.5% to 1.5% after cashback (Snapay >> Pay with Rewards will give higher cashback at the end of the month) >> Pay with this new app virtual card.

Note - If you dnt know about Snapay or Snapay >> Pay with Rewards trick then ask someone else. Dnt irritate me 😜😜

Ultra pro max level short me bolu toh - Snapay >> T+1 >> Pay with Rewards >> will give you zillion cashback points (375 to 750 zillion points) and Rs180 to Rs220 cashback (if you pay 20k on first transaction) and then next transaction, do Rs3000 payment and redeem your Pay with Rewards Cashback + redeem your zillion cashback points.

Note - You can also redeem your zillion points on mobikwik.

Another thing, you can also choose Intermiles point earning instead of zillion cashback points. Intermiles point will give you higher rewards and you can use Intermiles point to buy Amazon gv at 5% off + 5% extra cashback on SBI Cashback credit card.

And like i said, Pay with Rewards will give higher cashback at the end of the month. Sometimes we got Rs220 cashback + 750 zillion points (750 divide by 4 = Rs187.50).

If you guys understand clearly then the charges will be 0.5% to 1.5% (At the beginning of the month, Snapay >> Pay with Rewards give less cashback).

Remember the first transaction is 20k to earn all "Snapay >> Pay with Rewards cashback" and 2nd transaction do Rs3000 to redeem your cashback.

---

As an experiment, do a transaction of Rs 100 for the first time, if everything goes well then use a higher amount.

Jab couple app hai to etni magajmari kyu karna?
Simple dalo simple nikalo.