No Limit increase in Tata NEU plus credit card for 7 months.

[Ekavya]

My HDFC TATA NEU PLUS credit card is going to be 7 month old. But I am still not getting limit increase offer. (Current Limit 50k). Every month I regularly spent 40k+ on this card using UPI. My CC limit for other bank cards are 4.6L and 2.8L. Can someone please tell me the reason?

 

[muditagarwal]

To upgrade it to Infinity you need 1.5L limit. Have you got your limit increased?

I am not sure regarding threshold Credit Limit of Rs1.5 Lakhs Tata Neu Infinity Credit Card from existing Tata Neu Plus Credit Card however I have credit limit much more than Rs1.5 Lakhs.

 

[Ekavya]

I am not sure regarding threshold Credit Limit of Rs1.5 Lakhs Tata Neu Infinity Credit Card from existing Tata Neu Plus Credit Card however I have credit limit much more than Rs1.5 Lakhs.

So you didn't get any Limit Increase offer. But you limit was already more than 1.5L. And now upgraded it into Tata Neu Infinity.

And btw is your card ltf?

 

[Ekavya]

My worst decision: Apply for Neu Plus with FYF offer. Now they are offering it LTF and I am not eligible for it.

 

[Fini7777]

My worst decision: Apply for Neu Plus with FYF offer. Now they are offering it LTF and I am not eligible for it.

Usually HDFC hardly offers LE for cobranded cards
If you are not using the card, I suggest you close it for now or proceed with the Manual LE request.

I am on the same boat but I have Neu infinity FYF now they're offering it as LTF, my bad

 

[Ekavya]

Usually HDFC hardly offers LE for cobranded cards
If you are not using the card, I suggest you close it for now or proceed with the Manual LE request.

I am on the same boat but I have Neu infinity FYF now they're offering it as LTF, my bad

After closing. After how many days I can reapply?

 

[Fini7777]

After closing. After how many days I can reapply?

For tata neu inf or neu plus 6 months
For other cards : 1 month
For other cobranded cards: immediately

 

[jhanishdev]

looking at how HDFC is throwing Tata Neu at the Indian public, expect it to be the next Regalia and moneyback. No limit upgrades or card upgrades and you will be stuck with it for atleast a decade.

 

[Ekavya]

For other cobranded cards: immediately

My only reaction:

 

[aniketkr.sharma]

My HDFC TATA NEU PLUS credit card is going to be 7 month old. But I am still not getting limit increase offer. (Current Limit 50k). Every month I regularly spent 40k+ on this card using UPI. My CC limit for other bank cards are 4.6L and 2.8L. Can someone please tell me the reason?

You are in a hurry bro, i had 6l max limit and once I had paytm hdfc card with 3 lacs limit that i closed and after that I again applied for core card and was not getting it approved for 3 months then after I applied tata neu and got its plus variant even after applied for infinity and got only 1.5 lac limit then as my income criteria was high they provided again 3 lac limit and upgrade to Regalia gold ltf it was a 2 year long process and you still thinking getting it in 7 months only

 

[Ekavya]

You are in a hurry bro, i had 6l max limit and once I had paytm hdfc card with 3 lacs limit that i closed and after that I again applied for core card and was not getting it approved for 3 months then after I applied tata neu and got its plus variant even after applied for infinity and got only 1.5 lac limit then as my income criteria was high they provided again 3 lac limit and upgrade to Regalia gold ltf it was a 2 year long process and you still thinking getting it in 7 months only

Actually I was in peace that HDFC doesn't provide Limit Increase easily for Co Brands cards. But A few days ago I saw that They are mass distributing Tata Neu cards with LTF offer. And I am stuck with Paid Card.

Now I can't apply for core cards and they won't make it LTF

 

[aniketkr.sharma]

Actually I was in peace that HDFC doesn't provide Limit Increase easily for Co Brands cards. But A few days ago I saw that They are mass distributing Tata Neu cards with LTF offer. And I am stuck with Paid Card.

Now I can't apply for core cards and they won't make it LTF

Its there strategy planning issue cobranded cards then people will close it and then show them the reality with core cards

 

[Raaghul5]

You are in a hurry bro, i had 6l max limit and once I had paytm hdfc card with 3 lacs limit that i closed and after that I again applied for core card and was not getting it approved for 3 months then after I applied tata neu and got its plus variant even after applied for infinity and got only 1.5 lac limit then as my income criteria was high they provided again 3 lac limit and upgrade to Regalia gold ltf it was a 2 year long process and you still thinking getting it in 7 months only

Bro, can you elaborate the process of upgrading tata neu card to regalia gold ltf?

 

[aniketkr.sharma]

Bro, can you elaborate the process of upgrading tata neu card to regalia gold ltf?

Tata neu plus with 1.5 lacs upgraded to tata neu infinity with same limit and then upgraded that card to millennia ltf and applied for tata neu infinity & got it ltf then then upgraded to regalia gold ltf, hoping to upgrade for dcb in january