pleasegiveltf
TF Select
I usually don't track my CIBIL score, but on January '23 I found out by chance that SBI had reported incorrectly that I made a late payment on an educational loan I took in December '22. They had done the same a few years back but my credit score had recovered by December '22. When it happened again, my CIBIL score tanked from 750+ to 683 in just a month!
Since then I've been tracking my report every month through one of the free options (recently also subscribed to CIBIL) and it's nice to see a steady growth from 683 to 744 through only credit card usage (I got pretty pissed at SBI for doing this the second time and closed both my educational loans at their branch).
After a long fight with SBI it looks like it'll finally be corrected
Since then I've been tracking my report every month through one of the free options (recently also subscribed to CIBIL) and it's nice to see a steady growth from 683 to 744 through only credit card usage (I got pretty pissed at SBI for doing this the second time and closed both my educational loans at their branch).
After a long fight with SBI it looks like it'll finally be corrected
