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No Cost EMI - Cancellation - All Banks - Master Wiki

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Guys for HDFC i learnt it hard way. Purchased Samsung fridge from Samsung website with 12M NCE and after cancelling the EMI i was charged Processing fees + 1300 Rs foreclosure charges. EMI was cancelled within 24hrs of conversion and its been more than a month no charges reversed.
 
Guys for HDFC i learnt it hard way. Purchased Samsung fridge from Samsung website with 12M NCE and after cancelling the EMI i was charged Processing fees + 1300 Rs foreclosure charges. EMI was cancelled within 24hrs of conversion and its been more than a month no charges reversed.
You better drop a mail to them.

Did you cancel via HDFC cards app or some other source?
 
I have sent an email to crm@bobcard.go.in 2 days ago for cancellation of EMI but not received any reply, may be I need to wait for 5 working days. On call customer care executive told that there will be 3% of charges. Any workaround to get faster resolution?
 
Today I cancel my axis 12 months emi for calling CC they told 3% foreclosure charges +gst+processing +emi discount Wil take revesred with 120 days after contact merchant finally I lost 3% charges +processing fee
 
Today I cancel my axis 12 months emi for calling CC they told 3% foreclosure charges +gst+processing +emi discount Wil take revesred with 120 days after contact merchant finally I lost 3% charges +processing fee
Axis trick over in September, I think
 
What amount will be charged in this scenario from my card?

I m getting around 5000 discount

Even if they charge 3% foreclosure+ processing + gst it would be a profit of around 1500-2000

Can someone suggest? Or I am missing something

I am planning to use HDFC
 

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@telescope They won't charge 82757 + 3% + gst
Right?

I asked them to send payment link for online transaction
And they did it via paytm machine

And that page was showing you will be charged 82757
I was expecting OTP of 77499 instead of 82757.

Earlier when I used NO cost EMI facility from Amazon. I was charged the amount without interest. But today it wasn't the same case
 
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