New Yes Bank Credit Card - Yes Bank Marquee Credit Card

[TheGuy]

Is there (genuine and tangible) possibility of going from paid Reserve or Marquee to LTF base card in 2nd year?

 

[CardSeeker]

nope
they didnt offer a ltf marque

Check IB Once

 

[dfive]

@S S V Any thoughts on how I can increase my marquee limit which is only 1L right now while my DCB is 15L.

 

[SSV]

@S S V Any thoughts on how I can increase my marquee limit which is only 1L right now while my DCB is 15L.

Need to wait for a while, it seems you are over leveraged

 

[dfive]

Need to wait for a while, it seems you are over leveraged

Ah ok, my usage is not very high, and monthly net salary is around 5L, so I thought I should get a good limit, i recently got Amex MRCC and it was given with 5L limit.

 

[Deleted member 11974]

Ah ok, my usage is not very high, and monthly net salary is around 5L, so I thought I should get a good limit, i recently got Amex MRCC and it was given with 5L limit.

With 5L salary you can get emralde metal

 

[SSV]

Ah ok, my usage is not very high, and monthly net salary is around 5L, so I thought I should get a good limit, i recently got Amex MRCC and it was given with 5L limit.

Very strange.. what is your Total CL on all cards and loans reported in cibil?

 

[dfive]

With 5L salary you can get emralde metal

Is Emerald Metal better than marquee, seems mostly the same and I don't have a ICICI account, getting emerald metal seems non-trivial

Very strange.. what is your Total CL on all cards and loans reported in cibil?

Total CL is 20L (15 + 5), also have secured house loan of 80L
Is there a way for me to send the salary slips and get the CL increased. Customer support and the standard customer support email just asked me to wait for offers. Mostly the limit is not an issue, but once in a while might need for higher spends where DCB might not be great.

 

[SSV]

Is there a way for me to send the salary slips and get the CL increased. Customer support and the standard customer support email just asked me to wait for offers. Mostly the limit is not an issue, but once in a while might need for higher spends where DCB might not be great.

Just wait, as the bank is in recovery mode, they are being conservative. wait for 6 months and then think about LE by docs

 

[Deleted member 11974]

Is Emerald Metal better than marquee, seems mostly the same and I don't have a ICICI account, getting emerald metal seems non-trivial



Total CL is 20L (15 + 5), also have secured house loan of 80L
Is there a way for me to send the salary slips and get the CL increased. Customer support and the standard customer support email just asked me to wait for offers. Mostly the limit is not an issue, but once in a while might need for higher spends where DCB might not be great.

You will get a decent limit with icici

 

[gupta93126]

How can we redeem the points against flight and hotels?
Does Yes Bank has a similar platform like Axis TravelEdge?

 

[4uziaul]

How can we redeem the points against flight and hotels?
Does Yes Bank has a similar platform like Axis TravelEdge?

Please stop asking the same question in multiple threads.

 

[rahulsethi]

Stay away from yes bank they have pathetic customer service. I have a paid Reserv (First Exclusive) card which is due renewal next month. I asked for an upgrade to Marquee these buggers rejected. Then I asked to make Reserv LTF these buggers rejected. Then I asked them to downgrade to ACE these buggers rejected again. Which bank on earth doesn't let customers downgrade? That's our right, bank can't hold us hostage to one card variant. Upgrade I agree I might not be eligible by their standards it's their purview. But bro I hold a yes reserv with 6 lakh credit limit, why on earth can't I downgrade to ACE? Crazy bank had a no cost emi running foreclosed it by paying extra and I am fucking close this card taking my tally of active credit cards from 45 to 44 😬 But these buggers don't deserve my business.

 

[abc.xyz]

Bonus devaluation -

YES Bank imposes minimum card usage to unlock domestic airport lounge access

Soon, to unlock complimentary domestic lounge access, YES Bank cardholders need to spend Rs 10,000 or more in a calendar quarter.

www.moneycontrol.com

 

[Deleted member 11974]

this is very old

 

[mrbanker]

Applied for a Yes card as NTB customer and got approved in a day's time. Where can I check the limit they have provided as the card will be delivered after a few days

 

[Deleted member 11974]

you cant +

 

[DANTE0894]

The card was delivered today, but the welcome letter shows Yes First Exclusive as the card name.

Are you applying through the no-document option?

What is your CIBIL score?

Are you applying based on a salaried position or as a self-employed individual?

What annual income did you specify?