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New Wallet UPI app | Free Credit Card to bank + Extra earning

Abhishek012

TF Pioneer
New Wallet UPI app | Free RuPay Credit Card to bank + Extra earning:

Note - only PAN number required for full Kyc. You can load max 1 lakh at a time.

App is RBI licensed PPI/Wallet app (100% secure your wallet money).


Refer is only for loan. So ignore refer thing.

App link:

Download the app signup/login

you will see popup window for loan, just slide up to down and close

Now scroll down and here all option, add money, Wallet UPI etc.

or click on "Pay" option and go to wallet page.

Click on add money and complete full kyc.

Note - only PAN number required for full Kyc. You can load max 1 lakh at a time.

Screenshot_20240915-055200.webp



Free RuPay Credit Card to bank -

Go to add money option choose BHIM UPI

now choose your favourite app and load money. no extra charge for RuPay credit Card link UPI add money.


Extra Earning -

Use Supermoney UPI app and load money and get every time Rs5 or Rs4 or Rs3 or Rs2 cashback.

Or use Yes bank, all RuPay credit card user offer here and chance to get Rs100 cashback -


https://www.technofino.in/community/threads/all-users-any-rupay-credit-card-upi-spend-₹2000-and-get-₹100-cashback-on-rupay-credit-card-upi-in-yes-pay-next-app.31821/

Also BHIM app offer, Flat Rs100 cashback - https://www.bhimupi.org.in/offers/bhim-offer-details?Id=15

Yes bank offer and BHIM app offer is not guarantee you will receive Rs100 cashback each offer but no harm to try.



Wallet UPI -

Just click on UPI and activate your Wallet UPI.


You can also transfer to your bank account or Wallet UPI etc.

New UPI register limit is Rs5000 for next 24-48hrs.

Note - first time try Rs100.

Also note - If by chance your money is debited and not added to wallet then just wait 15-20mins, your money will auto added (no need to worry).



Warning - Dnt load super duper big amount like 80k or 1 lakh on newly created account.

They will block your wallet for suspicious activities (2 person reported)

Take it easy, nothing will happen. I've been using it for a week, spending a few thousands rupees every day. Nothing has happened so far.

App is RBI licensed wallet, you money is 100% safe but of course they will block your wallet for suspicious activities, if you create new account and suddenly loaded 80k or 1 lakh.

Im sure they will unblock your account after complaint. This has happened before with another wallet apps as well. After suddenly loading such a large amount, it was later unblocked.

Aram aram se karo bhai sab koi, waise bhi new UPI register limit ka 5k hai for next 24-48hrs me.
 
Last edited:
They said 4812, which is Telecommunication Equipment Including Telephone Sales
Thanks for sharing the MCC. I had few questions in mind.

1) Will this be counted towards utility, wallet, education etc., spends as defined by the banks these days to charge 1% convenience or surcharge?

2) Since all the rupay CC have same card network, the MCC would remain same (4812) across different banks, right?
 
Thanks for sharing the MCC. I had few questions in mind.

1) Will this be counted towards utility, wallet, education etc., spends as defined by the banks these days to charge 1% convenience or surcharge?

2) Since all the rupay CC have same card network, the MCC would remain same (4812) across different banks, right?
4812 is usually utility by most banks. Check ur card terms. Mcc should ideally remain same irrespective of bank.
 
Thanks for sharing the MCC. I had few questions in mind.

1) Will this be counted towards utility, wallet, education etc., spends as defined by the banks these days to charge 1% convenience or surcharge?

2) Since all the rupay CC have same card network, the MCC would remain same (4812) across different banks, right?
4812 is usually utility by most banks. Check ur card terms. Mcc should ideally remain same irrespective of bank.
Check your bank, some banks charges Utility payment only for MCC - 4900

MCC - 4812 excluded on few banks.
 
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